3,763 Credit Cards jobs in Singapore

RESPONSIBILITIES

Strategy

• Responsible for providing analytics and insights for the strategic and financial decisions for Global Credit Cards and Personal Loans (CCPL). This includes forecasting financial performance, returns and EVA optimization, Balance Sheet, Impairment, NII and RWA analytics, and competitive performance and benchmarking.

• Support the CFO, Wealth and WRB Products and the Global Product teams in the review and optimisation of RWA and Leverage for all WRB Products

• Key central coordinator across all WRB Finance teams, Group and Country FP&A with regards to Credit Cards and Personal Loans as well as RWA and Leverage

Business

• Review the Business financial performance and provide insights, areas of opportunities and early warnings of the challenges ahead to the Global Credit Cards and Personal Loans team as well as CFO Wealth and WRB Products on Global CCPL business financial performance.

• Review and analyse RWA and Leverage outcomes together with the Group Product teams and country teams to track optimisation progress

Processes

• Review and ownership of flash, outlook, forecasting and monthly performance for Group CCPL in coordination with finance and business teams across markets.

• Support the smooth and efficient corporate plan process and other internal finance processes specially forecasting alignment across the countries

• Regular report and tracking financials and non-financial value drivers in coordination with teams across business and finance in group and in the countries

• Work with business and finance across team to transform the FP&A process for CCPL and RWA and Leverage to provide further insights for decision making.

People & Talent

• Work effectively and collaboratively with finance/ non finance colleagues within WRB Group finance and country finance teams.

• Ensure ongoing training and self-development for both current role and future aspirations from a career growth perspective.

• Guide the extended team in India to ensure that each individual team member achieves their potential and that the team together delivers its collective agenda.

Risk Management

• Participate and contribute in risk discussions as required to facilitate better external and internal communication of Group CCPL and RWA & Leverage risk matters impacting financial performance.

Governance

• Awareness and understanding of the regulatory framework in which the business operates and the regulatory requirements and expectations to the role

• Represent the finance function at key WRB business forums and escalating any issues that may impact finance responsibilities and financial performance of WRB

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group's Values and Code of Conduct.

• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.

• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key Stakeholders

• CFO, WRB

• CFO, Wealth and WRB Products

• Global Product Head for Credit cards and Personal Loans and team

Other Responsibilities

Embed Here for good and Group's brand and values in WRB Finance Teams.

Our Ideal Candidate

• 12+ years experience in finance at a leading global financial services firm, preferably banking.

• Qualified Accountant i.e., CPA, CMA, ACCA or equivalent, or MBA (Finance) or other relevant qualification is preferred.

• Strong understanding and/ or previous experience in Credit Cards and Personal Loans product and in RWA and Leverage is preferred.

• Ability to develop forward looking financials model, and impact analysis.

• Ability to design/prepare senior level financial presentations/dashboards.

• Demonstrated track record of leading and managing broad processes, while challenging the status quo and embracing the spirit of transformation.

• Strong understanding of P&L, balance sheet, and returns of financial products.

• Strong Commercial Acumen.

• Excellent written and verbal communication skills to effectively manage varied stakeholders and global teams within finance and business.

• Ability to navigate complex situations and ambiguity.

• Live the Valued Behaviours of "Do the right thing", "Never settle" and "Better Together" on a day-to-day basis whilst seeking opportunities for self-development and growth.

Role Specific Technical Competencies

• Performance Management

• Business partnering and influencing

• External reporting & Competitive analysis

• Balance Sheet Management

• Risk and Control

• Business Knowledge (WRB)

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website

RESPONSIBILITIES

Strategy
• Responsible for providing analytics and insights for the strategic and financial decisions for Global Credit Cards and Personal Loans (CCPL). This includes forecasting financial performance, returns and EVA optimization, Balance Sheet, Impairment, NII and RWA analytics, and competitive performance and benchmarking.
• Support the CFO, Wealth and WRB Products and the Global Product teams in the review and optimisation of RWA and Leverage for all WRB Products
• Key central coordinator across all WRB Finance teams, Group and Country FP&A with regards to Credit Cards and Personal Loans as well as RWA and Leverage

Business

• Review the Business financial performance and provide insights, areas of opportunities and early warnings of the challenges ahead to the Global Credit Cards and Personal Loans team as well as CFO Wealth and WRB Products on Global CCPL business financial performance.
• Review and analyse RWA and Leverage outcomes together with the Group Product teams and country teams to track optimisation progress

Processes

• Review and ownership of flash, outlook, forecasting and monthly performance for Group CCPL in coordination with finance and business teams across markets.
• Support the smooth and efficient corporate plan process and other internal finance processes specially forecasting alignment across the countries
• Regular report and tracking financials and non-financial value drivers in coordination with teams across business and finance in group and in the countries
• Work with business and finance across team to transform the FP&A process for CCPL and RWA and Leverage to provide further insights for decision making.

