68 Payment Solutions jobs in Singapore

ABOUT THE COMPANY

Obita is a global B2B cross-border payments and digital finance network — powering stablecoin-driven payments, liquidity management, and compliance solutions for enterprises, merchants, and fintechs.

We bridge Web2 and Web3 financial infrastructures, offering compliant, secure, and efficient enterprise-grade payment services including multi-currency accounts, custody, smart compliance, and blockchain-based financial products.

With Hong Kong and Singapore as key hubs, and business growing across APAC, EMEA, and emerging markets,

We're seeking talented professionals with a strong compliance mindset and global vision to join our leadership team.

ROLE OVERVIEW

We are seeking an experienced
Solutions Manager
to join our team. Sitting at the intersection of product, business, and technology, this role is responsible for designing and delivering tailored payment solutions for enterprise clients. The scope covers both
traditional payment rails
(SWIFT, acquiring, payouts, card issuance, etc.) and
emerging blockchain-based payment methods
such as stablecoins and digital wallets.

The ideal candidate will bring a deep understanding of the
global cross-border B2B payments industry
, with the ability to integrate existing company capabilities and deliver innovative, compliant, and customer-centric solutions.

KEY RESPONSIBILITIES

• Engage deeply with client business needs and design holistic payment solutions that combine traditional and blockchain/stablecoin technologies.
• Develop end-to-end solutions across
  collections, payouts, liquidity management, settlement, FX, compliance, and reconciliation
  .
• Partner closely with
  Product, Technology, Compliance, and Business Development teams
  to ensure successful implementation.
• Stay ahead of industry developments in
  cross-border payments, stablecoins, CBDCs, and Web3 fintech
  , applying insights to client solution design.
• Produce
  solution documentation, process flows, and technical proposals
  to support sales engagement, RFP responses, and client presentations.
• Act as a
  Subject Matter Expert (SME)
  in client meetings, workshops, and industry discussions.
• Ensure all solutions comply with global regulatory and compliance standards, including
  AML, KYC/KYB, sanctions screening, and data security requirements
  .

REQUIREMENTS

• Bachelor's degree or above in Computer Science, Finance, Economics, or related fields; Master's preferred.
• 5+ years' experience
  in product management, solutions consulting, or business analysis within payments, fintech, or banking.
• Strong knowledge of both
  traditional payment infrastructure
  (bank transfers, acquiring, payouts, FX) and
  digital assets/stablecoins
  (e.g., USDT, USDC, on-chain settlement).
• Proven track record of delivering
  B2B payment solutions for global enterprise clients
  .
• Familiarity with international compliance frameworks (
  AML, KYC, sanctions screening
  ) and strong awareness of cross-border business risks.
• Excellent communication and presentation skills, with the ability to engage confidently with both
  C-level executives and technical teams
  .
• Hands-on experience with
  API integration and system implementation
  is a plus.
• Fluent in English; proficiency in
  Chinese, Japanese, or Korean
  is an advantage.

WHAT WE OFFER

• Opportunity to work at the forefront of
  traditional + blockchain payment innovation
  , shaping industry-leading solutions.
• Collaboration with
  large-scale trading enterprises, payment partners, and fintech companies
  , expanding global exposure.
• Competitive compensation with performance-based incentives.
• An international team and a
  fast-paced, innovative culture
  with strong growth opportunities.

We are seeking an experienced Product Solutions Manager to join our organization. This role is responsible for designing and delivering tailored payment solutions for enterprise clients.

