68 Credit Risk jobs in Singapore

We are seeking a skilled Credit Risk Leader to join our organization.

This is an exceptional opportunity for a seasoned professional to drive credit governance and risk management initiatives across various client segments. The ideal candidate will possess in-depth knowledge of credit policy formulation, exposure reviews, and limit setting.

• Lead margin financing operations, including developing and implementing credit policies that ensure alignment with our internal risk appetite.
• Oversee end-to-end transformation of manual credit processes, introducing automation and workflow tools to increase efficiency and transparency.
• Manage escalations related to client exposures, outstanding balances, and contra losses while ensuring timely resolution.
• Serve as a primary contact for internal stakeholders and regulators on credit and trading-related matters.
• Mentor and develop a high-performing team of junior and mid-level credit professionals, fostering a culture of excellence and continuous improvement.

What We Offer

• A collaborative and dynamic work environment.
• Opportunities for professional growth and development.
• Competitive compensation and benefits package.

Requirements

• Proven experience in credit risk management and leadership roles.
• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal skills.

• Prepare risk reports and analysis for senior management, governance committees, and regulators.
• Participate in risk committee activities, including preparing materials, documenting discussions, and following up on action items.
• Contribute to projects that improve risk reporting, streamline processes, and strengthen data analytics.
• Maintain accurate documentation for credit and operational risk policies and related processes.
• Conduct detailed financial reviews of customers, update profiles, and apply credit ratings in line with standards.
• Analyse and monitor credit exposures across lending, treasury, and investment portfolios.
• Investigate key risk drivers through targeted deep-dive analysis.
• Assist in reviewing and updating risk policies and methodologies.
• Support the testing, rollout, and review of new risk management systems.
• Take on special assignments and ad-hoc tasks to support the risk function.

• Minimum 2 years of experience in Credit Risk within banking, finance, or related fields.
• Strong analytical skills with the ability to interpret complex data.
• Excellent communication and stakeholder management abilities.
• Ability to prioritize tasks and work under tight deadlines.
• Proficiency in Microsoft Office; knowledge of MAS612, MAS Notice 111, and FRS109 is a plus.

• Reviewing financial spreading, financial statements, assessing financial health of corporate borrowers
• Reviewing of credit proposals for new applications and renewals, perform independent credit risk assessments and provide credit recommendation in line with the Bank's credit policy and regulations
• Carry out market and industry research and review credit rating assigned for borrowers
• Collaborating with relevant internal departments such as Front Office etc to drive revenue while maintaining sound credit risk management
• Post-loan monitoring, and reviewing and enhancing the Bank's credit policy
• Conduct stress testing and test key ratios, involved in the Bank's credit-related Audits

• Bachelor degree in Business and Finance related disciplines
• At least 4 years of relevant credit risk management experience in Corporate Banking
• Knowledge of corporate banking products such as bilateral loans, loan syndication, trade finance and structured finance

• Assess non-standard credit requests brought forward by Relationship Managers, propose solutions and implement after relevant credit approval.
• Prepare credit applications (new requests and periodic reviews) and submit them to the relevant Credit Authority for approval.
• Execute approved transactions including handling within banking system Avaloq, documentation and perfection of security.
• Review daily credit violation report, monitor margin call accounts as well as effectively managing such margin calls.
• Conduct various periodic risk monitoring tasks.
• Manage non-performing loans (if any), including periodic reporting to the regulators.
• Prepare various internal and external reporting on a regular basis.
• Assist and provide relevant enhancement for existing credit processes and manuals in compliance with group policies and local regulatory rules.
• Liaise with internal stakeholders such as Legal and Compliance regarding complex credit requests.
• Assist in credit related projects from time to time.
• Any other tasks which may come up during the course of daily credit request

• Degree or Masters in Banking and Finance, Accounting, Business or equivalent
• At least 3 years related experience in private banking credit, lending
• Good understanding of private banking business and products
• Supports a culture of trust, ownership & pride
• Self-motivated professional with a positive attitude
• Highly committed, willing to go the extra mile
• Accurate, meticulous, diligent and independent, able to priories
• Continuously strives to develop own professional and technical expertise
• Proficient knowledge in Microsoft Excel, Word, Power Point, Avaloq
• Competent in GenAI and Self-Service Business Intelligence tools (ChatGPT, CoPilot, PowerBI, etc.)
• Aims to create added value for clients and other stakeholders
• Acts proactively on changes and sources for new opportunities

• Lead credit transformation with impact
• Drive innovation in margin financing

• Leading margin financing operations, including credit policy formulation, exposure reviews, and limit setting across client segments.
• Driving end-to-end transformation of manual credit processes, introducing automation and workflow tools to increase efficiency and transparency.
• Managing escalations related to client exposures, outstanding balances, and contra losses while ensuring alignment with internal risk appetite.
• Acting as a primary contact for internal stakeholders and regulators on credit and trading-related matters.
• Mentoring and uplifting a lean team of junior and mid-level credit professionals, fostering a performance and change-oriented culture.

