330 Fraud Investigation jobs in Singapore

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

Overview of The Department

Commercial Rating and Underwriting (CRU) sits within the Credit and Fraud Risk Management (CFR) division and forms the institutional credit risk management function within American Express. The CRU team plays the critical role of assessing and managing the risk of institutional exposures across all business units within American Express, and in all regions globally. Credit exposures are primarily generated through corporate and small business card programs, via merchant service relationships where non-delivery risk exists, and among the securities portfolio held for firm-wide liquidity. CRU is led from Salt Lake City with regional teams in New York, London, Singapore, India and Sydney.

In addition to determining the internal credit rating which drives the probability of default of each exposure, CRU also underwrites Amex’s large commercial card programs. As a bank holding company, American Express must comply with the highest global banking standards set by Basel and implemented by our primary regulator, the Federal Reserve.

Job Responsibilities

Directors in CRU are responsible for overseeing managers who rate and underwriting credit exposures in their assigned region, industry, and business line. Fundamental analysis incorporates a thorough review of business, financial, industry and country risk coupled with support from internal and external rating model outputs. Assessment includes understanding of the need for credit extension, profitability of the relationship and program structures. CRU directors interact with various constituents across the firm including front office sales, business unit risk partners, and credit administration to perform their critical role.

Desired Skills:

• Expertise as a credit and underwriting decision maker dealing with commercial exposures ranging from small business or middle-market to large, multinational institutions
• Thorough understanding of fundamental financial analysis, including the ability to review corporate financial statements to determine the ability of the obligor to honor its credit obligations.
• Lead various projects to meet heightened standards for Category 2 bank, as issued by the Office of the Comptroller of the Currency on regulatory capital rule and liquidity coverage ratio rule
• Proven ability to influence others to achieve complex objectives against tight deadlines
• Comfort with GAAP/IFRS accounting standards, corporate valuation, and forecasting
• Knowledge of how probability of default and loss given default determine economic capital
• Experience in determining appropriate credit capacity, structuring of facilities, and risk mitigation techniques
• Comfort with public agency ratings and supporting analysis
• Understanding of current macroeconomic trends and how to provide recommendations to improve the PD estimation based on the business cycle
• Experience preparing company-specific and industry-wide credit memorandums
• Excellent judgment in making sound rating and underwriting decisions to maximize profitability and mitigate risk
• Review of rating methodology in operating manual in English and Chinese
• Track record of collaborating and building relationships across organization
• Ability to lead large scale, time sensitive, enterprise-wide projects through to successful completion

Qualifications:

• Minimum 10 years’ experience in rating and / or underwriting at a leading financial institution or rating agency
• Experience in managing, training and mentoring direct reports
• Bachelor’s degree from a top tier university in finance, accounting, economics, or statistics
• Proficiency in English and Chinese (Mandarin)
• Good knowledge on the U.S banking regulations, particularly those imposed by Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation.

You lead the development, implementation and evaluation of quality assurance and risk management, covering corporate governance and compliance policies and processes for our organization.

• Establish and maintain a quality and risk management framework that aligns with the organization’s vision, mission and values, goals, and complies with the relevant Acts, laws, regulations and standards

• Communicate and collaborate with internal and external stakeholders to convey quality assurance and risk management information and expectations, build trust and rapport

• Coordinate and conduct activities such as audits, assessments, reviews, investigations; and reporting and monitoring and improving the performance and outcomes of the organization and its services

• Identify, analyze and manage potential and actual risks and issues

• Develop and implement solutions and strategies to prevent, mitigate or resolve them

• Provide guidance, support and training to staff and managers on quality assurance and risk management best practices and processes, and fostering a culture of quality and safety across the organization

• Oversee the protection of data during storage, usage and disposal to manage risk of data loss

• Respond and manage incidences from inception, through solutioning, to completion, with all affected operators and relevant authorities

• Oversee activities to foster personal data protection awareness within the organisation

• Enhance compliance processes based on an evaluation of gaps in business operations and data protection requirements

• Translate user's privacy and personal date protection requirements into data-driven design thinking processes

Requirements:

• A degree holder with certification in risk management, data protection or related credentials from a recognized professional association

• Minimum 5 years of relevant working experience

• Demonstrate knowledge and understanding of the aspects of compliance, governance and risk management

• Knowledge and experience in health care and/or NGO risk management settings will be an advantage

• Proficient technical skills to use various tools and applications to collect, analyze and report management data and information

• Experience in managing risk through data and AI governance

• Good communication and interpersonal skills

• Meticulous and systematic in documentation

• Analytical and strong problem-solving and critical thinking skills

• Integrity to uphold ethical principles and values

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

Overview of The Department

Commercial Rating and Underwriting (CRU) sits within the Credit and Fraud Risk Management (CFR) division and forms the institutional credit risk management function within American Express. The CRU team plays the critical role of assessing and managing the risk of institutional exposures across all business units within American Express, and in all regions globally. Credit exposures are primarily generated through corporate and small business card programs, via merchant service relationships where non-delivery risk exists, and among the securities portfolio held for firm-wide liquidity. CRU is led from Salt Lake City with regional teams in New York, London, Singapore, India and Sydney.

