347 Credit Risk jobs in Singapore

Job Description:

• Monitor and analyze Expected Credit Loss (ECL) of the Branch's portfolios
• Estimate and forecast possible provision changes over specific clients and transactions
• Perform internal modeling constructions and enhancements
• Coordinate with Head Office on credit risk-related model development
• Prepare and submit various credit risk-related reports and statements
• Perform various risk identification and monitoring tasks
• Update and improve policies and procedures relating to credit or ESG risks
• Follow up on internal and external audit-related matters
• Support and coordinate the Branch's sustainability initiatives
• Work on projects on and ad-hoc basis

Job Requirements:

• Bachelor's degree or above
• 2 to 5 years relevant working experience
• Able to work under pressure and complete multiple tasks to meet deadlines
• Detail oriented, able to work independently or as a team
• Proficiency in Python programming, familiarity with other programming languages also valued.
• Effectively bilingual in English and Chinese is required as incumbent is required to liaise with Chinese counterparts from Head Office.

Key Responsibilities

• Assess creditworthiness of SME and personal loan applicants through in-depth financial analysis.
• Develop and maintain credit risk frameworks, policies, and scoring models.
• Monitor loan portfolios to identify risk concentrations and ensure diversification.
• Ensure full compliance with MAS and internal governance requirements.
• Implement fraud prevention controls and strengthen early warning systems.
• Collaborate with sales, legal, and operations to balance business growth with prudent risk control.
• Lead and mentor credit analysts, fostering a culture of strong credit discipline.
• Present regular portfolio insights and risk reports to senior management.

Requirements

• Bachelor's degree in Finance, Accounting, Business, or related field; CFA/FRM preferred.
• 7–10 years' experience in credit risk management (SME or personal loans).
• Deep understanding of MAS credit regulations and risk assessment frameworks.
• Strong financial analysis and decision-making skills.
• Effective communicator with leadership and stakeholder management abilities.
• Proficient in Excel and data analytics for credit evaluation.

Join us if you're a strategic risk leader who thrives on balancing growth with control — and want to shape a smarter, stronger credit culture.

Vaelynn Talent Pte Ltd · Licence No. 25C3079

Recruitment services provided in accordance with MOM regulations. All applications kept confidential.

1. Job Description

This role reports to the team head within the broader Traded Credit Risk Methods (TCRM) team.

TCRM is responsible for establishing and maintaining a robust measurement and reporting process for counterparty credit risk across internal, regulatory, and customer credit risks. The scope covers credit exposure from traded products arising from Investment Bank, Private Bank, and Consumer businesses within the company.

TCRM collaborates widely with other functions such as Sales & Trading, Credit, Finance, Legal, Technology, and Operations to ensure accurate and timely measurement of counterparty credit risk in the company, to achieve win-win outcomes and sustainable returns as a bank.

2. Responsibilities

a. User-Acceptance Testing of changes in system implementation of exposure quantification methodologies and related enhancements.

b. Haircut and Initial Margin computation for various products.

c. Reporting, investigation, and analysis in multiple contexts e.g., measurement of methodology deficiencies in system, exposure profile change analysis, model performance monitoring, etc.

d. Enhancement or creation of Business Intelligence / analytics tools for measurement, analysis, and reporting of credit exposures.

e. Process / workflow improvement, automation, and data analytics via Excel, VBA, Bloomberg, Qlik, etc.

f. Preparation of reports / presentations on material relating to internal credit exposure and related topics.

3. Requirements

a. Bachelor's/Master's Degree in Business / Data Analytics / Finance / Quantitative Finance.

b. Working experience ideally in an area covering traded products and/or counterparty credit risk.

c. Knowledge of financial markets and products including derivatives.

d. Possess effective oral and written communication skills with a strong desire to learn.

e. Skilled in data analysis and programming e.g., VBA, Python, R, C#, Qlik, Tableau.

Interested candidates may apply through the application system. We regret to inform only Shortlisted candidates will be notified.