• Traditional payment rails (SWIFT, acquiring, payouts, card issuance)
• Emerging blockchain-based payment methods such as stablecoins and digital wallets

• Engage deeply with client business needs and design holistic payment solutions that combine traditional and blockchain/stablecoin technologies
• Develop end-to-end solutions across collections, payouts, liquidity management, settlement, FX, compliance, and reconciliation
• Partner closely with Product, Technology, Compliance, and Business Development teams to ensure successful implementation
• Stay ahead of industry developments in cross-border payments, stablecoins, CBDCs, and Web3 fintech, applying insights to client solution design
• Produce solution documentation, process flows, and technical proposals to support sales engagement, RFP responses, and client presentations
• Act as a Subject Matter Expert (SME) in client meetings, workshops, and industry discussions
• Ensure all solutions comply with global regulatory and compliance standards, including AML, KYC/KYB, sanctions screening, and data security requirements

• Bachelor's degree or above in Computer Science, Finance, Economics, or related fields; Master's preferred
• 5+ years' experience in product management, solutions consulting, or business analysis within payments, fintech, or banking
• Strong knowledge of both traditional payment infrastructure (bank transfers, acquiring, payouts, FX) and digital assets/stablecoins (e.g., USDT, USDC, on-chain settlement)
• Proven track record of delivering B2B payment solutions for global enterprise clients
• Familiarity with international compliance frameworks (AML, KYC, sanctions screening) and strong awareness of cross-border business risks
• Excellent communication and presentation skills, with the ability to engage confidently with both C-level executives and technical teams
• Hands-on experience with API integration and system implementation is a plus
• Fluent in English. Proficiency in Chinese, Japanese, or Korean will be an advantage to effectively liaise with regional stakeholders and business partners

Overview
Product Manager, Payment Solutions - Global Payment - Singapore
The Global Payment team of ByteDance provides payment solutions - including payment acquisitions, disbursements, transaction monitoring, payment method management, foreign exchange conversion, accounting, reconciliations, and so on to ensure that our users have a smooth and secure payment experience on ByteDance platforms including TikTok.
Responsibilities
Engage with ByteDance's international business lines, thoroughly understand business scenarios and logic, and combine payment industry experience to produce product solutions that support business development and innovation continuously.
Understand user customs, competition landscape and regulation, market insights, consumer pain points and differentiated competition, and improve product user experience and enrich product features as well as value proposition.
Responsible for the payment product's design and iteration, from conception, design, development, testing, release and operation, for user scenarios including checkout, withdrawal, refund, etc., which adapt to various global business lines, optimizing user payment experience and improving business key indicators (e.g. Payment Conversion Rate & Success Rate). Product design covers user interaction, backend system design, risk control and AML integration, data analysis, etc.
Be responsible for business metrics, continuously enhance payment product capabilities based on these metrics, keep up with the latest industry trends, develop product optimization plans suitable for the business, and promote their implementation.
Operate products by targeting regulatory issues, user feedback, and data analysis to continuously improve user experience, increase customer acquisition and retention. Identify insights and trends in product features to strengthen product competitiveness.
Work with multiple cross-functional teams to effectively manage stakeholders and products across multiple markets. Continuously optimize the product request acceptance process and improve delivery efficiency.
Qualifications
Minimum Qualifications:
Skilled in communication with various functional teams, establishing cooperation and trust, and able to find effective solutions in multi-team collaborations.
Strong ownership, prompt response, quick implementation, drive, and a spirit of collaboration without boundaries, taking full responsibility for overall business.
Strong business sense and user experience design skills. Strong attention to detail and user experience. Passionate about developing products and experiences with deep customer empathy.
Strong logical thinking and structural thinking, excellent ability of abstraction and induction.
Comfortable with ambiguity and changes in a fast-paced environment; self-driven, positive attitude, and team player.
Good communication with global stakeholder collaboration and management skills.
Preferred Qualifications:
3 years of experience with hands-on experience of consumer-facing product lifecycle management, including competitive analysis and user research, requirement analysis, product requirement specification, data analysis and operation.
Payment domain knowledge of the payment/wallet/card/settlement/digital banking related products, cross-border payment or user product experience is preferred.
Familiar with E-commerce/Livestreaming/Game/Music or other payment scenarios, strong business sensitivity and abstraction ability.
Technical background is preferred.
Card relevant product experience is plus.
About Us
Founded in 2012, ByteDance's mission is to inspire creativity and enrich life. With a suite of more than a dozen products, including TikTok, Lemon8, CapCut and Pico as well as platforms specific to the China market, including Toutiao, Douyin, and Xigua, ByteDance has made it easier and more fun for people to connect with, consume, and create content.
Why Join ByteDance
Inspiring creativity is at the core of ByteDance's mission. Our innovative products are built to help people authentically express themselves, discover and connect – and our global, diverse teams make that possible. Together, we create value for our communities, inspire creativity and enrich life - a mission we work towards every day.
As ByteDancers, we strive to do great things with great people. We lead with curiosity, humility, and a desire to make impact in a rapidly growing tech company. By constantly iterating and fostering an "Always Day 1" mindset, we achieve meaningful breakthroughs for ourselves, our Company, and our users. When we create and grow together, the possibilities are limitless. Join us.
Diversity & Inclusion
ByteDance is committed to creating an inclusive space where employees are valued for their skills, experiences, and unique perspectives. Our platform connects people from across the globe and so does our workplace. At ByteDance, our mission is to inspire creativity and enrich life. To achieve that goal, we are committed to celebrating our diverse voices and to creating an environment that reflects the many communities we reach. We are passionate about this and hope you are too.
Seniority level
Mid-Senior level
Employment type
Full-time
Job function
Product Management and Marketing
Industries
Technology, Information and Internet
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Overview