In addition to determining the internal credit rating which drives the probability of default of each exposure, CRU also underwrites Amex’s large commercial card programs. As a bank holding company, American Express must comply with the highest global banking standards set by Basel and implemented by our primary regulator, the Federal Reserve.

Job Responsibilities

Directors in CRU are responsible for overseeing managers who rate and underwriting credit exposures in their assigned region, industry, and business line. Fundamental analysis incorporates a thorough review of business, financial, industry and country risk coupled with support from internal and external rating model outputs. Assessment includes understanding of the need for credit extension, profitability of the relationship and program structures. CRU directors interact with various constituents across the firm including front office sales, business unit risk partners, and credit administration to perform their critical role.

Desired Skills:

• Expertise as a credit and underwriting decision maker dealing with commercial exposures ranging from small business or middle-market to large, multinational institutions
• Thorough understanding of fundamental financial analysis, including the ability to review corporate financial statements to determine the ability of the obligor to honor its credit obligations.
• Lead various projects to meet heightened standards for Category 2 bank, as issued by the Office of the Comptroller of the Currency on regulatory capital rule and liquidity coverage ratio rule
• Proven ability to influence others to achieve complex objectives against tight deadlines
• Comfort with GAAP/IFRS accounting standards, corporate valuation, and forecasting
• Knowledge of how probability of default and loss given default determine economic capital
• Experience in determining appropriate credit capacity, structuring of facilities, and risk mitigation techniques
• Comfort with public agency ratings and supporting analysis
• Understanding of current macroeconomic trends and how to provide recommendations to improve the PD estimation based on the business cycle
• Experience preparing company-specific and industry-wide credit memorandums
• Excellent judgment in making sound rating and underwriting decisions to maximize profitability and mitigate risk
• Review of rating methodology in operating manual in English and Chinese
• Track record of collaborating and building relationships across organization
• Ability to lead large scale, time sensitive, enterprise-wide projects through to successful completion

Qualifications:

• Minimum 10 years’ experience in rating and / or underwriting at a leading financial institution or rating agency
• Experience in managing, training and mentoring direct reports
• Bachelor’s degree from a top tier university in finance, accounting, economics, or statistics
• Proficiency in English and Chinese (Mandarin)
• Good knowledge on the U.S banking regulations, particularly those imposed by Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation.

You lead the development, implementation and evaluation of quality assurance and risk management, covering corporate governance and compliance policies and processes for our organization.

• Establish and maintain a quality and risk management framework that aligns with the organization’s vision, mission and values, goals, and complies with the relevant Acts, laws, regulations and standards

• Communicate and collaborate with internal and external stakeholders to convey quality assurance and risk management information and expectations, build trust and rapport

• Coordinate and conduct activities such as audits, assessments, reviews, investigations; and reporting and monitoring and improving the performance and outcomes of the organization and its services

• Identify, analyze and manage potential and actual risks and issues

• Develop and implement solutions and strategies to prevent, mitigate or resolve them

• Provide guidance, support and training to staff and managers on quality assurance and risk management best practices and processes, and fostering a culture of quality and safety across the organization

• Oversee the protection of data during storage, usage and disposal to manage risk of data loss

• Respond and manage incidences from inception, through solutioning, to completion, with all affected operators and relevant authorities

• Oversee activities to foster personal data protection awareness within the organisation

• Enhance compliance processes based on an evaluation of gaps in business operations and data protection requirements

• Translate user's privacy and personal date protection requirements into data-driven design thinking processes

Requirements:

• A degree holder with certification in risk management, data protection or related credentials from a recognized professional association

• Minimum 5 years of relevant working experience

• Demonstrate knowledge and understanding of the aspects of compliance, governance and risk management

• Knowledge and experience in health care and/or NGO risk management settings will be an advantage

• Proficient technical skills to use various tools and applications to collect, analyze and report management data and information

• Experience in managing risk through data and AI governance

• Good communication and interpersonal skills

• Meticulous and systematic in documentation

• Analytical and strong problem-solving and critical thinking skills

• Integrity to uphold ethical principles and values

At the forefront of innovation, we are seeking a Risk Control Strategy expert to join our esteemed team. As a member of this elite group, you will be responsible for safeguarding the integrity of our platform and ensuring seamless experiences for our users.

The Business Risk Integrated Control (BRIC) team is dedicated to protecting ByteDance users by securing platform health and community experience authenticity. We build infrastructures, platforms, and technologies, collaborating with cross-functional teams and stakeholders.

Our challenges are novel solutions to first-seen challenges in a phenomenal product ecosystem. You'll be part of a team developing scalable and robust systems and solutions. Your work will make quick and solid differences.

• Respond to reported risk cases in a timely and accurate manner.
• Summarize and classify feedback cases, working with product and tech teams to formulate solutions.
• Develop risk control policy and process, promoting transparency and understanding of policies.
• Assist in constructing and optimising internal platforms and tools.

