459 Credit Analyst jobs in Singapore

Job Description :

• Evaluate the overall credit worthiness of new dealers and conduct ongoing review of accounts to assess their ability to meet credit obligations periodically, and alert business in the event of any adverse conditions/news to minimise and circumvent loan loss scenarios
• Write credit proposals in the loan origination process and make variations / recommendations
• Work with relationship managers to support all credit related matters
• Perform loan portfolio analysis, industry analysis and peer comparisons
• Ensure compliance with credit policies rules and procedures
• Any other ad-hoc duties assigned by supervisor

Job Requirement :

• Academic qualification: Diploma & equivalent
• Aspire to build a sales-oriented career
• Strong analytical skills with good grasp of financial analysis
• Ambitious, result-driven as well as passionate to provide excellence customer experience
• Strong understanding of customer and market dynamics and requirements
• Competent in English (verbal & written)
• High level of integrity, meticulous and detail-orientated
• Strong ownership with ability to operate in a flexible, dynamic environment
• Ability to multi-task, deliver results and solve problem well under pressure to meet deadlines
• Open and willing to learn new things, take on new challenges and make adjustments to suit transitions in the workplace

Credit Analyst

About The Company

Sing Investments & Finance Limited has 60 years of lending experience in the financing arena in Singapore. Our core activities include the acceptance of fixed and saving deposits from the public as well as the provision of loans and credit facilities to individuals and corporations, particularly the Small and Medium Enterprises (SMEs) in Singapore. The relationships that have been built over the years have earned us the reputation as one of Singapore's trusted finance companies. We are seeking dynamic individuals to grow with us and to continue building relationships with our valued customers.

Responsibilities:

• To perform credit evaluation and risk analysis of Corporate and Individual Borrowers;
• To perform annual and periodic review of loans portfolio, product manual, reports etc;
• Conduct KYC, AML Checks, financial spreading, preparation of credit related reports etc;
• Undertake adhoc projects as assigned by Head of Department;

Requirements:

• Candidates who possess a minimum diploma in accounting, business, banking and finance with minimum 1 year of experience (credit or SMEs lending) in preparing financial spreadsheet, originating credit proposal and preparing related reports etc with good foundation in accounting, economics, statistics will be desirable;
• Candidates with degree in banking and finance, business and economics may apply;
• Good understanding of property and motor vehicle market will be an added advantage;
• Meticulous, analytical, details, good report writing skills, proficient in words, excel etc;
• Familiar with consumer banking i.e. MAS 825, 829, 831 etc;
• Good team player, proactive and keen learner;
• Relevant training will be provided;

*Only shortlisted candidates will be notified.

*Remuneration and corporate rank will commensurate with experience.

Unlock Your Career Potential - Your Dream Role is Here

Your new company

An established Asian Bank is looking for a Corporate Banking Credit Analyst to join their team in their Singapore office.

Your new roleConduct review and analysis of existing and potential borrowers (large corporates) for independent and impartial presentation of credit risk assessment. Conduct independent and impartial credit risk analysis of existing and potential borrowers for (amongst others) creditworthiness and repayment capability. Preparation of a monthly report to Branch Senior Management (at Credit Committee Monthly meeting) tracking disclosure and receipt of financial statements, and completion of Credit Reviews and CRR reviews within timelines pursuant to Head Office and branch's P&P.

What you'll need to succeed

• Minimum of 5 years of working experience as a corporate banking credit analyst
• Experience in writing the full end-to-end credit memo and preparation
• General industry exposure will be a heavy preference

What you'll get in return

• A competitive salary and comprehensive benefits package
• Opportunities for professional growth and development
• The chance to work with a growing financial institution and have a significant impact on its success

What you need to do now

If you or someone you may know may be interested in this opportunity, please do contact me on the details below for more information or drop over an updated CV to my email at

Alternatively, if this job opportunity is not relevant to you, feel free to email me your latest updated CV in Word/PDF format to have a confidential discussion on the relevant openings based on your skill sets and expertise.

