447 Security Program jobs in Singapore
Cyber Security Program Analyst
Posted today
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The Information Division focuses on capabilities and technologies that enables the SAF to harness and exploit information in the battlefield. Capability areas include cyber security, data analytics and fusion, artificial intelligence, robotics autonomy, manned- unmanned system teaming, and vulnerabilities assessments and operations research. Our mission in Information Assurance Programme is to seek both near-term and longer-term solutions to national security challenges in cyberspace. In recent years, these include protection of critical infrastructures, autonomous vehicles, IoT, and embedded devices. We also seek broad-based AI techniques to tackle cyber analytics challenges, these include machine learning, Natural Language Processing and game theory
People are DSO’s greatest asset. You will get to realise your career aspirations and develop your own niche either as a deep technical expert or a leader in the team. With frequent career dialogues and a robust training and development framework, we will provide you with the necessary development tools for you to reach your potential. You will also be recognised and rewarded through competitive remuneration packages and scholarship opportunities
Cyber Security Program Analyst
In this role, you will:
Conduct research in the latest system security threats and vulnerabilities- Conduct in-depth program analysis techniques and tools to automatically find bugs in systems and software
- Operate computational tools to expedite the parallelization of bug finding effectively and efficiently
- Master / Bachelor's Degree in Computer Science / Computer & Communication Systems / Information Science / Computer Engineering / Computer Forensics / Electrical & Electronics Engineering / Network Technology / Mathematics or related qualification.
- Experience in compilers, program analysis (static/dynamic)
- Experience in C/C++ programming, Python and Powershell programming
- Experience in one of more of the following: (1) basic database and networking programming, programming Windows and Linux virtualization systems; (2) web development using web framework (HTML/XHTML, CCS, Javascript, FLASK, etc); (3) virtualization of software such as QEMU or KVM; (4) basic infrastructure automation/setup (PXE, DHCP, IPMI, Ansible)
- Passion for computer programming and computer security
- Prior research experience will be advantageous
- Interests in applications of AI and machine learning are welcome
Cyber Security Program Analyst
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Join to apply for the Cyber Security Program Analyst role at DSO National Laboratories .
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Job Description
DSO National Laboratories (DSO) is Singapore’s largest defence research and development (R&D) organisation, with the critical mission to develop technological solutions to sharpen the cutting edge of Singapore's national security. At DSO, you will develop more than just a career. This is where you will make a real impact and shape the future of defence across the spectrum of air, land, sea, space and cyberspace.
The Information Division focuses on capabilities and technologies that enable the SAF to harness and exploit information in the battlefield. Capability areas include cyber security, data analytics and fusion, artificial intelligence, robotics autonomy, manned- unmanned system teaming, and vulnerabilities assessments and operations research. Our mission in the Information Assurance Programme is to seek both near-term and longer-term solutions to national security challenges in cyberspace, including protecting critical infrastructures, autonomous vehicles, IoT, and embedded devices. We also explore broad-based AI techniques such as machine learning, Natural Language Processing, and game theory.
People are DSO’s greatest asset. You will have opportunities to realize your career aspirations and develop your niche, whether as a deep technical expert or a team leader. With frequent career dialogues and a robust training framework, we will support your development. Recognition and rewards include competitive remuneration packages and scholarship opportunities.
Cyber Security Program Analyst
In This Role, You Will
- Conduct research on the latest system security threats and vulnerabilities
- Use program analysis techniques and tools to identify bugs in systems and software
- Operate computational tools to efficiently parallelize bug finding processes
Job Requirements
- Master's or Bachelor's Degree in relevant fields such as Computer Science, Computer Engineering, Information Science, etc.
- Experience in program analysis (static/dynamic), C/C++, Python, Powershell
- Knowledge in database, networking, virtualization, web development, or infrastructure automation is advantageous
- Passion for computer programming and security; prior research experience is a plus
- Interest in AI and machine learning applications is welcome
Seniority level
- Associate
Employment type
- Full-time
Job function
- Other
Industries
- Defense and Space Manufacturing
VP, Cyber Security Program Manager, COO's Office
Posted today
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VP, Cyber Security Program Manager, COO's Office
Location: Singapore, SG
Job Function: Chief Operating Officer’s Office
Job Type: Permanent
GIC is one of the world’s largest sovereign wealth funds. With over 2,000 employees across 11 locations around the world, we invest in more than 40 countries globally across asset classes and businesses. Working at GIC gives you exposure to an extraordinary network of the world’s industry leaders. As a leading global long-term investor, we work at the point of impact for Singapore’s financial future and the communities we invest in worldwide.