• Bachelor degree or above.
• Excellent interpersonal and communication skills.
• Able to maintain composure in critical situations and communicate clearly with both internal and external stakeholders.
• Details oriented, self-driven, and curious to learn and work independently in a fast-paced environment.

The Insurance Coverage Specialist plays a vital role in the organization, responsible for evaluating insurance applications, analyzing risk factors, and determining eligibility and coverage options.

This role involves processing applications, renewals, extensions, and cancellations, as well as issuing related documents. The specialist must possess excellent communication and customer service skills to provide support to clients and stakeholders.

• Evaluate insurance applications and determine eligibility and coverage options based on company policies and procedures.
• Analyze risk factors and provide recommendations for policyholders to ensure they have adequate coverage.
• Process applications, renewals, extensions, and cancellations efficiently and accurately, ensuring timely issuance of related documents.
• Provide exceptional customer service, addressing inquiries and issues promptly and professionally.
• Stay informed about various insurance products, coverage options, and relevant regulations to make informed decisions.
• Collaborate with internal stakeholders to promote insurance solutions and generate leads.
• Conduct financial needs analysis and offer insurance discussions to policyholders, tailoring solutions to their specific needs.

• Strong analytical and problem-solving skills, with the ability to analyze complex data and make informed decisions.
• Excellent communication and interpersonal skills, with the ability to effectively interact with clients, colleagues, and management.
• Ability to work in a fast-paced environment, prioritizing tasks and managing multiple projects simultaneously.
• Proficiency in Microsoft Word and other software applications, with the ability to learn new systems quickly.

• Competitive salary and attractive incentives.
• Opportunities for career growth and professional development.
• A dynamic and supportive work environment.

Role Overview:

The Safety Coordinator plays a pivotal role in ensuring the safety of workplaces and promoting a culture of awareness among workers. This position involves assisting the occupier of the workplace in identifying unsafe conditions and recommending measures to rectify them.

Key Responsibilities:

• Assist the occupier of the workplace to identify any unsafe condition or work practice
• Recommend measures to remedy the unsafe condition or work practice
• Investigate incidents and advise on remedial measures to prevent recurrence
• Collaborate with relevant authorities on safety and health matters
• Organize campaigns and daily toolbox meetings to promote EHS awareness
• Implement reasonably practicable control measures to ensure compliance with local laws

Requirements:

• Possess WSQ Advanced Certificate in WSH (Level B)
• At least 2 years experience as a WSH Coordinator
• Preferably possessing own transport
• Knowledge of Workplace Safety and Health Act
• Office skills and computer literacy

What We Offer:

A dynamic and supportive work environment that encourages professional growth and development.

The Opportunity:

• We are partnering with a leading bank to find a qualified professional for a 6-month contract with high potential for extension or conversion.

Key Responsibilities:

1. Perform in-depth customer due diligence reviews for new client onboarding, ongoing periodic assessments, and material transactions including termination, asset injection, distribution, etc.
2. Review batch screening and manual alerts, investigate high-risk clients, and report as necessary, including Politically Exposed Persons, and obtain all relevant documentation.
3. Sources necessary documents, news articles, and internet searches to corroborate clients' declarations.
4. Escalates risk matters to AML compliance team and/or senior management as required according to CDD procedures.
5. Supports initiatives in areas of regulatory compliance, systems enhancements, and process improvements to increase efficiencies and reduce risk within the Private Trust team.

Required Skills and Qualifications:

• Due Diligence Expertise
• Regulatory Compliance Knowledge
• Know Your Client (KYC) Understanding
• Internal Controls Awareness
• Compliance Skills
• Attention to Detail
• Anti-Money Laundering (AML)
• Screening and Sourcing Capabilities

Benefits:

By applying directly to us, you may be contacted soon if your skills match our requirements.

Business Continuity Specialist

This is an exciting opportunity to join a leading financial institution as a Business Continuity Specialist. The successful candidate will be responsible for overseeing the development and implementation of business continuity plans, ensuring the organization's ability to recover from disruptions and maintain continuity of operations.

• Maintain awareness of emerging trends and incidents, monitoring potential threats and informing senior leadership.
• Collaborate with stakeholders across the organization to ensure alignment of business priorities and crisis responses.
• Develop and implement improvements in business continuity planning, including IT Business Impact Analysis and disaster recovery exercises.
• Oversee monitoring of the business continuity program to ensure compliance with regulatory requirements.

Key Skills and Qualifications

• Recognized professional certification in business continuity or disaster recovery.
• Relevant experience in incident management and crisis management.
• Solid understanding of disaster recovery planning techniques and technologies.
• Knowledge of best practices and regulatory requirements.
• Strong communication and interpersonal skills.
• Ability to work effectively in a team environment.

Benefits

This role offers a unique opportunity to make a meaningful contribution to the organization's resilience and continuity. The successful candidate will have the chance to develop their skills and expertise in a dynamic and challenging environment.