We are seeking an experienced software engineer to join our team in designing developing and delivering banking & payment applications with emphasis on cross-border domestic and ISO20022-compliant workflows. As a key member of our engineering team you will be responsible for leading the design development and delivery of enterprise-grade security resiliency and regulatory compliance.

Key Responsibilities:

• Architect and scale Java-based Microservices to meet enterprise-grade security resiliency and regulatory compliance.
• Provide technical leadership drive best practices conduct design/code reviews and mentor a high-performing development team.
• Oversee payment messaging transformations to ensure compliance with evolving global standards.
• Partner with business and compliance teams to translate functional requirements into secure efficient technical solutions.
• Design and manage AWS cloud deployments with focus on Day 2 operations monitoring incident management cost optimization and performance tuning.
• Collaborate with QA DevOps and Security teams for performance testing VAPT and secure CI/CD-based deployments.
• Track technical risks dependencies and delivery milestones while ensuring adherence to regulatory security and audit standards.

Requirements:

• Minimum 7 years of Java application development with proven mastery in Spring frameworks & Microservices.
• Banking Domain Stakeholder Management with deep expertise in payment systems and standards SWIFT MT SWIFT MX ISO20022 CBPR+ MEPS L4L cross-border payments.
• Strong cloud engineering experience on AWS services Fargate EC2 RDS VPC ELB S3 CloudWatch.
• Database expertise in Oracle/SQL and middleware platforms WebLogic or equivalent.
• Proven technical leadership mentoring teams owning delivery and driving modernization initiatives.
• Strong exposure to Agile & Waterfall methodologies for large-scale banking programs.
• Excellent stakeholder management skills especially across business compliance and regulatory teams.

Preferred Qualifications:

• Certification in ISO20022 & SWIFT Standards MVLCO or equivalent is good to have.
• Hands-on experience with cloud-native payment platforms or real-time payments.
• Successful track record in payment modernization / ISO20022 migration programs within global banks.