People & Talent
• Work effectively and collaboratively with finance/ non finance colleagues within WRB Group finance and country finance teams.
• Ensure ongoing training and self-development for both current role and future aspirations from a career growth perspective.
• Guide the extended team in India to ensure that each individual team member achieves their potential and that the team together delivers its collective agenda.

Risk Management

• Participate and contribute in risk discussions as required to facilitate better external and internal communication of Group CCPL and RWA & Leverage risk matters impacting financial performance.

Governance

• Awareness and understanding of the regulatory framework in which the business operates and the regulatory requirements and expectations to the role
• Represent the finance function at key WRB business forums and escalating any issues that may impact finance responsibilities and financial performance of WRB

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key Stakeholders

• CFO, WRB
• CFO, Wealth and WRB Products
• Global Product Head for Credit cards and Personal Loans and team

Other Responsibilities

Embed Here for good and Group’s brand and values in WRB Finance Teams.

Our Ideal Candidate
• 12+ years experience in finance at a leading global financial services firm, preferably banking.
• Qualified Accountant i.e., CPA, CMA, ACCA or equivalent, or MBA (Finance) or other relevant qualification is preferred.
• Strong understanding and/ or previous experience in Credit Cards and Personal Loans product and in RWA and Leverage is preferred.
• Ability to develop forward looking financials model, and impact analysis.
• Ability to design/prepare senior level financial presentations/dashboards.
• Demonstrated track record of leading and managing broad processes, while challenging the status quo and embracing the spirit of transformation.
• Strong understanding of P&L, balance sheet, and returns of financial products.
• Strong Commercial Acumen.
• Excellent written and verbal communication skills to effectively manage varied stakeholders and global teams within finance and business.
• Ability to navigate complex situations and ambiguity.
• Live the Valued Behaviours of “Do the right thing”, “Never settle” and “Better Together” on a day-to-day basis whilst seeking opportunities for self-development and growth.

Role Specific Technical Competencies
• Performance Management
• Business partnering and influencing
• External reporting & Competitive analysis
• Balance Sheet Management
• Risk and Control
• Business Knowledge (WRB)

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website

Job Overview

We are seeking an experienced finance professional to join our team in a leadership role. As Director, Credit Cards and Personal Loans, you will be responsible for providing strategic and financial guidance to support the growth of our credit card and personal loan business.

Key Responsibilities

• Develop and implement strategies to drive revenue growth and improve profitability in credit cards and personal loans
• Lead cross-functional teams to analyze financial performance, identify areas for improvement, and develop recommendations for optimization
• Collaborate with senior stakeholders to develop and maintain effective risk management processes
• Provide expert analysis and insights to inform business decisions and drive strategy development
• Develop and manage budgets, forecasts, and financial models to support business planning and decision-making
• Maintain accurate and up-to-date knowledge of market trends, competitor activity, and regulatory requirements

Requirements

To be successful in this role, you will need:

• A minimum of 12 years' experience in finance, preferably in banking or financial services
• Strong understanding of financial products, including credit cards and personal loans
• Excellent analytical and problem-solving skills, with ability to interpret complex data and develop insightful recommendations
• Proven leadership and collaboration skills, with ability to work effectively with cross-functional teams
• Strong communication and presentation skills, with ability to effectively communicate complex information to senior stakeholders
• Demonstrated track record of driving business growth and improving profitability

Benefits

We offer a competitive salary and benefits package, including:

• Core bank funding for retirement savings and medical insurance
• Time-off including annual leave, parental/maternity leave, sabbatical leave, and volunteering leave
• Flexible working options based around home and office locations
• Proactive wellbeing support through Unmind and Employee Assistance Programme
• Continuous learning culture to support your growth, with opportunities to reskill and upskill

About Us

We are a global bank that values diversity and inclusion. We offer a collaborative and supportive work environment, with opportunities for career growth and development.

The Applications Development Senior Manager is a senior management level position responsible for accomplishing results through the management of a team or department in an effort to establish and implement new or revised application systems and programs in coordination with the Technology team. The overall objective of this role is to drive applications systems analysis and programming activities.

Responsibilities:

• Manage one or more Applications Development teams in an effort to accomplish established goals as well as conduct personnel duties for team (e.g. performance evaluations, hiring and disciplinary actions)

• Utilize in-depth knowledge and skills across multiple Applications Development areas to provide technical oversight across systems and applications

• Review and analyze proposed technical solutions for projects

• Contribute to formulation of strategies for applications development and other functional areas

• Develop comprehensive knowledge of how areas of business integrate to accomplish business goals

• Provide evaluative judgment based on analysis of factual data in complicated and unique situations

• Impact the Applications Development area through monitoring delivery of end results, participate in budget management, and handling day-to-day staff management issues, including resource management and allocation of work within the team/project

• Ensure essential procedures are followed and contribute to defining standards negotiating with external parties when necessary

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Qualifications:

• 10 or more years of relevant experience in the Credit cards domain, Network compliance, Wallets, Virtual cards, Tokens and associated key management.

