Director - Risk Management

Singapore, Singapore American Express

Posted 6 days ago

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**Description**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
How will you make an impact in this role?
**Overview of The Department**
Commercial Rating and Underwriting (CRU) sits within the Credit and Fraud Risk Management (CFR) division and forms the institutional credit risk management function within American Express. The CRU team plays the critical role of assessing and managing the risk of institutional exposures across all business units within American Express, and in all regions globally. Credit exposures are primarily generated through corporate and small business card programs, via merchant service relationships where non-delivery risk exists, and among the securities portfolio held for firm-wide liquidity. CRU is led from Salt Lake City with regional teams in New York, London, Singapore, India and Sydney.
In addition to determining the internal credit rating which drives the probability of default of each exposure, CRU also underwrites Amex's large commercial card programs. As a bank holding company, American Express must comply with the highest global banking standards set by Basel and implemented by our primary regulator, the Federal Reserve.
**Job Responsibilities**
Directors in CRU are responsible for overseeing managers who rate and underwriting credit exposures in their assigned region, industry, and business line. Fundamental analysis incorporates a thorough review of business, financial, industry and country risk coupled with support from internal and external rating model outputs. Assessment includes understanding of the need for credit extension, profitability of the relationship and program structures. CRU directors interact with various constituents across the firm including front office sales, business unit risk partners, and credit administration to perform their critical role.
**Desired Skills:**
+ Expertise as a credit and underwriting decision maker dealing with commercial exposures ranging from small business or middle-market to large, multinational institutions
+ Thorough understanding of fundamental financial analysis, including the ability to review corporate financial statements to determine the ability of the obligor to honor its credit obligations.
+ Lead various projects to meet heightened standards for Category 2 bank, as issued by the Office of the Comptroller of the Currency on regulatory capital rule and liquidity coverage ratio rule
+ Proven ability to influence others to achieve complex objectives against tight deadlines
+ Comfort with GAAP/IFRS accounting standards, corporate valuation, and forecasting
+ Knowledge of how probability of default and loss given default determine economic capital
+ Experience in determining appropriate credit capacity, structuring of facilities, and risk mitigation techniques
+ Comfort with public agency ratings and supporting analysis
+ Understanding of current macroeconomic trends and how to provide recommendations to improve the PD estimation based on the business cycle
+ Experience preparing company-specific and industry-wide credit memorandums
+ Excellent judgment in making sound rating and underwriting decisions to maximize profitability and mitigate risk
+ Review of rating methodology in operating manual in English and Chinese
+ Track record of collaborating and building relationships across organization
+ Ability to lead large scale, time sensitive, enterprise-wide projects through to successful completion
**Qualifications:**
+ Minimum 10 years' experience in rating and / or underwriting at a leading financial institution or rating agency
+ Experience in managing, training and mentoring direct reports
+ Bachelor's degree from a top tier university in finance, accounting, economics, or statistics
+ Proficiency in English and Chinese (Mandarin)
+ Good knowledge on the U.S banking regulations, particularly those imposed by Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation.
**Qualifications**
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ Support for financial-well-being and retirement
+ Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ Generous paid parental leave policies (depending on your location)
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
**Job:** Risk
**Primary Location:** Singapore-Singapore-Singapore
**Schedule** Full-time
**Req ID:** 25013315
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Risk Management Specialist

Singapore, Singapore beBeeRisk

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Job Title: Risk Management Lead - Technology and Operations

Our organization is looking for a highly skilled Risk Management Lead to join our team. This role will play a critical part in ensuring the effective implementation of our risk framework and governance routines.

**Key Responsibilities:**
  • Develop and socialize potential risk mitigation strategies across multiple divisions.
  • Drive risk engagement & management and issue identification, including E2E risk management and quality assurance testing.
  • Assess regulatory changes impacting technology and operations and drive related risk mitigation programs.
**Requirements:**
  • Individual with IT risk/audit experience preferably in Banking/FI domain.
  • Bachelor's degree in IT, minimum 4-6 plus years of experience, industry certifications (CISA, CISM, COBIT foundation, etc) preferred.
  • Relevant experience in executing Risk initiatives within a tech risk function, compliance or technology audit role.
**What You Will Do:**
  • Manage senior stakeholders communication and reporting.
  • Drive QA (Quality Assurance) testing, Business Continuity for applications, Sustainability Program and new toolset adoption with JIRA for Risk management.
  • Foster the Identify, Escalate, Debate risk culture.
**Benefits:**
  • You will oversee the effective implementation of the Bank's Risk framework and Global Technology (GT) governance routines and requirements.
  • Collaborate across the GCIBT application groups, Risk Leads and enterprise process owners (including Global Information Security) to respond to Internal and External Audits, Exams, and Regulatory/Clearing Inquiries & Assessments.
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Risk Management Specialist

Singapore, Singapore beBeeCompliance

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Compliance Officer

We are seeking a skilled Compliance Officer to join our team. The successful candidate will be responsible for ensuring the company's compliance with all relevant regulations and laws.

