452 Credit Management jobs in Singapore

Key Responsibilities:

• Conduct thorough financial analyses and evaluations to determine creditworthiness.
• Develop and implement effective risk management strategies to minimize potential losses.
• Collaborate with cross-functional teams to provide expert advice on credit-related matters.
• Maintain up-to-date knowledge of market trends and regulatory requirements.

Requirements:

• Minimum 3 years of experience in credit analysis or a related field.
• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal skills.
• Ability to work independently and as part of a team.

We are seeking a highly skilled Credit Analyst to join our team. If you have a passion for finance and a strong background in credit analysis, we encourage you to apply.

This is an exciting opportunity to work with a dynamic team and contribute to the growth and success of our organization.

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We are seeking a detail-oriented and experienced Finance Manager to join our Finance – Credit Management team. The ideal candidate will be responsible for managing the accounts receivable processes, ensuring accuracy in financial reporting, and supporting the finance department in maintaining financial health. This role involves Blackline submission, bad debt provision, general accounting tasks, department budget management, free cash flow forecasting, and other essential accounting functions.

Key Responsibilities:

Accounts Receivable Management:

Process and record incoming payments accurately and promptly.

Reconcile accounts receivable ledger to ensure all payments are accounted for and properly posted.

Follow up on overdue invoices and manage collections effectively.

Blackline Submission:

Prepare and submit monthly Blackline reconciliations, ensuring compliance with internal controls and accounting standards.

Address and resolve any discrepancies identified during reconciliation processes.

Bad Debt Provision:

Assess and calculate bad debt provision in accordance with company policy and accounting standards.

Collaborate with the credit control team to evaluate and write off uncollectible accounts when necessary.

General Accounting:

Perform month-end and year-end closing activities, including account reconciliations and journal entries.

Support the preparation of financial statements and reports as required.

Department Budget Management:

Preparation and monitoring of the department’s (Singapore & Sudong) budget.

Analyze variances and provide explanations to management.

Free Cash Flow Forecasting:

Prepare regular cash flow forecasts to support financial planning and decision-making processes.

Monitor and report on cash inflows and outflows, ensuring adequate liquidity.

Process Improvement:

Identify opportunities to streamline accounts receivable processes and enhance efficiency.

Implement best practices to optimize cash collection and reduce days sales outstanding (DSO).

Compliance and Internal Controls:

Ensure compliance with company policies, accounting standards, and regulatory requirements.

Support internal and external audits by providing necessary documentation and explanations.

Qualifications:

Bachelor’s degree in Accounting, Finance, or related field.

Experience in accounts receivable or general accounting roles.

Proficiency in Blackline and (specify accounting software, e.g., SAP, Oracle, QuickBooks).

Strong knowledge of accounting principles and financial reporting standards.

Excellent analytical and problem-solving skills.

Strong attention to detail and accuracy.

Ability to work independently and as part of a team.

Excellent communication and interpersonal skills.

Preferred Qualifications:

CPA or CMA certification.

Experience in budget management and cash flow forecasting.

Rewards that Go Beyond

• Full suite of health and wellness benefits

• Ongoing training and development programs

• Internal mobility opportunities

Your Career Growth Starts Here. Apply Now!

We are committed to a safe and healthy environment for our employees & customers and will require all prospective employees to be fully vaccinated.

Credit Control Role

• Follow up on outstanding customer debts via phone calls, emails or letters to ensure timely payment.
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• Coordinate with internal and external debt collectors to manage accounts receivable.
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• Generate AR statements and prepare aging analysis to monitor cash flow.
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• Monitor customer credit limits and report delinquent accounts to management promptly.
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• Responsible for preparing and sending accurate invoices to customers.
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• Verify that performance invoices are correctly generated.
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• Perform other tasks as assigned by management to support the team.
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Requirements

• A minimum of a GCE 'O' level qualification or equivalent in accountancy is required.
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• Proficiency in Microsoft Excel is necessary for this role.
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• Contribute to Regional EmB Loan "Global Design, Local Implementation" strategies and translate strategies into actionable plans for countries
• Alignment of Subsidiary CRMs to Group CRM and provide oversight and guidance to Subsidiary CRMs on:
• Credit Policy
  Credit Framework
  Credit Programs
  Credit Procedures / Processes
  Products and Propositions e.g. Test Programs, Mid-Market, Serial Entrepreneur
  Systems e.g. LUMOS, CDMS
• Pollinate credit best practices across the Region
• Responsible for renewal of Group Credit Policies and dissemination to Subsidiary CRMs
• Support Subsidiary CRMs to achieve satisfactory Credit Risk Review through oversight and sharing of regional findings / experience