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PERSOLKELLY Singapore Pte Ltd
• RCB No E
• EA License No. 01C4394 
• EA Registration No. R Derrick Tiew Yong Han)

Position Details:

Company : U3 Infotech (Payroll)

Role : Credit Risk Analyst

Position : Contract

Duration : 12+ Months (Extendable OR Renewable)

Location : Singapore

Job Description

1. Job description

This role reports to the team head within the broader Traded Credit Risk Methods ("TCRM") team. TCRM is responsible for establishing and maintaining a robust measurement and reporting process for counterparty credit risk across internal, regulatory and customer credit risks. The scope covers credit exposure from traded products arising from Investment Bank, Private Bank and Consumer businesses. TCRM collaborates widely with other functions such as Sales & Trading, Credit, Finance, Legal, Technology, Operations to ensure accurate and timely measurement of counterparty credit risk to achieve win-win outcomes and sustainable returns as a bank.

2. Responsibilities

a. User-Acceptance Testing of changes in system implementation of exposure quantification methodologies and related enhancements.

b. Haircut and Initial margin computation for various products.

c. Reporting, investigation, and analysis in multiple contexts e.g., measurement of methodology deficiencies in system, exposure profile change analysis, model performance monitoring etc.

d. Enhancement or creation of Business Intelligence / analytics tools for measurement, analysis, and reporting of credit exposures

e. Process / workflow improvement, automation, and data analytics via Excel, VBA, Bloomberg, Qlik etc.

f. Preparation of Reports / Presentations on material relating to internal credit exposure and related topics.

3. Requirements:

a. Working experience ideally in an area covering traded products and/or counterparty credit risk

b. Knowledge of financial markets and products including derivatives

c. Skilled in data analysis and programming e.g., VBA, Python, R, C#, Qlik, Tableau

About the Company

U3 Infotech is a Technology Solutions, Managed Services, and Talent Management Solutions company with over 2 decades of experience in the APAC region since 2002. Our clients include Fortune 100, MNCs, Leading Regional Organisations, Government organizations, and Startups. We work with clients across Banking, Insurance, Bio-Science, Pharmaceutical, Healthcare, Engineering, Product, and Supply Chain domains.

We have been growing rapidly through value creation, solving complex problems, and addressing the opportunities of our clients' businesses. We differentiate ourselves through our deep commitment at all levels, entrepreneurial mindset, outcome-driven approach, and financial resources.

If you are interested in this role, send us your CV

Please refer to U3's Privacy Notice for Job Applicants/Seekers at When you apply, you voluntarily consent to the collection, use and disclosure of your personal data for recruitment/employment and related purposes.

Raghunath

Senior Recruitment Consultant

Talent Acquisition Team

Singapore | Australia | Malaysia | Thailand |

Vietnam | India | Philippines| Hong Kong

Singapore Mobile:

Email:

133 Cecil Street, Keck Seng Tower, #14-3,

Singapore

Job Types: Full-time, Contract

Contract length: 12 months

Pay: $6, $6,500.00 per month

Benefits:

• Health insurance

Experience:

• Database administration: 1 year (Preferred)

Work Location: In person

Details of the Division and Team:

Deutsche Bank is exposed to a wide range of risks every day. It is the responsibility of the Chief Risk Office (CRO) to identify, aggregate, manage and mitigate these risks. Credit Risk is a centralised risk-type function within the CRO function. The team is primarily responsible for providing credit approvals for single name credit risk, setting credit limits and monitoring and managing these in the context of the bank's Enterprise Risk Management framework. The team provides deep technical expertise to the business aligned risk functions and facilitates strategic business decision-making to improve overall use of the bank's capital and minimize loan losses.

The role involves working with a team of credit officers covering North Asia credit which is an important part of Deutsche Bank's Asia growth strategy. This is a second Line of defense function to partner with the business stakeholders to grow and manage a healthy and balanced credit portfolio in a sustainable and remunerative manner. He or she will be required to make credit decision and to monitor the credit portfolio together with the team. The role requires analytic skills in assessment of financial risk and requires knowledge and sensitivity to other non-financial risks eg operational and regulatory

What we will offer you:

A healthy, engaged and well-supported workforce is better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace. That's why we are committed to providing an environment with your development and wellbeing at its center.