Chief Operating Officer's (COO) Office
The COO's Office supports our COO to streamline operations and align them with strategic goals. You will work with the COO, Heads of Departments, and stakeholders across GIC to achieve operational excellence.
Cyber Security & Resilience
You will be a part of an independent risk management function to protect the firm’s information technology assets, including business data, from external threats and operational risks, and to facilitate the firm’s digitalisation journey in a secure manner.
What impact can you make in this role?
You'll play a critical role in this organization by leading the cyber security program management function and collaborating with senior stakeholders across multiple departments and functions. This role is responsible for overseeing the planning, execution, and governance of key cyber security initiatives to ensure alignment with business goals and regulatory requirements.
What will you do as a VP Cyber Security Program Manager?
Project Management:
Manage and deliver the cybersecurity project tracks from inception to completion, ensuring high quality and timely delivery within scope and budget.
Coordinate with cross-functional teams, product managers, and business stakeholders to define project scope, goals, and deliverables.
Coordinate with development teams to ensure timely and efficient product development, leveraging agile methodologies.
Track progress against milestones and deadlines, ensuring that the product is delivered on time and within scope.
Identify and mitigate project delivery risks that could impact the product's success.
Provide regular project status tracking and reporting, communications to internal tech and business stakeholders. Leverage JIRA boards for proactive project status monitoring and automated reporting. Manage daily stand-ups and sprint review meetings as well.
Responsible for managing vendor teams supporting the implementation of cybersecurity project tracks.
Identify, assess, and manage risks associated with cyber security programs.
Develop mitigation strategies and ensure timely resolution of issues.
Implement best practices and continuous improvement processes within CSR.
Conduct post-project evaluations and apply lessons learned to future initiatives.
Stay abreast of industry trends, emerging technologies, and best practices in cyber security program management.
Stakeholder Management:
Work closely with product managers, business users, vendor teams, and change management team to ensure smooth rollout and adoption of the cybersecurity platform and its services.
Lead delivery resources to ensure they meet project requirements, align with business needs, and the product is released on time and with good quality.
Communicate product plans, progress, and updates to stakeholders, including product managers, business users, vendor teams, and change management team.
What qualifications or skills should you possess in this role?
Bachelor’s degree in Information Security, Computer Science, Business Administration, or a related field.
Minimum of 10 years of experience in cybersecurity or information technology, with at least 5 years in a program/project management leadership role and a strong track record of successful project delivery.
Proven experience in managing large-scale cybersecurity or information technology programs and projects.
Strong understanding of cybersecurity frameworks, standards, and regulations (e.g., NIST, ISO 27001, GDPR).
Project Management Professional (PMP), Certified Information Systems Security Professional (CISSP), or other relevant certifications preferred.
Financial skill and knowledge in terms of understanding budgets and reporting.
Knowledge of change management is preferred.
Ability to manage multiple initiatives simultaneously in a fast-paced environment.
Strong analytical and problem-solving skills.
Work at the Point of Impact
We need to be forward-looking to attract the right people to help us become the Leading Global Long-term Investor. Join our ambitious, agile, and diverse teams - be empowered to push boundaries and pursue innovative ideas, share your views, and be heard. Be anchored on our PRIME Values: Prudence, Respect, Integrity, Merit and Excellence, which guide us in how we make our day-to-day decisions. We strive to inspire. To make an impact.
GIC is a Great Place to Work
At GIC, our offices are vibrant hubs for ideation, professional growth, and interpersonal connection. At the same time, we believe that flexibility allows us to do our best work and be our best selves. Thus, our teams come into the office four days per week to harness the benefits of in-person collaboration, but have the flexibility to choose which days they work from home and adjust this arrangement as situational needs arise.