• Support Business Unit in achieving its lending goals while maintaining sustainable credit risks through:
• Prudent credit assessment of non-STP Credit Proposal and Credit Memo
• Ensure approval complies with regulations, credit policies, product program guidelines and within Lending Authority Limit
• Ensure no new account turning NPL within 12 months from non-STP approval
• Jointly achieve satisfactory internal and external audit ratings

• At least 6 yrs of credit / frontline related experience with regional exposure
• Good understanding of:Small Business Banking products and industries
  Portfolio / Delinquency credit framework
• Able to translate strategies into action plans and successful implementation
• Strong interpersonal, communication and effective negotiation skills
• Strong management and supervisory skills
• Strong analytical and quantitative skills and attention to detail
• Adaptive and sensitive to cultural requirements to achieve desired results
• Self-motivated and able to work both independently and within a team
• MS Excel and data analytics skills

about the company

A regional bank with strong presence in the APAC market has an approved headcount in its Credit Risk Management team.

about the job

• Credit Assessment & Adjudication: Conduct thorough, independent analysis of complex credit proposals for corporate and institutional clients. You will structure, write, and present insightful credit recommendations to senior risk executives and credit committees.
• Transaction Advisory: Act as a subject matter expert, providing guidance to the Front Office on structuring credit facilities that align with the bank's risk framework and prevailing market conditions.
• Portfolio Management: Proactively manage the existing credit portfolio by partnering with the business unit to ensure submission of periodic reviews by stipulated deadlines, identifying potential risks.
• Due Diligence: Engage directly in client due diligence, which may include participating in site visits and management meetings alongside the commercial team to gain a comprehensive understanding of the business and its risks.
• Risk Framework & Policy: Contribute to the continuous improvement of the risk management framework. This includes reviewing, updating, and developing local risk policies, procedures, and workflows related to credit, market, and operational risk.
• Operational & Ad-Hoc Risk:
  • Manage and assess non-standard or urgent credit requests and limit excesses, ensuring prompt escalation and reporting.
  • Evaluate new product proposals, providing comprehensive risk assessments covering credit, market, and operational exposures.
  • Support the Head of Risk with various operational risk management duties, including periodic reporting and special projects.
• Reporting & Collaboration:
  • Generate and present regular and ad-hoc risk management reports for local and group-level stakeholders.
  • Collaborate effectively with middle and back-office teams to ensure all approved credit terms are accurately implemented and monitored.
  • Provide essential backup support for colleagues within the risk team to ensure business continuity.

about the manager/team

You’ll be part of a dynamic team with good teamwork and working culture.

skills and experience

• Degree holder in Accounting, Business, Banking & Finance and Economics
• 10-15 years of experience in corporate banking credit analysis and/or credit review
• Knowledge in (structured) trade finance and corporate loans

To apply online please use the 'apply' function, alternatively you may contact Judy at judy.low(@)randstad.com.sg

(EA: 94C3609/ R22110790)

Roles and Responsibilities:

Regional (75%)

• Contribute to Regional EmB Loan “Global Design, Local Implementation” strategies and translate strategies into actionable plans for countries
• Alignment of Subsidiary CRMs to Group CRM and provide oversight and guidance to Subsidiary CRMs on:
• Credit Policy
  Credit Framework
  Credit Programs
  Credit Procedures / Processes
  Products and Propositions e.g. Test Programs, Mid-Market, Serial Entrepreneur
  Systems e.g. LUMOS, CDMS
• Pollinate credit best practices across the Region
• Responsible for renewal of Group Credit Policies and dissemination to Subsidiary CRMs
• Support Subsidiary CRMs to achieve satisfactory Credit Risk Review through oversight and sharing of regional findings / experience

Group (25%)