You can expect:

• Flexible benefits plan including virtual doctor consultation services
• Comprehensive leave benefits
• Gender Neutral Parental Leave
• Flexible working arrangements
• 21 days of annual paid leave, plus public holiday & Flexible Working Arrangement

Your key responsibilities:

• Research/ recommendation/ approval of underwriting and credit limits and transactions covering Corporates and Financial Institutions on a timely basis.
• Working closely with Business and other Infrastructure functions to wholistically assess the risk of a credit exposure.
• Preparation of counterparty ratings and ongoing monitoring of evolving counterparty risk, including inputs on industry, financial and business risk, management and transparency, peer analysis and financial analysis; covenant monitoring tools
• Demonstrate an understanding of Loan products/ Structured Finance, but also Markets and Trade Finance products, in order to assess the Risk / Return equation in the Business proposals
• Demonstrate a sound judgement of Risk / Return in arriving at credit decisions / recommendation in order to achieve the overall portfolio strategy and objectives of the Bank
• Participate in discussions on structuring of transactions, with a view to achieving optimal risk and return metrics for the credit portfolio
• Effective resolution of conflicting views with Business in a constructive and professional manner, maintaining the Bank's underwriting standards, at the same time supporting the Business to achieve agreed targets.
• Coordinate with internal / external / Regulatory audit & on-site inspections by providing documents & feedback.

Your skills and experience:

• Graduate with minimum 2 years experience in credit risk management role in a reputed financial institution
• Prior experience working on financial analysis, approval / recommendation of transactions and portfolio responsibilities.
• Basic understanding of key products - financings, trade finance and global markets (fx/rates/commodities)
• Strong technical & analytic skills, risk judgment.
• Basic understanding of documentation like ISDA, CSA and loan agreements.
• Strong written and verbal communication skills.
• Proven ability to make time sensitive credit decisions
• Strategic and result oriented
• Team oriented, flexible, diligent, self-motivated
• Effective time management/ ability to remain calm under stress
• Lives the Bank values
• Succeed through collaboration and team work
• Focused on regulatory requirements and protecting the Bank's reputation

Role is required to be performed on-site at One Raffles Quay office. Relevant vaccination requirements may apply.

How we'll support you:

• Flexible working to assist you balance your personal priorities
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs
• Training and development to help you excel in your career

About us and our teams:

Deutsche Bank is the leading German bank with strong European roots and a global network. click here to see what we do.

Deutsche Bank & Diversity

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.

risk_management

( Job Description )

• Reporting to Managing Director of the Credit Portfolio Management team.
• Drive the funds activities in terms of the end to end process completion and quality control.
• Project management for all the pipelines and upcoming deals with relevant stakeholders within the company as well as external Japanese stakeholders which include the lenders, the insurer, and the investors.
• Manage entire framework including appropriate measurements in Japanese legal documents.
  Responsible for the timely and accurate reporting. Drive the strategic discussion of the future of the funds.

( Job Requirements )

• Bachelor Degree or above
• At least 10 years of cross border project management/product management experiences in the finance industry.
• Requred high proficiency in both English and Japanese language (equivalent to JLPT N1) , oral and written, to liaise with clients and business associates.
• Ability to develop and maintain solid stakeholder relationships. Strong strategic thinking, problem-solving and strong negotiation skills.
• Excellent interpersonal and communication skills to work effectively across different levels.
• Experience working in Japanese banking business environment.

Job Description

• Review and monitor credit risk exposures across Loan and Treasury portfolios
• Conduct analysis of bank clients, update credit profiles, and assign internal ratings and statutory gradings
• Participate in credit risk projects focusing on risk data-mart, data analytics, and process streamlining
• Prepare and deliver credit risk reports for Senior Management, Board of Directors, and Regulatory Authorities
• Review and update policy as needed
• Maintain documentation and resources related to credit and operational risk
• Serve as Secretariat for Credit, Risk, and Investment Committee meetings; prepare agendas and document minutes
• Assist in system implementation and UAT testing
• Execute ad-hoc tasks and special projects as assigned

Job Requirements

• Minimum 3 years' experience in a Credit Risk environment
• Educational background in Banking, Finance, Economics, or any relevant discipline
• Strong analytical skills and ability to deal with data sets
• Strong communication skills (both verbal and written) and stakeholder management
• Ability to work to tight deadlines and prioritize accordingly
• Good understanding of financial products
• Knowledge of MAS612, MAS Notice 111, and FRS109 is an added advantage
• Proficient in Microsoft Office tools
• Meticulous with an eye for detail

We regret that only shortlisted candidates will be notified.