GIC is an equal opportunity employer
As an employer, we passionately believe every individual brings with them unique diversity of thought and perspectives to meaningfully enrich perspectives of GIC teams to drive competitive performance. An inclusive environment yields exceptional contribution.
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Security Technical Program Manager, Enterprise Engineering
Posted today
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Job Description
Responsibilities
- Define, build and lead cross-functional programs to deliver end-to-end solutions which solve various problems in technical and business domains
- Accountable for identifying and overcoming end-to-end, cross-functional problems in technical domains across client and/or server infrastructure
- Lead execution and delivery of solutions to resolve business problems via strategic thinking and on-the-ground leadership
- Drive and influence technical and product strategy, proactively identify problems, align on priorities, and set direction for a broadly cross-functional area
- Responsible for defining and delivering on technical requirements that solve people problems and product, platform or infrastructure requirements in conjunction with partners
- Define and own what success looks like, metrics & measurement, rollout, and scalable and sustainable operational plan
- Define and execute communication plans for key security initiatives for varying audiences
- Build trusting partnerships to readily mobilize people and influence across a broad range of partners, leaders, and organizations
- Identify and improve inefficiencies in how we operate to move faster with higher quality outcomes
- Assist in rolling out security standards and risk assessment methodologies
- Coordinate and enforce compliance with organization level security standards
- Lead requirements elicitation for new security solutions, identify security improvements and optimizations across the system
- Bachelor's/Master's degree in Computer Science or Engineering with 10+ years of experience in software engineering, systems engineering, hardware engineering, or technical product/program management focused on information security and risk management
- Experience in any of these areas: Identity and Access Management, Device/Platform Security, Data Security, Application Security, Cloud Security, Threat Modeling, Vulnerability Management, Network Security, and Datacenter deployments
- Experience delivering security programs or products from inception to delivery
- Experience in technology architecture design and solutioning
- Project management experience centered around information security and associated technology implementations
- Experience with executing day-to-day activities required for the development and tracking of information security initiatives, including the communication and management of policies, controls, and practices
- Experience with communicating sensitive and impactful changes to a broad technical audience
- Experience distilling complex technical information and conveying to different types of audiences to enable quick decisioning
- Strategic thinker with analytical and technology focused problem-solving experience
- Experience with demonstrating negotiation and conflict management
- Demonstrated experience with consistently working under your own initiative, seeking feedback and input where appropriate, across multiple teams to foster cross-functional working relationships. Includes working with and communicating with multiple partner teams and cross-functional partners
- Experience establishing work relationships across multi-disciplinary teams and multiple partners in different time zones
- Results-oriented and demonstrated experience of setting and meeting ambitious targets
- Experience of working on issues may not be clearly defined and require strategy and direction, analysis of situations and conceptual thinking
Security Technical Program Manager, Enterprise Engineering
Posted 6 days ago
Job Viewed
Job Description
Enterprise Engineering provides the tools and services necessary for Meta employees to get their jobs done effectively. Our impact is usually across our entire employee and contingent worker populations. We tackle complex technical issues across a highly varied and heterogeneous environment. We are seeking Technical Program Managers (TPMs) with security solutions deployment experience and a proven track record of success in a goal and impact-oriented environment. TPMs at Meta navigate loosely defined problem spaces and turn them into well-structured programs while being cross-functional relationship builders. They do it by assessing the big picture, finding connections where none exist, quickly building rapport across multidisciplinary teams, identifying and executing on a common goal to support Enterprise Engineering as we drive towards a more secure employee experience.