  • Act as a central point of contact for local and regional regulatory issues, providing expert advice and guidance to stakeholders.
  • Oversee and ensure compliance with all MAS regulations, maintaining accurate records and reporting any non-compliance findings.
  • Monitor sanctions developments and their impact on the business, identifying potential risks and recommending mitigating strategies.
  • Lead or participate in compliance reviews covering key aspects of the Company's operations, ensuring adherence to the Group's policies, operating procedures, and regulatory requirements.
  • Provide necessary compliance training to staff, promoting a culture of compliance throughout the organization.
  • Formulate the Compliance and Governance strategy, including Enterprise Risk Management (ERM), to mitigate risks and ensure regulatory compliance.
  • Work closely with the Head of Departments on sales, partnership, non-disclosure, PDPA agreements, and other contracts, ensuring alignment with company policies and regulatory requirements.
  • Evaluate and perform risk assessments of contractual obligations, highlighting and reporting any non-compliance/risk findings and providing appropriate recommendations to management.
Requirements
  • University graduate in Business Administration, Marketing, or related discipline.
  • Minimum 5 years of relevant work experience and proven record in marketing project management.
  • Good knowledge of digital/e-marketing tools and systems.
  • Good understanding of the Singapore consumer market.
  • Strong analytical, organization, leadership, and presentation skills.
  • Able to work independently and as a team player.
  • Excellent negotiation, interpersonal, and communication skills.
  • Proficiency in MS Office.
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Risk Management Specialist

Singapore, Singapore beBeeCollateral

Posted today

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Operations Expert

The role of Operations Analyst involves ensuring that margin call processes are aligned with CSA/GMRA/GMSLA/PAD agreements. This includes managing bilateral margin calls, calculating, issuing and receiving margin calls, and settling them in a timely and accurate manner.

Key Responsibilities:
  • Ensure margin call processes comply with relevant agreements
  • Manage bilateral margin calls, including calculations, issuance and receipt
  • Manage Regulatory Initial Margin calls via triparty custodian
  • Manage OTC cleared margin calls with clearing brokers and houses
  • Resolve disputes according to established protocol and procedures
  • Support overseas entities in collateral management
  • Handle process exceptions such as non-payment and no response to margin calls
Requirements:
  • Bachelor's degree in Finance, Banking or Business
  • Minimum 1-3 years operations experience, especially in collateral management
  • Familiarity with OTC derivative products and valuation
  • Excellent communication and teamwork skills
  • Ability to work in a fast-paced environment and drive results
  • Curious mindset to identify improvements
  • Proficiency in MS Office Applications

This is an exciting opportunity for a detail-oriented individual who can drive process improvements and ensure compliance with regulatory requirements.

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Risk Management Professional

Singapore, Singapore beBeeRiskManagement

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Job Description

As a key member of our team, you will develop and manage a portfolio of complex corporate accounts, leveraging your analytical, problem-solving, influencing, and negotiation skills to ensure client satisfaction and retention.

Key Responsibilities
  • Develop and manage complex corporate accounts, utilizing strong analytical and problem-solving skills.
  • Negotiate with insurers and package competitive solutions to meet client needs.
  • Provide client servicing, including claims, advisory on market trends, and related insurance updates to help businesses thrive.
Requirements
  • Certificate in General Insurance or equivalent qualification.
  • Diploma or higher education level (we consider candidates without the required qualifications but with relevant experience).
  • At least 5 years of similar experience, preferably in leading a team.
  • Strong negotiation and influential skills, with the ability to negotiate with insurers and influence clients on proposed recommendations.
  • Excellent verbal and written communication skills.
  • Experience in general classes of insurance, such as property, public liability, work injury compensation, etc.
Benefits
  • Opportunity to work with diverse clients and develop professional relationships.
  • Chance to expand knowledge and skills through continuous learning and professional development.

This role is ideal for professionals who are passionate about risk management and have a strong desire to make a difference in the industry.