EA License No. 01C4394
• RCB No E

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This is Adyen

Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition.

For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster.

Credit Risk Analyst

As a Credit Risk Analyst located in Singapore, you will be part of a team of high-performing professionals that evaluates and manages financial risk (i.e. chargebacks) arising from a portfolio of enterprise merchants, as well as analyzing the risk of new products.

As a member of our team, you will help us scale and innovate our financial risk management framework and processes. You will be working closely with the Commercial, Product and Legal teams while collaborating with some of the biggest merchants processing on the Adyen platform, all with one overarching goal: limiting Adyen's exposure to credit losses. Our team is highly motivated, extremely innovative, and thrives on shared success. As we operate globally, our team is part of an international team with diverse backgrounds and skill sets. Our ideal new team member has a proven track record of solving problems, is a great communicator with an affinity for technology and a passion for finance.

What you'll do

• You will work closely with our very diverse merchant portfolio with a focus on the APAC region, to assess and analyse their business model and financial health, and provide clear and concise credit risk advice to the Adyen credit risk committee.
• You will drive continuous improvement in the quality and scalability of our risk management framework, including policies, tools and processes.
• You will lead projects from beginning to end, and help us to find optimal solutions for our merchants by collaborating with various teams and ensuring we are aligned with our risk management framework;
• You will share your credit risk knowledge to Product, Legal and Compliance teams to ensure credit risk is properly considered in new commercial product development;
• You will share Adyen's approach to credit risk management to merchants, commercial teams, and regulators.

Who you are

• You have up to 4 years of working experience in a financial risk environment and a keen interest in business and financial markets;
• You are highly analytical, with strong financial statement analysis skills which you use to make balanced risk and return decisions;
• You possess a broad perspective, enabling you to understand the bigger picture and its implications for identifying and managing risks within the established framework;
• You are an excellent communicator, which allows you to share ideas and collaborate effectively with colleagues across the globe;
• You are independent and are able to prioritize your own workload in a dynamic environment to drive processes to completion;
• University degree preferred in business economics, accounting or finance.

Who we are

Adyen is the payments platform of choice for many of the world's leading companies, providing a modern end-to-end infrastructure connecting directly to Visa, Mastercard, and consumers' globally preferred payment methods. Adyen delivers frictionless payments across online, mobile, and in-store channels. With offices across the world, Adyen serves customers including Spotify, Birchbox, BlaBlacar, LeCab, Comptoir des Cotonniers, Etam, Vestiaire, Facebook, Uber, and L'Oreal.

Our Diversity, Equity and Inclusion commitments

Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them - voices like yours. No matter who you are or where you're from, we welcome you to be your true self at Adyen.

Studies show that women and members of underrepresented communities apply for jobs only if they meet 100% of the qualifications. Does this sound like you? If so, Adyen encourages you to reconsider and apply. We look forward to your application

What's next?

Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don't be afraid to let us know if you need more flexibility.

This role is based out of our Singapore office. We are an office-first company and value in-person collaboration; we do not offer remote-only roles.

Our client is looking for a Chief of Credit Risk to join their executive team to lead their credit risk management efforts as they grow and evolve. Key responsibilities will include:

• Maintain and lead effective oversight of the retail risk governance framework whilst advising across all areas of the business to support, challenge and establish a retail risk strategy
• Develop and implement both a secured and unsecured lending policy in line with organisational strategy
• Review existing processes and procedures across the group with an eye towards risk mitigation and efficiency
• Working closely with the executive team to ensure that credit risk practices are integrated into all aspects of the business and aligned with the bank's long term goals

To be successful in this role you will need:

• Bachelor Degree in relevant field, Business Administration, Computer Science, Mathematics, Statistics or related discipline
• 20 years + credit risk experience in a senior management/leadership role within a bank of financial services institution
• Ability to develop efficient and effective solutions to complex issues and a track record of success in implementing credit risk management strategies and frameworks
• Exceptional communication and interpersonal skills and a sound knowledge of credit risk principles, methodologies and tools
• Extensive experience or regular liaison with stakeholders from different regions and/or jurisdictions.