462 Risk Management Director jobs in Singapore

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

Overview of The Department

Commercial Rating and Underwriting (CRU) sits within the Credit and Fraud Risk Management (CFR) division and forms the institutional credit risk management function within American Express. The CRU team plays the critical role of assessing and managing the risk of institutional exposures across all business units within American Express, and in all regions globally. Credit exposures are primarily generated through corporate and small business card programs, via merchant service relationships where non-delivery risk exists, and among the securities portfolio held for firm-wide liquidity. CRU is led from Salt Lake City with regional teams in New York, London, Singapore, India and Sydney.

In addition to determining the internal credit rating which drives the probability of default of each exposure, CRU also underwrites Amex’s large commercial card programs. As a bank holding company, American Express must comply with the highest global banking standards set by Basel and implemented by our primary regulator, the Federal Reserve.

Job Responsibilities

Directors in CRU are responsible for overseeing managers who rate and underwriting credit exposures in their assigned region, industry, and business line. Fundamental analysis incorporates a thorough review of business, financial, industry and country risk coupled with support from internal and external rating model outputs. Assessment includes understanding of the need for credit extension, profitability of the relationship and program structures. CRU directors interact with various constituents across the firm including front office sales, business unit risk partners, and credit administration to perform their critical role.

Desired Skills:

• Expertise as a credit and underwriting decision maker dealing with commercial exposures ranging from small business or middle-market to large, multinational institutions
• Thorough understanding of fundamental financial analysis, including the ability to review corporate financial statements to determine the ability of the obligor to honor its credit obligations.
• Lead various projects to meet heightened standards for Category 2 bank, as issued by the Office of the Comptroller of the Currency on regulatory capital rule and liquidity coverage ratio rule
• Proven ability to influence others to achieve complex objectives against tight deadlines
• Comfort with GAAP/IFRS accounting standards, corporate valuation, and forecasting
• Knowledge of how probability of default and loss given default determine economic capital
• Experience in determining appropriate credit capacity, structuring of facilities, and risk mitigation techniques
• Comfort with public agency ratings and supporting analysis
• Understanding of current macroeconomic trends and how to provide recommendations to improve the PD estimation based on the business cycle
• Experience preparing company-specific and industry-wide credit memorandums
• Excellent judgment in making sound rating and underwriting decisions to maximize profitability and mitigate risk
• Review of rating methodology in operating manual in English and Chinese
• Track record of collaborating and building relationships across organization
• Ability to lead large scale, time sensitive, enterprise-wide projects through to successful completion

Qualifications:

• Minimum 10 years’ experience in rating and / or underwriting at a leading financial institution or rating agency
• Experience in managing, training and mentoring direct reports
• Bachelor’s degree from a top tier university in finance, accounting, economics, or statistics
• Proficiency in English and Chinese (Mandarin)
• Good knowledge on the U.S banking regulations, particularly those imposed by Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation.