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Risk Management Specialist

Singapore, Singapore beBeeretail

Posted today

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About the Company

We have partnered with one of the leading retail groups in Singapore.

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Risk Management Professional

Singapore, Singapore beBeeRiskManagement

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Risk Management Facilitator Job Description

This role involves facilitating risk management activities to ensure the safety of personnel and assets. The appointed facilitator will perform various duties including:

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Risk Management Professional

Singapore, Singapore beBeeRiskManagement

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Job Title: Risk Management Professional

We are seeking a highly skilled candidate with a strong interest in risk management to support our department's operations and contribute to the development of strategic initiatives.

Main Responsibilities:
  • Legal Support and Review : Provide expert legal support for various documents, including articles, briefings, presentations, guidance notes, policies, and procedures related to risk management within the legal profession.
  • Administration Assistance : Assist in the administration of the Unclaimed Money Fund, collaborating closely with other departments as required.

Key Qualifications:

  • Bachelor's degree in law or a related field
  • Demonstrated expertise in risk management principles and practices

What We Offer:

  • A dynamic work environment with opportunities for professional growth and development

How to Apply:

Please submit your application, including your resume and a cover letter outlining your relevant experience and qualifications.

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Risk Management Specialist

Singapore, Singapore beBeeRiskManagement

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Risk Management Specialist

We believe that collaborative problem-solving is key to achieving success.

Our diverse global community of professionals comes together to build trust in society and solve complex issues.

As a valued member of our team, you will have the opportunity to develop your skills and work on exciting projects, empowered by technology.

  • Key Skills:
  • Effective risk management strategies
  • Collaborative teamwork
  • Problem-solving and analytical skills
  • Adaptability and flexibility

Benefits:

  • A supportive and inclusive work environment
  • Ongoing training and development opportunities
  • A competitive salary and benefits package
  • The chance to make a meaningful impact in society

About Our Team:

Our team is passionate about making a difference in the world. We are dedicated to creating a positive and productive work environment that fosters growth and collaboration.

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IT Risk Management

Singapore, Singapore D L RESOURCES PTE LTD

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Main job duties but not limited to the following:
  • Carry out IT General Control testing in accordance with the Assurance methodology, and evaluate the adequacy and effectiveness of internal controls relating to risks within those functional areas.
  • Adopt a range of sources and methods to obtain knowledge and apply judgment based on sound business knowledge of day-to-day assurance review work; this includes identifying and assessing key risks and designing testing to assess the design and operating effectiveness of the key controls in place to mitigate risk.
  • Collaborate with subject matter experts (SME) and other teams in integrated assurance reviews and actively contribute to the delivery of team plans in support of the functional and business strategies under limited supervision.
  • Proactively develop and maintain professional consultative working relationships with the technology risk team, with internal stakeholders, and use a range of approaches to collect relevant and readily available information to assess risk, resolve issues or carry out tasks.
  • Active engagement with team members for knowledge sharing.
  • You will assist the team in any adhoc work and projects as assigned
  • Job rotation may be required as and when (however, you will be advised accordingly)
Requirement
  • Minimum 3 to 5 years of IT audit experience, preferably from the financial industry or Big 4.
  • Experience in application audit.
  • Exposure to MAS Technology Risk Management guidelines is preferred.
  • Sound knowledge of banking or technology processes, banking products and the overall industry.
  • Experience in usage of data analytics for IT audit or assurance work will be a strong plus.
  • Excellent communication skills (verbal, written and presentation) to deliver timely technology assurance reports to senior management and stakeholders.
  • Strong relationship management, analytical, problem solving, communication, influencing, planning and presentation skills.
  • Self-motivated and driven, able to work independently.
  • Establish a good understanding of the relevant functional area's developments and is a keen learner to continuously develop relevant technical expertise.
  • Able to work in a fast-paced business environment.
  • Able to work in virtual, global teams in a matrix organisation, transfer knowledge and is a good team player.
This role is like being a "Tech Risk Detective" inside the bank.
Your job is to: Check if internal IT processes (like system access, change management, backups, etc.) are being followed correctly based on company policies and MAS (Monetary Authority of Singapore) regulations. You don't do the actual IT work; instead, you review and validate the work done by other internal teams (LOD1). You ask for evidence (e.g., logs, reports) to see if things were done right. If you spot issues or risks, you document your findings and help the team come up with an action plan to fix them. You're not an external auditor (like EY or PwC), and you're not part of the bank's internal audit department (LOD3). You're "LOD1.5", which is an internal independent checker role between the actual doers (LOD1) and internal auditors (LOD3).
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