Regional Senior Sales Manager – Enterprise Payment Solutions
Based in Singapore, covering Thailand, Vietnam, and the Philippines.
Overview
Join a Global Leader in Enterprise Payments. This is a high-impact, growth-focused sales leadership opportunity with a global employer of choice in the complex payments space. As the Regional Senior Sales Manager – Enterprise Payment Solutions, you will lead new business development and grow strategic relationships across ASEAN, with a focus on Thailand, Vietnam, and the Philippines. Reporting directly to the APAC MD, you will manage a portfolio of integrated, mission-critical solutions for both on-premise and cloud deployment. You’ll represent a powerful offering in the financial software space, with unmatched cross-sell potential.
Responsibilities
Drive revenue growth by identifying sales opportunities within both new and existing client portfolios.
Manage the complete sales cycle for the client’s Payments products, including prospecting, preparing and presenting proposals, and closing deals.
Deliver accurate short-, medium-, and long-term forecasts.
Identify and capitalize on market opportunities to meet and exceed annual sales targets.
Build and nurture long-term relationships within the banking sector.
Collaborate with third-party partners and consultancy sales teams to maximize sales opportunities through business partners.
Provide support for market research efforts by sharing insights on banking systems and key industry contacts.
Partner with pre-sales teams to ensure customers receive appropriate and effective support.
Ideal Candidate Profile
10–15+ years of software selling experience to the financial services industry, with 10+ years specifically in Payment Solutions sales.
Proven track record of selling to Tier 1 and Tier 2 Banks and Financial Institutions.
Hunter and farmer mentality.
Deep understanding of the Financial Services industry, particularly in Payments.
Demonstrated experience collaborating with extended cross-functional teams such as Pre-Sales and Professional Services.
Established C-Level relationships across the top tiers of the Financial Services sector.
Excellent written and verbal communication skills, coupled with strong interpersonal and influencing abilities.
Confident in building and maintaining internal and external relationships at all levels, including C-suite executives.
University degree required.
Willingness to travel as required.
Candidates with experience in selling solutions or services of ASG, Fiserv, ACI, TCS, DXC, Capgemini, Accenture, Cognizant, Infosys, Temenos, FIS, Oracle / Flexcube, Infosys/Finacle, Finastra, SAP, Global Payments, Broadbridge, SS&C, and Smartstream are especially encouraged to apply.
Only shortlisted candidates will be contacted.
Your confidentiality is assured. An attached detailed CV is mandatory for further consideration.
Full Details:
Job Details
Seniority level: Mid-Senior level
Employment type: Full-time
Job function: Sales, Information Technology, and Business Development
Industries: Banking, IT Services and IT Consulting, and Software Development
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Job description

Some careers have more impact than others.

If you're looking for a career where you can make a real impression, join HSBC and discover how valued you'll be. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

Global Payment Solutions (GPS) is made up of almost 10,000 colleagues across 58 countries and territories. This business is uniquely positioned to help clients make payments across borders, currencies and regulations, quickly and efficiently with dedicated in-country and regional support. Our expertise in this area is repeatedly recognised by the industry's most prominent publications and associations with numerous global, regional, and country awards.

We are currently seeking a high calibre professional to join our team as a Senior Manager, Chief Control Office, Global Payment Solutions.

Principal Responsibilities

In this role you will

• Governance – facilitate risk management discussions at key committees through effective reporting and communication of risk and control trends, issues, emerging risks and initiatives and own NFR specific governance activities
• Risk Management SME – key point person for NFR and Risk Management queries, especially as related to GPS products and services
• Risk & Control management & awareness – managing the execution of a range of risk & control activities across GPS Owned RCA & increasing risk and control awareness. Support safe business change / growth through active risk management
• Facilitate the execution of the 3 Lines of Defence model by ensuring audits are planned, executed and reporting effectively, working across functions where appropriate. Ensure implementation of audit recommendations and maintain satisfactory level of audits
• Read Across issues across the region to proactively mitigate risk based on control weaknesses or incidents in other sites
• Escalate issues and incidents in line with GPS escalation criteria, tracking incidents to closure and proactively working with GPS functional partners to identify and remediate root causes
• Working with GPS ASP teams globally, regionally and locally to proactively raise risk and control issues through Management Self-Identified Issues, and track through to closure
• Support in the deployment of Group, Regional & ASP risk-related programmes and projects (e.g. Conduct Programme, Proximity Review, Enterprise-Wide Risk Assessment etc.). Challenge procedures, practices and standards to ensure quality, effective risk management and regulatory compliance