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
How will you make an impact in this role?
Overview of The Department
Commercial Rating and Underwriting (CRU) sits within the Credit and Fraud Risk Management (CFR) division and forms the institutional credit risk management function within American Express. The CRU team plays the critical role of assessing and managing the risk of institutional exposures across all business units within American Express, and in all regions globally. Credit exposures are primarily generated through corporate and small business card programs, via merchant service relationships where non-delivery risk exists, and among the securities portfolio held for firm-wide liquidity. CRU is led from Salt Lake City with regional teams in New York, London, Singapore, India and Sydney.
In addition to determining the internal credit rating which drives the probability of default of each exposure, CRU also underwrites Amex’s large commercial card programs. As a bank holding company, American Express must comply with the highest global banking standards set by Basel and implemented by our primary regulator, the Federal Reserve.
Job Responsibilities
Directors in CRU are responsible for overseeing managers who rate and underwriting credit exposures in their assigned region, industry, and business line. Fundamental analysis incorporates a thorough review of business, financial, industry and country risk coupled with support from internal and external rating model outputs. Assessment includes understanding of the need for credit extension, profitability of the relationship and program structures. CRU directors interact with various constituents across the firm including front office sales, business unit risk partners, and credit administration to perform their critical role.
Desired Skills:
Expertise as a credit and underwriting decision maker dealing with commercial exposures ranging from small business or middle-market to large, multinational institutions
Thorough understanding of fundamental financial analysis, including the ability to review corporate financial statements to determine the ability of the obligor to honor its credit obligations.
Lead various projects to meet heightened standards for Category 2 bank, as issued by the Office of the Comptroller of the Currency on regulatory capital rule and liquidity coverage ratio rule
Proven ability to influence others to achieve complex objectives against tight deadlines
Comfort with GAAP/IFRS accounting standards, corporate valuation, and forecasting
Knowledge of how probability of default and loss given default determine economic capital
Experience in determining appropriate credit capacity, structuring of facilities, and risk mitigation techniques
Comfort with public agency ratings and supporting analysis
Understanding of current macroeconomic trends and how to provide recommendations to improve the PD estimation based on the business cycle
Experience preparing company-specific and industry-wide credit memorandums
Excellent judgment in making sound rating and underwriting decisions to maximize profitability and mitigate risk
Review of rating methodology in operating manual in English and Chinese
Track record of collaborating and building relationships across organization
Ability to lead large scale, time sensitive, enterprise-wide projects through to successful completion
Qualifications:
Minimum 10 years’ experience in rating and / or underwriting at a leading financial institution or rating agency
Experience in managing, training and mentoring direct reports
Bachelor’s degree from a top tier university in finance, accounting, economics, or statistics
Proficiency in English and Chinese (Mandarin)
Good knowledge on the U.S banking regulations, particularly those imposed by Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation.
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As a Compliance Lead, you will oversee the Licensing and AML related matters for a growing payments firm in Singapore. You will be responsible for working with MAS on all licensing related matters, onboarding and KYC of new customers, implementing and enhancing the AML / CFT / Sanctions and all Anti-Bribery related frameworks, monitoring high-risk transactions and mitigating risks in the business, and carrying out investigation work if there are any alerts or red flags.

• Bachelor's degree in a related field
• At least 8 years of compliance experience, ideally with experience across MAS and AML
• Prior compliance experience in a payments firm
• Able to work independently
• Ability to manage and work with regional stakeholders

Position Objective:

This position is responsible for managing and mitigating regulatory risk. Collaborate with business functions to foster a positive risk culture through effective risk and compliance awareness, engagement, advisory and preventive programs.

Roles and Responsibilities

• Provide ongoing compliance advisory and support to business functions on various business initiatives to ensure compliance with existing and new regulations.
• Conduct gap assessments on new regulatory developments, liaise with the various business functions to ensure new regulatory requirements are properly implemented, identified gaps are closely monitored to ensure adherence to regulatory requirements.
• Ensure regulatory compliance registers are kept up to date and timely certified by Senior Management, regulatory obligations are effectively embedded into business, monitor and ensure proper remediation of any lapses noted.

Regulatory Liaison

• Liaise with key regulators and industry associations to ensure their requests and queries are promptly addressed. Facilitate engagement sessions with key regulators to ensure strong relationships are maintained.
• Review and provide adequate challenge to the business functions on responses to regulators to ensure accurate, consistent and high-quality responses are provided.
• Assist in reporting requirements to stakeholders as required.

Other responsibilities

• Provide necessary mentoring and coaching to upskill fellow team members.

Minimum Job Requirements:

• Education: Bachelor's degree (or degree equivalent) with emphasis on accountancy, business/business administration/business management/business studies, insurance or law.
• Experience: At least 6 years' relevant experience, preferably in the financial services industry, with knowledge of market conduct regulatory compliance for retail customers.
• Certifications/licenses: LOMA, CMFAS papers will be an added advantage.
• Skills:
• Team player
• Good understanding of Financial Advisers Act 2001 and its subsidiary legislations, guidelines and relevant industry association's memos and the application to retail business.
• Liaison, relationship building and communication skills e.g. mediation.
• Building trust and credibility with Key Regulators by responding accurately, timely and concisely.
• Project management
• Presentation skills

Job Description

Responsibilities:

• Providing regulatory advice to financial institutions on areas relating to risk, regulations and compliance
• Conducting compliance reviews and internal audits, and formulating recommendations for processes and controls to better comply with regulatory requirements
• Providing regulatory advice on areas such as licensing, regulatory reporting, compliance framework development and operationalizing regulatory change
• Providing support to financial services audit engagements on regulatory and compliance reporting
• Helping to build our compliance outsourcing services
• Working with our strategic alliance partner to formulate new services / product to the market
• Managing key stakeholder relationships, including communication of the scope of work, findings and observations, industry updates