• At least 10 years of experience in credit risk or margin financing within a brokerage, private bank, or FinTech platform.
• Proven experience leading operational or credit transformation initiatives in legacy or manual environments.
• Familiarity with trading exposure management, securities financing, and regulatory frameworks.
• Strong leadership, communication, and stakeholder management skills.
• Hands-on, analytical mindset with the ability to balance risk control and business partnership.

about the company

A well-established regional bank with strong presence globally that offers corporate banking solutions to corporates in diversified sectors and FI clients. They have an approved headcount in the Credit Risk department.

about the job

• Reviewing financial spreading, financial statements, assessing financial health of corporate borrowers
• Reviewing of credit proposals for new applications and renewals, perform independent credit risk assessments and provide credit recommendation in line with the Bank's credit policy and regulations
• Carry out market and industry research and review credit rating assigned for borrowers
• Collaborating with relevant internal departments such as Front Office etc to drive revenue while maintaining sound credit risk management
• Post-loan monitoring, and reviewing and enhancing the Bank's credit policy
• Conduct stress testing and test key ratios, involved in the Bank's credit-related Audits

about the manager/team

You'll be part of a dynamic team with good teamwork and working culture.

skills and experience

• Bachelor degree in Business and Finance related disciplines
• At least 4 years of relevant credit risk management experience in Corporate Banking
• Knowledge of corporate banking products such as bilateral loans, loan syndication, trade finance and structured finance

To apply online please use the 'apply' function, alternatively you may contact Judy at judy.low(@)randstad.com.sg or message me on LinkedIn at

(EA: 94C3609/ R22110790)

• Lead credit transformation with impact
• Drive innovation in margin financing

Our client is a regulated financial institution offering a broad suite of trading, investment, and margin lending services to both retail and institutional clients. With deep regional roots and a forward-looking mandate, the firm is now embarking on a major credit transformation and is seeking a hands-on leader to uplift existing processes and credit governance frameworks.

• Leading margin financing operations, including credit policy formulation, exposure reviews, and limit setting across client segments.
• Driving end-to-end transformation of manual credit processes, introducing automation and workflow tools to increase efficiency and transparency.
• Managing escalations related to client exposures, outstanding balances, and contra losses while ensuring alignment with internal risk appetite.
• Acting as a primary contact for internal stakeholders and regulators on credit and trading-related matters.
• Mentoring and uplifting a lean team of junior and mid-level credit professionals, fostering a performance and change-oriented culture.

• At least 10 years of experience in credit risk or margin financing within a brokerage, private bank, or FinTech platform.
• Proven experience leading operational or credit transformation initiatives in legacy or manual environments.
• Familiarity with trading exposure management, securities financing, and regulatory frameworks.
• Strong leadership, communication, and stakeholder management skills.
• Hands-on, analytical mindset with the ability to balance risk control and business partnership.

This is a rare opportunity to take full ownership of a credit function that is ripe for transformation, with the support of senior management and a stable platform. You'll be leading meaningful change, modernising legacy processes, and helping shape the future of a high-potential investment platform.

Contact

Devan Nanthacumar (Lic No:R1871442 / EA no:18S9099)

Quote job ref

JN-032025-6683495

Phone number

+65 6416 9879

Michael Page International Pte Ltd | Registration No. 199804751N

Job Title: Credit Risk Specialist

• Key Tasks:
• Prepare and analyze credit proposals for approval.
• Conduct due diligence on borrowers' financial statements to identify potential risks.
• Develop and implement credit strategies to mitigate loan loss.
• Provide administrative support to the credit team, including data entry and report generation.

• Essential Qualifications:
• A bachelor's degree in Business Administration, Finance or Accountancy with a minimum of four years of experience in credit assessment.
• Proven analytical skills with the ability to distill complex financial information into concise reports.
• Effective communication and writing skills, with the ability to draft clear and compelling credit proposals.

Interested candidates should possess strong organizational skills, be able to work independently, and have a keen eye for detail. If you meet these requirements, please apply with your resume, stating your current and expected salary, and contact telephone number.

• Professional Development:
• Opportunities for career growth and professional development within our organization.

We are seeking a detail-oriented Credit Risk Analyst to monitor risk exposures, conduct financial analysis, and support regulatory reporting. The role involves enhancing risk frameworks, contributing to projects, and ensuring compliance with policies.

Responsibilities:

• Prepare risk reports and analysis for senior management, governance committees, and regulators.
• Participate in risk committee activities, including preparing materials, documenting discussions, and following up on action items.
• Contribute to projects that improve risk reporting, streamline processes, and strengthen data analytics.
• Maintain accurate documentation for credit and operational risk policies and related processes.
• Conduct detailed financial reviews of customers, update profiles, and apply credit ratings in line with standards.
• Analyse and monitor credit exposures across lending, treasury, and investment portfolios.
• Investigate key risk drivers through targeted deep-dive analysis.
• Assist in reviewing and updating risk policies and methodologies.
• Support the testing, rollout, and review of new risk management systems.
• Take on special assignments and ad-hoc tasks to support the risk function.

Requirements:

• Minimum 2 years of experience in Credit Risk within banking, finance, or related fields.
• Strong analytical skills with the ability to interpret complex data.
• Excellent communication and stakeholder management abilities.
• Ability to prioritize tasks and work under tight deadlines.
• Proficiency in Microsoft Office; knowledge of MAS612, MAS Notice 111, and FRS109 is a plus.

If you are keen to explore and have a confidential chat, feel free to share your resume by applying for this role.

EA License No. 16S8296 RCB No. 201417088Z EA Reg No. R24123534 (Seow Xin Ling)

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