Requirements

To be successful you will need

• Previous experience within Risk Management or understanding of the group's risk and control framework is essential. Risk & Control subject matter expertise
• Strong focus on the commercial aspect of risk management to make sure that proposals are effective and sustainable
• Communication skills to frame and present complex issues to senior executives/committees working within a matrix organisation
• Prior controls/risk management experience is desirable
• Relationship management, collaboration and influencing skills with experience of positive, challenging interactions with senior executives across multiple functions

Opening up a world of opportunity

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by The Hongkong and Shanghai Banking Corporation Limited.

Job Title: Technical Solutions Architect

As a Technical Solutions Architect, you will design and build payment terminal applications that run across multiple Android-based payment terminals.

You will integrate these applications with host systems via standard protocols (ISO8583, Web APIs, JSON) and merchant POS/ECR systems.

Key Responsibilities:

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• Design, build, and maintain payment terminal applications that run across multiple Android-based payment terminals.
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• Gather and translate business/user requirements into functional, resilient, and maintainable source code with proper testing, documentation, and reviews.
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• Drive and support EMV L3 certification processes with global payment schemes (Visa, Mastercard, AMEX, UnionPay, JCB, Discover). Experience with PURE kernel is advantageous.
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• Contribute to the development of test tools and adopt automation frameworks to ensure quality and compliance throughout the SDLC.
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• Work closely with cross-functional teams (QA, POS developers, Support, Certification) to resolve issues during pre- and post-production phases.
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• Provide integration and application support to partners and external collaborators.
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Required Skills and Qualifications

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• Minimum 5 years of hands-on experience in payment terminal software development, with proven expertise in EMV contact/contactless standards and ISO8583 transaction protocols.
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• Proficient in C, C++, Java, Python, Linux, Android Studio, Gradle, Git, Javadoc, JUnit, Confluence and JIRA.
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• Familiarity with Ingenico and PAX environments.
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• Strong understanding of payment transaction flows and experience with multiple interface protocols (ISO8583, JSON, HEX data formats).
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• Experience with Key Management Systems and HSM integration on Linux platforms is advantageous.
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Benefits

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• Opportunity to work with cutting-edge technology and contribute to the development of innovative payment solutions.
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• Collaborative and dynamic work environment with a team of experienced professionals.
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• Continuous learning and growth opportunities through training and professional development programs.
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Others

The ideal candidate will have a strong passion for innovation and a drive to deliver high-quality results under tight deadlines.

Scope:

• Support merchants and commercial cardholders in integrating with payment solutions (e.g. e-commerce, Apple Pay, Google Pay).
• Ensure smooth onboarding processes and efficient workflows for all stakeholders.
• Troubleshoot and resolve payment or technical issues, coordinating with vendors when needed.
• Streamline processes using tools like Excel macros and datasheets.
• Provide technical support, investigate operational issues, and suggest improvements.
• Build expertise in commercial card and payment gateway solutions.
• Handle other ad-hoc tasks as required.

Who We're Looking For

• Degree in Business IT or related fields.
• Strong Excel (macros) and analytical skills.
• Comfortable with troubleshooting, technical concepts, and problem-solving.
• Meticulous, independent, and able to multitask.
• Basic programming knowledge and understanding of client-server/internet technology.
• Familiarity with payment gateways, APIs, VBA, or prior customer support experience is an advantage.

If you meet the requirements of this role, please email a detailed resume in Word document to Chloe Tan Hui Lin. Email:

Chloe Tan Hui Lin

CEI Registration No.: R

Recruit Express Pte Ltd

EA99C4599

*All information will be treated with strictest confidence. We regret that only short-listed applicants will be notified.