About You

• At least 5 years of banking regulatory or external audit experience in a big 4 audit firm, regulator or financial institution
• Good understanding of the banking landscape
• Experience in local MAS regulatory requirements preferred
• Experienced in performing internal audits or internal control reviews
• Meticulous and attention to details, possessing an analytical and enquiring mind-set
• Good verbal and written communication skill in English
• Professional, confident and highly motivated self-starter, with an ability to handle multiple engagements/projects in a fast pace environment with tight deadlines
• Possess strong values, personal integrity and emotional intelligence

Join to apply for the AVP/Director Risk Management role at Manulife

Join to apply for the AVP/Director Risk Management role at Manulife

Get AI-powered advice on this job and more exclusive features.

Take on a pivotal role as AVP/Director of Risk Management at Manulife Singapore, where you'll have the opportunity to shape and enhance our risk management strategy in alignment with our mission to help people make decisions easier and lives better. By leading the Operational Risk Management Team, you'll play a crucial part in safeguarding our organization's integrity and ensuring compliance, directly contributing to our commitment to excellence and trust. This role offers a chance to lead high-impact initiatives, influence executive decision-making through the management of our risk committee, and foster a culture of risk awareness. Join us and gain the opportunity to elevate your leadership skills, drive meaningful change, and be an integral part of a dynamic team dedicated to proactive risk management.

Position Responsibilities

Enterprise Risk Management:

• Support the CRO in developing, implementing, and maintaining an effective enterprise risk management framework.
• Support the CRO in the maintenance and update of risk management policies, processes and systems to ensure that Manulife Singapore operates within MFC’s Enterprise Risk Management framework and all global risk policies
• Assist in identifying, assessing, and prioritizing risks across the organization.
• Collaborate with cross-functional teams to integrate risk management processes into organizational strategies and objectives.
  
  

• Lead and manage the Operational Risk Management Team of two to four team members
• Develop and execute operational risk management strategies and initiatives.
• Monitor and assess operational risks, implementing controls to mitigate identified risks.
• Conduct regular risk assessments and reviews, ensuring compliance with internal policies and external regulations.
  
  

• Manage the executive risk committee, including setting agendas, preparing materials, facilitating discussions, and documenting meeting outcomes.
• Ensure that the committee effectively addresses and prioritizes key risk issues facing the organization.
• Collaborate with committee members to follow up on action items and decisions.
• Provide leadership, guidance, and support to the Operational Risk Management Team.
• Foster a culture of risk awareness and continuous improvement within the team and the broader organization.
• Mentor and develop team members, promoting their professional growth and enhancing their risk management capabilities.
  
  

• Communicate risk-related information effectively to stakeholders including regulators at all levels.
• Facilitate training and workshops to educate employees on risk management best practices.
  
  

• Ensure adherence to relevant risk management standards, regulations, and industry best practices.
• Collaborate with compliance and audit teams to address any risk management findings or recommendations.
• Support the development and implementation of risk management policies and procedures.
  
  

• Provide leadership, guidance, and support to the Operational Risk Management Team.
• Foster a culture of risk awareness and continuous improvement within the team and the broader organization.
• Mentor and develop team members, promoting their professional growth and enhancing their risk management capabilities.
  
  

• Minimum of 10 years of experience, preferably in risk management or a related field.
• Proven leadership experience with a track record of managing and developing high-performing teams.
• Strong knowledge of enterprise and operational risk management frameworks and practices.
• Excellent communication skills, with the ability to effectively convey complex risk-related information to diverse stakeholders.
• Demonstrated ability to work collaboratively across functions and influence senior management and executive committees.
  
  

• Bachelor’s degree in Risk Management, Finance, Business Administration, or a related field.
• Professional certifications such as Certified Risk Manager (CRM) or Chartered Financial Analyst (CFA) are highly desirable.
• Experience in the financial services industry, with a deep understanding of regulatory requirements and compliance standards.
  
  

• We’ll empower you to learn and grow the career you want.
• We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
• As part of our global team, we’ll support you in shaping the future you want to see.
  
  

• Seniority level Executive

• Employment type Full-time

• Job function Legal
• Industries Insurance

Referrals increase your chances of interviewing at Manulife by 2x

We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.