• Support Business Unit in achieving its lending goals while maintaining sustainable credit risks through:
• Prudent credit assessment of non-STP Credit Proposal and Credit Memo
• Ensure approval complies with regulations, credit policies, product program guidelines and within Lending Authority Limit
• Ensure no new account turning NPL within 12 months from non-STP approval
• Jointly achieve satisfactory internal and external audit ratings

Requirements:

• At least 6 yrs of credit / frontline related experience with regional exposure
• Good understanding of:Small Business Banking products and industries
  Portfolio / Delinquency credit framework
  
• Able to translate strategies into action plans and successful implementation
• Strong interpersonal, communication and effective negotiation skills
• Strong management and supervisory skills
• Strong analytical and quantitative skills and attention to detail
• Adaptive and sensitive to cultural requirements to achieve desired results
• Self-motivated and able to work both independently and within a team
• MS Excel and data analytics skills

Get AI-powered advice on this job and more exclusive features.

Maybank Securities, a leading brokerage and investment bank with a reach extending across ASEAN, the UK and the US, offers a comprehensive suite of services. These include corporate finance & advisory, navigating debt and equity capital markets, derivatives trading, brokerage and research for both retail and institutional investors, and prime brokerage.

The Head of Credit Management will oversee the firm's credit operations, driving the development and implementation of credit risk policies, processes, and strategies to ensure robust risk management while enabling business growth. This position calls for an experienced professional with exceptional leadership, analytical expertise, and stakeholder management skills to effectively balance risk and opportunity in a fast-paced securities brokerage environment.

The role reports directly to the Chief Operating Officer.

Your responsibilities also include but not limited to:

• Oversee the Credit Management department's overall functions, ensuring policies, systems, and procedures align with business objectives.
• Review trading representatives’ and clients’ trading exposures and limits.
• Monitor collection of outstanding contra losses, review monthly status reports, and address escalations as needed.
• Liaise with solicitors regarding litigation matters and represent the firm in credit-related legal and regulatory queries.
• Handle queries from the Stock Exchange (e.g., SGX) related to trading representatives and/or clients.
• Approve various requests, such as amendments, payment extensions, privilege waivers, and trust account withdrawals.
• Review and manage financial matters, including remisiers’ commission payments, dealer statements, and payouts, ensuring they align with risk and credit policies.
• Handle complaints from trading representatives and clients professionally and in accordance with regulatory and internal policies.
• Institute and enforce systems and controls to manage risk exposures and ensure compliance with SGX, MAS, and other regulatory requirements.
• Provide strategic insights and reports to senior management, highlighting credit risk trends, regulatory changes, and mitigation measures.

Principal Accountabilities:

• Oversight of trading exposures and contra losses.
• Ensuring conformance with regulatory requirements.
• Credit risk management and mitigation.
• Timely and accurate handling of client and representative queries, including Stock Exchange inquiries.

Requirement:

• Outstanding academic record with a degree in Business, Finance, or Economics; a master’s degree or relevant certifications (e.g., CFA, FRM) is preferred.
• Minimum 15 years of experience in credit risk management or related fields in the securities brokerage or financial industry.
• Strong analytical and risk assessment skills.
• Deep understanding of financial products and regulatory frameworks, including SGX and MAS requirements.
• Exceptional stakeholder management and communication abilities.
• Proven track record in managing teams.
• Detail-oriented with excellent problem-solving and decision-making skills.

We regret that only shortlisted candidates will be notified.

• Seniority level Not Applicable

• Employment type Full-time

• Job function Finance and Other
• Industries Financial Services, Investment Banking, and Capital Markets

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Reporting Line: Direct reporting to COO