At Hays, we value diversity and are passionate about placing people in a role where they can flourish and succeed. We actively encourage people from diverse backgrounds to apply.

EA Reg Number: R

EA Licence Number: 07C3924

Company Registration No: D

RESPONSIBILITIES:

• Responsible for underwriting and assessing credit propositions and transactions submitted by Relationship Managers, to ensure compliance with the Bank's credit policies and procedures, risk acceptance criteria where appropriate, and regulatory requirements.
• Complete annual and/or loan reviews assigned.
• Participate in client calls with the Relationship Managers.

REQUIREMENTS:

• 3 years of relevant corporate credit analyst/risk experience.
• Strong analytical, communication and interpersonal skills are required.
• Familiar with MS software applications such as Word, Excel, PowerPoint etc.
• Excellent verbal and written communication skills are essential.
• Ability to work well with others and independently, a team player, accountable and a positive work attitude are essential qualities.

Yang Lily, Recruit Avenue Pte. Ltd.

EA License Number: 23C1935 | EA Personnel Number: R

Job Description:

• Evaluate the overall credit worthiness of new dealers and conduct ongoing review of accounts to assess their ability to meet credit obligations periodically, and alert business in the event of any adverse conditions/news to minimise and circumvent loan loss scenarios
• Write credit proposals in the loan origination process and make variations / recommendations
• Work with relationship managers to support all credit related matters
• Perform loan portfolio analysis, industry analysis and peer comparisons
• Ensure compliance with credit policies rules and procedures
• Any other ad-hoc duties assigned by supervisor

Job Requirement:

• Academic qualification: Diploma & equivalent
• Aspire to build a sales-oriented career
• Strong analytical skills with good grasp of financial analysis
• Ambitious, result-driven as well as passionate to provide excellence customer experience
• Strong understanding of customer and market dynamics and requirements
• Competent in English (verbal & written)
• High level of integrity, meticulous and detail-orientated
• Strong ownership with ability to operate in a flexible, dynamic environment
• Ability to multi-task, deliver results and solve problem well under pressure to meet deadlines
• Open and willing to learn new things, take on new challenges and make adjustments to suit transitions in the workplace

Credit Analyst

This is a perm hire role for one of the Financial Institution

Salary Range: $3,000-$6,000

Work Location: CBD Area

Job Description

• Monitor credit accounts routinely, assess delinquent accounts, and recommend appropriate follow-up actions.
• Conduct regular monitoring of joint (designated) accounts to detect and investigate abnormal client activity.
• Review the Trade Bureau Business Watch Hit Report and promptly update the management on any flagged or alert accounts.
• Review and update the Special Attention Accounts list on a weekly basis, ensuring timely escalation of any concerns.
• Analyze the ageing report regularly and provide updates to management, highlighting delinquency trends and risk concentrations.
  Liaise with customers or paymasters actively, to verify validity of the transactions and ensure that payment will be made in due time, into the correct bank account

Skills Requirements

• Minimum 2 years of working experiences.
• Experience in Credit Companies is an added advantage.
• Knowledge to analyze Company Audit report is an added advantage.
• Strong analytical and quantitative skills with the ability to analyze financial data, assess risk factors, and identify potential vulnerabilities.
• Good understanding of credit risk principles, methodologies, and frameworks.
• Proficient in Microsoft Word, Excel, PowerPoint, and Outlook.
• Hard-working and diligent in carrying out responsibilities with attention to detail
• A good team player, who is also capable of working independently with minimal supervision.

We regret to inform you that only shortlisted candidates will be notified.

By submitting your personal data and/or resume, you will be deemed to have agreed and consented to us collecting, using, retaining, and disclosing your personal information to prospective employers for their consideration.

Joselito Peciller | EA Reg No: R

KEY RESPONSIBILITIES:

• Conduct through analysis of financial statements of new and existing counterparties for creditworthiness evaluation.
• Prepare detailed profile reports covering company background, operations, financial status, performance, and market reputation.
• Provide recommendation based on the analysis for credit decision-making.
• Continuously monitor credit exposure and identify early warning signs of potential defaults or breaches.
• Prepare regular reports and presentations for management, highlighting key risks, trends, and actions required.
• Develop and prepare spreadsheets and models to support analysis of new and existing credit applications.
• Assist in the development and implementation of risk mitigation strategies to address identified risks, ensuring that the company operates within its established risk tolerance.