Join to apply for the AVP/Director Risk Management role at Manulife

Join to apply for the AVP/Director Risk Management role at Manulife

Get AI-powered advice on this job and more exclusive features.

Take on a pivotal role as AVP/Director of Risk Management at Manulife Singapore, where you'll have the opportunity to shape and enhance our risk management strategy in alignment with our mission to help people make decisions easier and lives better. By leading the Operational Risk Management Team, you'll play a crucial part in safeguarding our organization's integrity and ensuring compliance, directly contributing to our commitment to excellence and trust. This role offers a chance to lead high-impact initiatives, influence executive decision-making through the management of our risk committee, and foster a culture of risk awareness. Join us and gain the opportunity to elevate your leadership skills, drive meaningful change, and be an integral part of a dynamic team dedicated to proactive risk management.
Position Responsibilities
Enterprise Risk Management:

• Support the CRO in developing, implementing, and maintaining an effective enterprise risk management framework.
• Support the CRO in the maintenance and update of risk management policies, processes and systems to ensure that Manulife Singapore operates within MFC’s Enterprise Risk Management framework and all global risk policies
• Assist in identifying, assessing, and prioritizing risks across the organization.
• Collaborate with cross-functional teams to integrate risk management processes into organizational strategies and objectives.
  

• Lead and manage the Operational Risk Management Team of two to four team members
• Develop and execute operational risk management strategies and initiatives.
• Monitor and assess operational risks, implementing controls to mitigate identified risks.
• Conduct regular risk assessments and reviews, ensuring compliance with internal policies and external regulations.
  

• Manage the executive risk committee, including setting agendas, preparing materials, facilitating discussions, and documenting meeting outcomes.
• Ensure that the committee effectively addresses and prioritizes key risk issues facing the organization.
• Collaborate with committee members to follow up on action items and decisions.
• Provide leadership, guidance, and support to the Operational Risk Management Team.
• Foster a culture of risk awareness and continuous improvement within the team and the broader organization.
• Mentor and develop team members, promoting their professional growth and enhancing their risk management capabilities.
  

• Communicate risk-related information effectively to stakeholders including regulators at all levels.
• Facilitate training and workshops to educate employees on risk management best practices.
  

• Ensure adherence to relevant risk management standards, regulations, and industry best practices.
• Collaborate with compliance and audit teams to address any risk management findings or recommendations.
• Support the development and implementation of risk management policies and procedures.
  

• Provide leadership, guidance, and support to the Operational Risk Management Team.
• Foster a culture of risk awareness and continuous improvement within the team and the broader organization.
• Mentor and develop team members, promoting their professional growth and enhancing their risk management capabilities.
  

• Minimum of 10 years of experience, preferably in risk management or a related field.
• Proven leadership experience with a track record of managing and developing high-performing teams.
• Strong knowledge of enterprise and operational risk management frameworks and practices.
• Excellent communication skills, with the ability to effectively convey complex risk-related information to diverse stakeholders.
• Demonstrated ability to work collaboratively across functions and influence senior management and executive committees.
  

• Bachelor’s degree in Risk Management, Finance, Business Administration, or a related field.
• Professional certifications such as Certified Risk Manager (CRM) or Chartered Financial Analyst (CFA) are highly desirable.
• Experience in the financial services industry, with a deep understanding of regulatory requirements and compliance standards.
  

• We’ll empower you to learn and grow the career you want.
• We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
• As part of our global team, we’ll support you in shaping the future you want to see.
  

Seniority level

• Seniority level

  Executive

Employment type

• Employment type

  Full-time

Job function

• Job function

  Legal

• Industries

  Insurance

Referrals increase your chances of interviewing at Manulife by 2x

Sign in to set job alerts for “Director of Risk Management” roles.

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Solutions Sales Director - Risk Management

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We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.