Responsibilities- Define, build and lead cross-functional programs to deliver end-to-end solutions which solve various problems in technical and business domains
- Accountable for identifying and overcoming end-to-end, cross-functional problems in technical domains across client and/or server infrastructure
- Lead execution and delivery of solutions to resolve business problems via strategic thinking and on-the-ground leadership
- Drive and influence technical and product strategy, proactively identify problems, align on priorities, and set direction for a broadly cross-functional area
- Responsible for defining and delivering on technical requirements that solve people problems and product, platform or infrastructure requirements in conjunction with partners
- Define and own what success looks like, metrics & measurement, rollout, and scalable and sustainable operational plan
- Define and execute communication plans for key security initiatives for varying audiences
- Build trusting partnerships to readily mobilize people and influence across a broad range of partners, leaders, and organizations
- Identify and improve inefficiencies in how we operate to move faster with higher quality outcomes
- Assist in rolling out security standards and risk assessment methodologies
- Coordinate and enforce compliance with organization level security standards
- Lead requirements elicitation for new security solutions, identify security improvements and optimizations across the system
- Bachelor's/Master's degree in Computer Science or Engineering with 10+ years of experience in software engineering, systems engineering, hardware engineering, or technical product/program management focused on information security and risk management
- Experience in any of these areas: Identity and Access Management, Device/Platform Security, Data Security, Application Security, Cloud Security, Threat Modeling, Vulnerability Management, Network Security, and Datacenter deployments
- Experience delivering security programs or products from inception to delivery
- Experience in technology architecture design and solutioning
- Project management experience centered around information security and associated technology implementations
- Experience with executing day-to-day activities required for the development and tracking of information security initiatives, including the communication and management of policies, controls, and practices
- Experience with communicating sensitive and impactful changes to a broad technical audience
- Experience distilling complex technical information and conveying to different types of audiences to enable quick decisioning
- Strategic thinker with analytical and technology focused problem-solving experience
- Experience with demonstrating negotiation and conflict management
- Demonstrated experience with consistently working under your own initiative, seeking feedback and input where appropriate, across multiple teams to foster cross-functional working relationships. Includes working with and communicating with multiple partner teams and cross-functional partners
- Experience establishing work relationships across multi-disciplinary teams and multiple partners in different time zones
- Results-oriented and demonstrated experience of setting and meeting ambitious targets
- Experience of working on issues may not be clearly defined and require strategy and direction, analysis of situations and conceptual thinking
Meta builds technologies that help people connect, find communities, and grow businesses. When Facebook launched in 2004, it changed the way people connect. Apps like Messenger, Instagram and WhatsApp further empowered billions around the world. Now, Meta is moving beyond 2D screens toward immersive experiences like augmented and virtual reality to help build the next evolution in social technology. People who choose to build their careers by building with us at Meta help shape a future that will take us beyond what digital connection makes possible today—beyond the constraints of screens, the limits of distance, and even the rules of physics.
IT Security Risk Management Specialist
Posted today
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Job Description
Job Description
We are seeking a highly skilled IT Security Operations Specialist to manage and maintain our organisation's security posture through various operational and compliance management tasks and monitoring activities.
The successful candidate will have responsibility for ensuring the accuracy of server inventory and data in TechLens platform, as well as managing SSL certificate lifecycle and tracking End-of-Life (EOL) and End-of-Support (EOS) for all systems.
Key responsibilities include:
Additional responsibilities include:
Requirements for this role include:
Key Skills and Qualifications
Preferred Qualifications
Executive, Risk Management
Posted 2 days ago
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Job Description
iFAST Corporation Ltd is a global digital banking and wealth management fintech platform headquartered in Singapore and listed on the SGX-ST Mainboard. The Risk Management department is seeking an inquisitive Risk Management Executive to join our team to collaborate with departments to champion risk management initiatives and continue to build on our risk-aware culture.
Responsibilities
- Support the development of risk management plans through the establishment of robust enterprise-wide risk management policies and processes, and sets risk limits to guide risk-taking within the Group
- Contribute to the overall success of the Risk Management function through delivery of specific goals, plans in support of business strategies and objectives
- Lead risk control self-assessment program through implementation of the scope review of the significant business units & processes, identify and assess risk areas, advise on the design of risk controls, monitor and coordinate updates of remediation action plans to mitigate the risks areas identified
- Lead and partner the business lines and support functions to ensure risk metrics and risk appetites are defined, documented and applicable thresholds justified through rationales for principal risks
- Participate, partner with and provide ‘sounding board’ guidance to the business lines and control and support units to ensure new initiative sponsors assess risks appropriately
- Produce regular reports highlighting key risk areas, including market, credit and liquidity risk measures, and key performance trend, contribution and attribution analytics to portfolio managers, senior management, Investment Committee and Board
- Perform stress test or scenario analysis on portfolio or company-wide level.