• Vision Plus processor experience and knowledge on commercial cards capabilities will be added advantage.

• Experience as Applications Development Manager, Solutions Analyst and cards certifications.

• Experience as an applications Development role in associated cards processor platforms. Nextgen technologies is an added advantage.

• Stakeholder and people management experience

• Demonstrated leadership skills

• Proven project management and Agile methodologies skills

• Basic knowledge of industry practices and standards

• Consistently demonstrates clear and concise written and verbal communication

Education:

• Bachelor’s degree/University degree or equivalent experience

• Master’s degree preferred

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

#Hybrid

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Job Family Group:

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Job Family:

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Time Type:

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Most Relevant Skills

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Other Relevant Skills

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi .

View Citi’s EEO Policy Statement and the Know Your Rights poster.

The Applications Development Senior Manager is a senior management level position responsible for accomplishing results through the management of a team or department in an effort to establish and implement new or revised application systems and programs in coordination with the Technology team. The overall objective of this role is to drive applications systems analysis and programming activities.
Responsibilities:

• Manage one or more Applications Development teams in an effort to accomplish established goals as well as conduct personnel duties for team (e.g. performance evaluations, hiring and disciplinary actions)

• Utilize in-depth knowledge and skills across multiple Applications Development areas to provide technical oversight across systems and applications

• Review and analyze proposed technical solutions for projects

• Contribute to formulation of strategies for applications development and other functional areas

• Develop comprehensive knowledge of how areas of business integrate to accomplish business goals

• Provide evaluative judgment based on analysis of factual data in complicated and unique situations

• Impact the Applications Development area through monitoring delivery of end results, participate in budget management, and handling day-to-day staff management issues, including resource management and allocation of work within the team/project

• Ensure essential procedures are followed and contribute to defining standards negotiating with external parties when necessary

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Qualifications:

• 10 or more years of relevant experience in the Credit cards domain, Network compliance, Wallets, Virtual cards, Tokens and associated key management.

• Vision Plus processor experience and knowledge on commercial cards capabilities will be added advantage.

• Experience as Applications Development Manager, Solutions Analyst and cards certifications.

• Experience as an applications Development role in associated cards processor platforms. Nextgen technologies is an added advantage.

• Stakeholder and people management experience

• Demonstrated leadership skills

• Proven project management and Agile methodologies skills

• Basic knowledge of industry practices and standards

• Consistently demonstrates clear and concise written and verbal communication

Education:

• Bachelor’s degree/University degree or equivalent experience

• Master’s degree preferred

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

#Hybrid

---

Job Family Group:

---

Job Family:

---

Time Type:

---

Most Relevant Skills

---

Other Relevant Skills

---

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi .
View Citi’s EEO Policy Statement and the Know Your Rights poster.

Job scope:

• Coordinate execution of import and export related activities.
• Preparation of shipping documents (import/export: B/L, D/O, permit, etc)
• Liaise with internal and external parties to ensure a smooth delivery
• Monitor shipment status and update customers
• Customer-oriented, proactive with good organizational skills
• Ensure proper and timely billing/vendor costing and closing of all job files
• Ad-hoc duties as assigned

Basic requirement:

1. Good communication skills

2. Able to communicate with China agents and customers will add an advantage

3. Pro-active (When making an arrangement) and careful (When doing documentation)

4. Shipping/forwarding background/experience added advantage

5. Candidate with 1 or 2 year shipping documents experience preferred.

6. Able to work in fast-paced environment.

7. Team player as well as independent with little supervision.

We are seeking a reliable, team-oriented and physically fit individual to join our dynamic team:

• Employment type: Permanent
• Position: Customer Service
• Location: Eco-tech @ Sunview Road
• Outpatient Medical & Dental Benefits Provided
• Working Hours: Monday to Friday, Office Hours (9am – 6pm)
• Salary Package: Up to $3,000 + Bonus

Job Responsibilities:

• Support the sales team and handle daily customer enquiries.
• Support project management, documentation, and routine administration tasks.
• Communicate and coordinate with forwarders and suppliers for efficient execution of shipments.
• Efficiently process customer orders and inquiries, verify order details for accuracy.
• Provide order confirmations and communicate with customers to resolve order discrepancies.
• Ensure all billings are done incompliance to payment terms and conditions.
• Collaborate with sales and warehouse team members to ensure order fulfillment.
• Manage filling, document preparation, scheduling and handle incoming calls.
Other ad-hoc administrative tasks may be assigned

Job Requirements:

• Minimum ‘O’ Level or equivalent.
• Proficient in Microsoft Office.
• Experience or knowledge of administration or customer service is an advantage
• Shipping and forwarding experience will be preferred.
Good team player with a responsible attitude

Ready to apply? interested applicants, please submit your resume by clicking the APPLY button.