Join to apply for the
AVP/Director Risk Management
role at
Manulife
Join to apply for the
AVP/Director Risk Management
role at
Manulife
Get AI-powered advice on this job and more exclusive features.
Take on a pivotal role as AVP/Director of Risk Management at Manulife Singapore, where you'll have the opportunity to shape and enhance our risk management strategy in alignment with our mission to help people make decisions easier and lives better. By leading the Operational Risk Management Team, you'll play a crucial part in safeguarding our organization's integrity and ensuring compliance, directly contributing to our commitment to excellence and trust. This role offers a chance to lead high-impact initiatives, influence executive decision-making through the management of our risk committee, and foster a culture of risk awareness. Join us and gain the opportunity to elevate your leadership skills, drive meaningful change, and be an integral part of a dynamic team dedicated to proactive risk management.
Position Responsibilities
Enterprise Risk Management:
Support the CRO in developing, implementing, and maintaining an effective enterprise risk management framework.
Support the CRO in the maintenance and update of risk management policies, processes and systems to ensure that Manulife Singapore operates within MFC’s Enterprise Risk Management framework and all global risk policies
Assist in identifying, assessing, and prioritizing risks across the organization.
Collaborate with cross-functional teams to integrate risk management processes into organizational strategies and objectives.
Operational Risk Management
Lead and manage the Operational Risk Management Team of two to four team members
Develop and execute operational risk management strategies and initiatives.
Monitor and assess operational risks, implementing controls to mitigate identified risks.
Conduct regular risk assessments and reviews, ensuring compliance with internal policies and external regulations.
Executive Risk Committee Management
Manage the executive risk committee, including setting agendas, preparing materials, facilitating discussions, and documenting meeting outcomes.
Ensure that the committee effectively addresses and prioritizes key risk issues facing the organization.
Collaborate with committee members to follow up on action items and decisions.
Provide leadership, guidance, and support to the Operational Risk Management Team.
Foster a culture of risk awareness and continuous improvement within the team and the broader organization.
Mentor and develop team members, promoting their professional growth and enhancing their risk management capabilities.
Communication
Communicate risk-related information effectively to stakeholders including regulators at all levels.
Facilitate training and workshops to educate employees on risk management best practices.
Compliance And Governance
Ensure adherence to relevant risk management standards, regulations, and industry best practices.
Collaborate with compliance and audit teams to address any risk management findings or recommendations.
Support the development and implementation of risk management policies and procedures.
Leadership And Team Development
Provide leadership, guidance, and support to the Operational Risk Management Team.
Foster a culture of risk awareness and continuous improvement within the team and the broader organization.
Mentor and develop team members, promoting their professional growth and enhancing their risk management capabilities.
Required Qualifications
Minimum of 10 years of experience, preferably in risk management or a related field.
Proven leadership experience with a track record of managing and developing high-performing teams.
Strong knowledge of enterprise and operational risk management frameworks and practices.
Excellent communication skills, with the ability to effectively convey complex risk-related information to diverse stakeholders.
Demonstrated ability to work collaboratively across functions and influence senior management and executive committees.
Preferred Qualifications
Bachelor’s degree in Risk Management, Finance, Business Administration, or a related field.
Professional certifications such as Certified Risk Manager (CRM) or Chartered Financial Analyst (CFA) are highly desirable.
Experience in the financial services industry, with a deep understanding of regulatory requirements and compliance standards.
When You Join Our Team
We’ll empower you to learn and grow the career you want.
We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
As part of our global team, we’ll support you in shaping the future you want to see.
About Manulife And John Hancock
Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit
Manulife is an Equal Opportunity Employer
At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.
It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact
Working Arrangement
Hybrid
Seniority level
Seniority level Executive
Employment type
Employment type Full-time
Job function
Job function Legal
Industries Insurance
Referrals increase your chances of interviewing at Manulife by 2x
Sign in to set job alerts for “Director of Risk Management” roles.
Head of Risk Prevention APAC, Trust & Safety
SVP, Head of Risk & Controls, Cybersecurity Resilience
Head of Risk Underwriting, Mid-Market, Asia Pacific
Head of Business Risk, Director - Private Banking
Director/Deputy Director, AI Risk Management Supervision
Deputy/Asst. Director, Investment Risk & Performance Mgmt (Internal Fund Mgmt)
SR&T Director, Regulatory & Financial Risk
Head of Cybersecurity and Technology Governance, Risk and Assurance
Deputy Director - Policy & Compliance (Risk & Sector Governance)
Head of Cybersecurity and Technology Governance, Risk and Assurance
Section Head, Cybersecurity and Risk - Bank
Executive Director Structured Solutions (Singapore, UK)
Solutions Sales Director - Risk Management
Operations Director (Supernature - A Organic Food Retail)
APAC Business Partner and Operations Director (Our LEGO Agency)
We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
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