QUALIFICATIONS:

• Degree in Finance, Accounting, Business, Economics, or related field.
• 3-5 years of experience in credit analysis, preferably within the oil and gas, commodities, or financial services sectors.
• Strong understanding of financial statements, credit risk analysis, and financial modeling techniques.
• Knowledge of trade finance and hedging structures within the commodity trading industry is an advantage.
• Excellent communication and interpersonal skills, with the ability to interact effectively with internal teams and external stakeholders.
• A proactive and results-driven mindset with the ability to solve complex problems and make informed decisions.

Our Client

A global financial institution which boasts a deeply rooted and expansive franchise in Asia, with an uninterrupted presence since the mid-19th century. Today, the group operates across 13–15 markets in the Asia Pacific region, with over 19,000–20,000 employees.

The Role

Our client is seeking an experienced Credit Analyst with 5–10 years of prior corporate credit experience. The role supports Relationship Managers in analyzing and monitoring the credit risk of a portfolio of corporate clients, preparing high-quality credit proposals and memos to support approval of credit facilities.

Key Responsibilities

• Collaborate with Relationship Managers and Product Partners to:
• Gather and assess client information to identify and mitigate risks.
• Deliver complete, concise, and coherent counterparty and credit risk analyses in line with internal guidelines.
• Prepare comprehensive Credit Proposals to enable informed decision-making by the Credit Committee.
• Ensure timely submission of credit proposals and accuracy of data inputs across internal systems.
• Support Relationship Managers in credit process-related matters (planning Credit Committees, handling credit requests and related documentation).
• Monitor portfolio performance, including compliance with conditions, financial covenants, data quality, and risk alerts.
• Stay updated on credit methodologies, policies, and industry practices.
• Share insights and contribute to the development of industry intelligence.

Contributing Responsibilities

• Present Credit Proposals to local and, when relevant, regional Credit Committees.
• Participate in client meetings with Relationship Managers to deepen understanding of counterparties.
• Contribute to discussions on potential transactions.
• Support projects aimed at improving credit process efficiency.
• Assist with portfolio, credit administration, and statistical reporting as required.
• Contribute to the internal control and compliance framework.

Competencies (Technical / Behavioral)

Technical

• Strong analytical skills
• Risk management expertise
• Accuracy and attention to detail
• Ability to synthesize information
• Continuous learning mindset

We regret that only shortlisted candidates will be contacted.

Main Responsibilities

• Prepare credit proposals
• Provide administrative credit support
• Prepare Weekly and Monthly reports

Detailed Tasks

• Apt in analyzing and distilling financial information succinctly in a credit proposal
• Accurate spreading of Borrowers' & for Group's financial statements
• Collaborate with the Credit & Marketing officers to identify credit, operational and business risks and recommend solutions to address or mitigate these risks
• Able to write a credit proposal concisely and cogently
• Able to submit written work within stipulated deadlines
• Generate weekly and monthly credit reports for monitoring purposes
• Ensure credit applications comply with Company's credit policies
• Identify early warning signs or credit weaknesses to minimize/circumvent loan loss
• Has an incisive understanding of the direct and strong connection between business and credit environments
• Ad-hoc functions as assigned by the direct report, from time to time

Requirements

• The incumbent should possess at least a bachelor degree in Business Administration, Finance or Accountancy with minimum four years of experience in credit assessment function, preferably for the SME business segment.

• The incumbent should be skilled in effective business writing, professionally inquisitive and has a keen analytical intellect. He/She must be precise and thorough with facts and figures.

• The corporate rank and compensation will be commensurate with the candidate's experience and qualifications

Interested candidate who meets the essential prerequisites, please apply with your detailed resume, stating current and expected salary and contact telephone number.

We regret that only shortlisted candidates will be notified.