Location: Central Business District

Roles & Responsibilities

• The Head of Credit Management will lead the firm's credit operations, implementing risk policies, processes, and strategies to ensure effective risk management and support business growth.
• Lead the Credit Management department, ensuring policies, systems, and procedures align with business objectives and industry standards.
• Review and manage trading representatives' and clients' trading exposures and limits.
• Monitor the collection of outstanding contra losses, prepare and review monthly status reports, and address escalations effectively.
• Liaise with solicitors on litigation matters and represent the firm in credit-related legal and regulatory inquiries.
• Respond to Stock Exchange (e.g., SGX) queries related to trading representatives or clients.
• Approve various requests, including amendments, payment extensions, privilege waivers, and trust account withdrawals.
• Oversee financial matters such as remisiers' commission payments, dealer statements, and payouts, ensuring compliance with risk and credit policies.
• Address complaints from trading representatives and clients professionally while adhering to regulatory and internal policies.
• Develop and enforce systems and controls to manage risk exposures, ensuring compliance with SGX, MAS, and other regulatory requirements.
• Provide strategic insights and detailed reports to senior management, highlighting credit risk trends, regulatory updates, and mitigation strategies.
• Monitor trading exposures and manage contra losses proactively.
• Ensure alignment with regulatory requirements and implement robust credit risk management practices.
• Handle client and trading representative queries, including those from Stock Exchanges, in a timely and accurate manner.

Requirements:

• A degree in Business, Finance, or Economics; a master's degree or relevant certifications (e.g., CFA, FRM) is preferred.
• At least 15 years of experience in credit risk management or related roles within the securities brokerage or financial industry.
• Strong analytical and risk assessment capabilities.
• Comprehensive knowledge of financial products and regulatory frameworks, including SGX and MAS requirements.
• Exceptional skills in stakeholder management and communication.
• Proven experience in leading and managing teams.
• Detail-oriented with excellent problem-solving and decision-making skills.

By sending your job resume to us, it shall be deemed that you have agreed and hereby give your consent to Merries Employment LLP in collecting, using and/ or disclosing your personal data for the purpose of accessing and processing your job application and/ or for future job opportunities within Merries and/ or with the client(s) of Merries. If you wish to withdraw your consent, please notify us.

We regret to inform only shortlisted candidates will be notified.

Merries Employment LLP

EA Licence No: 14C7362

Posting Personnel: Kong Fong Ting

EA Personnel Registration No: R1987853

Reporting Line: Direct reporting to COO

Location: Central Business District

Roles & Responsibilities

• The Head of Credit Management will lead the firm's credit operations, implementing risk policies, processes, and strategies to ensure effective risk management and support business growth.
• Lead the Credit Management department, ensuring policies, systems, and procedures align with business objectives and industry standards.
• Review and manage trading representatives’ and clients’ trading exposures and limits.
• Monitor the collection of outstanding contra losses, prepare and review monthly status reports, and address escalations effectively.
• Liaise with solicitors on litigation matters and represent the firm in credit-related legal and regulatory inquiries.
• Respond to Stock Exchange (e.g., SGX) queries related to trading representatives or clients.
• Approve various requests, including amendments, payment extensions, privilege waivers, and trust account withdrawals.
• Oversee financial matters such as remisiers’ commission payments, dealer statements, and payouts, ensuring compliance with risk and credit policies.
• Address complaints from trading representatives and clients professionally while adhering to regulatory and internal policies.
• Develop and enforce systems and controls to manage risk exposures, ensuring compliance with SGX, MAS, and other regulatory requirements.
• Provide strategic insights and detailed reports to senior management, highlighting credit risk trends, regulatory updates, and mitigation strategies.
• Monitor trading exposures and manage contra losses proactively.
• Ensure alignment with regulatory requirements and implement robust credit risk management practices.
• Handle client and trading representative queries, including those from Stock Exchanges, in a timely and accurate manner.

Requirements:

• A degree in Business, Finance, or Economics; a master’s degree or relevant certifications (e.g., CFA, FRM) is preferred.
• At least 15 years of experience in credit risk management or related roles within the securities brokerage or financial industry.
• Strong analytical and risk assessment capabilities.
• Comprehensive knowledge of financial products and regulatory frameworks, including SGX and MAS requirements.
• Exceptional skills in stakeholder management and communication.
• Proven experience in leading and managing teams.
• Detail-oriented with excellent problem-solving and decision-making skills.

By sending your job resume to us, it shall be deemed that you have agreed and hereby give your consent to Merries Employment LLP in collecting, using and/ or disclosing your personal data for the purpose of accessing and processing your job application and/ or for future job opportunities within Merries and/ or with the client(s) of Merries. If you wish to withdraw your consent, please notify us.

We regret to inform only shortlisted candidates will be notified.

Merries Employment LLP

EA Licence No: 14C7362

Posting Personnel: Kong Fong Ting
EA Personnel Registration No: R1987853