- Participate in Scenario Analysis through documentation and research of relevant internal and external operational loss events
- Provide input/support in the development and communication of processes to support policy implementation
- Identify and address opportunities for improving controls and efficiencies of processes
- Be involved in the user requirement studies and user acceptance test for risk and performance systems
- Assist Team Leads and Management with ad-hoc requests
Requirements
- Good degree in any discipline
- Candidates without working experience are encouraged to apply
- Possess a high level of drive and initiative, strong communication, analytical, quantitative and interpersonal skills
- Independent, driven, resourceful and meticulous
- Enjoys multi-tasking in a fast-paced environment
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Director - Risk Management
Posted 13 days ago
Job Viewed
Job Description
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
How will you make an impact in this role?
Overview of The Department
Commercial Rating and Underwriting (CRU) sits within the Credit and Fraud Risk Management (CFR) division and forms the institutional credit risk management function within American Express. The CRU team plays the critical role of assessing and managing the risk of institutional exposures across all business units within American Express, and in all regions globally. Credit exposures are primarily generated through corporate and small business card programs, via merchant service relationships where non-delivery risk exists, and among the securities portfolio held for firm-wide liquidity. CRU is led from Salt Lake City with regional teams in New York, London, Singapore, India and Sydney.
In addition to determining the internal credit rating which drives the probability of default of each exposure, CRU also underwrites Amex’s large commercial card programs. As a bank holding company, American Express must comply with the highest global banking standards set by Basel and implemented by our primary regulator, the Federal Reserve.
Job Responsibilities
Directors in CRU are responsible for overseeing managers who rate and underwriting credit exposures in their assigned region, industry, and business line. Fundamental analysis incorporates a thorough review of business, financial, industry and country risk coupled with support from internal and external rating model outputs. Assessment includes understanding of the need for credit extension, profitability of the relationship and program structures. CRU directors interact with various constituents across the firm including front office sales, business unit risk partners, and credit administration to perform their critical role.
Desired Skills:
- Expertise as a credit and underwriting decision maker dealing with commercial exposures ranging from small business or middle-market to large, multinational institutions
- Thorough understanding of fundamental financial analysis, including the ability to review corporate financial statements to determine the ability of the obligor to honor its credit obligations.
- Lead various projects to meet heightened standards for Category 2 bank, as issued by the Office of the Comptroller of the Currency on regulatory capital rule and liquidity coverage ratio rule
- Proven ability to influence others to achieve complex objectives against tight deadlines
- Comfort with GAAP/IFRS accounting standards, corporate valuation, and forecasting
- Knowledge of how probability of default and loss given default determine economic capital
- Experience in determining appropriate credit capacity, structuring of facilities, and risk mitigation techniques
- Comfort with public agency ratings and supporting analysis
- Understanding of current macroeconomic trends and how to provide recommendations to improve the PD estimation based on the business cycle
- Experience preparing company-specific and industry-wide credit memorandums
- Excellent judgment in making sound rating and underwriting decisions to maximize profitability and mitigate risk
- Review of rating methodology in operating manual in English and Chinese
- Track record of collaborating and building relationships across organization
- Ability to lead large scale, time sensitive, enterprise-wide projects through to successful completion
Qualifications:
- Minimum 10 years’ experience in rating and / or underwriting at a leading financial institution or rating agency
- Experience in managing, training and mentoring direct reports
- Bachelor’s degree from a top tier university in finance, accounting, economics, or statistics
- Proficiency in English and Chinese (Mandarin)
- Good knowledge on the U.S banking regulations, particularly those imposed by Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation.
Risk Management Manager
Posted 13 days ago
Job Viewed
Job Description
You lead the development, implementation and evaluation of quality assurance and risk management, covering corporate governance and compliance policies and processes for our organization.
Establish and maintain a quality and risk management framework that aligns with the organization’s vision, mission and values, goals, and complies with the relevant Acts, laws, regulations and standards
Communicate and collaborate with internal and external stakeholders to convey quality assurance and risk management information and expectations, build trust and rapport
Coordinate and conduct activities such as audits, assessments, reviews, investigations; and reporting and monitoring and improving the performance and outcomes of the organization and its services
Identify, analyze and manage potential and actual risks and issues
Develop and implement solutions and strategies to prevent, mitigate or resolve them
Provide guidance, support and training to staff and managers on quality assurance and risk management best practices and processes, and fostering a culture of quality and safety across the organization
Oversee the protection of data during storage, usage and disposal to manage risk of data loss
Respond and manage incidences from inception, through solutioning, to completion, with all affected operators and relevant authorities
Oversee activities to foster personal data protection awareness within the organisation
Enhance compliance processes based on an evaluation of gaps in business operations and data protection requirements
Translate user's privacy and personal date protection requirements into data-driven design thinking processes
Requirements:
A degree holder with certification in risk management, data protection or related credentials from a recognized professional association
Minimum 5 years of relevant working experience
Demonstrate knowledge and understanding of the aspects of compliance, governance and risk management
Knowledge and experience in health care and/or NGO risk management settings will be an advantage
Proficient technical skills to use various tools and applications to collect, analyze and report management data and information
Experience in managing risk through data and AI governance
Good communication and interpersonal skills
Meticulous and systematic in documentation
Analytical and strong problem-solving and critical thinking skills
Integrity to uphold ethical principles and values
Director - Risk Management
Posted today
Job Viewed
Job Description
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
How will you make an impact in this role?
Overview of The Department
Commercial Rating and Underwriting (CRU) sits within the Credit and Fraud Risk Management (CFR) division and forms the institutional credit risk management function within American Express. The CRU team plays the critical role of assessing and managing the risk of institutional exposures across all business units within American Express, and in all regions globally. Credit exposures are primarily generated through corporate and small business card programs, via merchant service relationships where non-delivery risk exists, and among the securities portfolio held for firm-wide liquidity. CRU is led from Salt Lake City with regional teams in New York, London, Singapore, India and Sydney.
In addition to determining the internal credit rating which drives the probability of default of each exposure, CRU also underwrites Amex’s large commercial card programs. As a bank holding company, American Express must comply with the highest global banking standards set by Basel and implemented by our primary regulator, the Federal Reserve.
Job Responsibilities
Directors in CRU are responsible for overseeing managers who rate and underwriting credit exposures in their assigned region, industry, and business line. Fundamental analysis incorporates a thorough review of business, financial, industry and country risk coupled with support from internal and external rating model outputs. Assessment includes understanding of the need for credit extension, profitability of the relationship and program structures. CRU directors interact with various constituents across the firm including front office sales, business unit risk partners, and credit administration to perform their critical role.
Desired Skills:
- Expertise as a credit and underwriting decision maker dealing with commercial exposures ranging from small business or middle-market to large, multinational institutions
- Thorough understanding of fundamental financial analysis, including the ability to review corporate financial statements to determine the ability of the obligor to honor its credit obligations.
- Lead various projects to meet heightened standards for Category 2 bank, as issued by the Office of the Comptroller of the Currency on regulatory capital rule and liquidity coverage ratio rule
- Proven ability to influence others to achieve complex objectives against tight deadlines
- Comfort with GAAP/IFRS accounting standards, corporate valuation, and forecasting
- Knowledge of how probability of default and loss given default determine economic capital
- Experience in determining appropriate credit capacity, structuring of facilities, and risk mitigation techniques
- Comfort with public agency ratings and supporting analysis
- Understanding of current macroeconomic trends and how to provide recommendations to improve the PD estimation based on the business cycle
- Experience preparing company-specific and industry-wide credit memorandums
- Excellent judgment in making sound rating and underwriting decisions to maximize profitability and mitigate risk
- Review of rating methodology in operating manual in English and Chinese
- Track record of collaborating and building relationships across organization
- Ability to lead large scale, time sensitive, enterprise-wide projects through to successful completion
Qualifications:
- Minimum 10 years’ experience in rating and / or underwriting at a leading financial institution or rating agency
- Experience in managing, training and mentoring direct reports
- Bachelor’s degree from a top tier university in finance, accounting, economics, or statistics
- Proficiency in English and Chinese (Mandarin)
- Good knowledge on the U.S banking regulations, particularly those imposed by Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation.