663 Compliance Support jobs in Singapore

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

Overview of The Department

Commercial Rating and Underwriting (CRU) sits within the Credit and Fraud Risk Management (CFR) division and forms the institutional credit risk management function within American Express. The CRU team plays the critical role of assessing and managing the risk of institutional exposures across all business units within American Express, and in all regions globally. Credit exposures are primarily generated through corporate and small business card programs, via merchant service relationships where non-delivery risk exists, and among the securities portfolio held for firm-wide liquidity. CRU is led from Salt Lake City with regional teams in New York, London, Singapore, India and Sydney.

In addition to determining the internal credit rating which drives the probability of default of each exposure, CRU also underwrites Amex’s large commercial card programs. As a bank holding company, American Express must comply with the highest global banking standards set by Basel and implemented by our primary regulator, the Federal Reserve.

Job Responsibilities

Directors in CRU are responsible for overseeing managers who rate and underwriting credit exposures in their assigned region, industry, and business line. Fundamental analysis incorporates a thorough review of business, financial, industry and country risk coupled with support from internal and external rating model outputs. Assessment includes understanding of the need for credit extension, profitability of the relationship and program structures. CRU directors interact with various constituents across the firm including front office sales, business unit risk partners, and credit administration to perform their critical role.

Desired Skills:

• Expertise as a credit and underwriting decision maker dealing with commercial exposures ranging from small business or middle-market to large, multinational institutions
• Thorough understanding of fundamental financial analysis, including the ability to review corporate financial statements to determine the ability of the obligor to honor its credit obligations.
• Lead various projects to meet heightened standards for Category 2 bank, as issued by the Office of the Comptroller of the Currency on regulatory capital rule and liquidity coverage ratio rule
• Proven ability to influence others to achieve complex objectives against tight deadlines
• Comfort with GAAP/IFRS accounting standards, corporate valuation, and forecasting
• Knowledge of how probability of default and loss given default determine economic capital
• Experience in determining appropriate credit capacity, structuring of facilities, and risk mitigation techniques
• Comfort with public agency ratings and supporting analysis
• Understanding of current macroeconomic trends and how to provide recommendations to improve the PD estimation based on the business cycle
• Experience preparing company-specific and industry-wide credit memorandums
• Excellent judgment in making sound rating and underwriting decisions to maximize profitability and mitigate risk
• Review of rating methodology in operating manual in English and Chinese
• Track record of collaborating and building relationships across organization
• Ability to lead large scale, time sensitive, enterprise-wide projects through to successful completion

Qualifications:

• Minimum 10 years’ experience in rating and / or underwriting at a leading financial institution or rating agency
• Experience in managing, training and mentoring direct reports
• Bachelor’s degree from a top tier university in finance, accounting, economics, or statistics
• Proficiency in English and Chinese (Mandarin)
• Good knowledge on the U.S banking regulations, particularly those imposed by Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation.

You lead the development, implementation and evaluation of quality assurance and risk management, covering corporate governance and compliance policies and processes for our organization.

• Establish and maintain a quality and risk management framework that aligns with the organization’s vision, mission and values, goals, and complies with the relevant Acts, laws, regulations and standards

• Communicate and collaborate with internal and external stakeholders to convey quality assurance and risk management information and expectations, build trust and rapport

• Coordinate and conduct activities such as audits, assessments, reviews, investigations; and reporting and monitoring and improving the performance and outcomes of the organization and its services

• Identify, analyze and manage potential and actual risks and issues

• Develop and implement solutions and strategies to prevent, mitigate or resolve them

• Provide guidance, support and training to staff and managers on quality assurance and risk management best practices and processes, and fostering a culture of quality and safety across the organization

• Oversee the protection of data during storage, usage and disposal to manage risk of data loss

• Respond and manage incidences from inception, through solutioning, to completion, with all affected operators and relevant authorities

• Oversee activities to foster personal data protection awareness within the organisation

• Enhance compliance processes based on an evaluation of gaps in business operations and data protection requirements

• Translate user's privacy and personal date protection requirements into data-driven design thinking processes

Requirements:

• A degree holder with certification in risk management, data protection or related credentials from a recognized professional association

• Minimum 5 years of relevant working experience

• Demonstrate knowledge and understanding of the aspects of compliance, governance and risk management

• Knowledge and experience in health care and/or NGO risk management settings will be an advantage

• Proficient technical skills to use various tools and applications to collect, analyze and report management data and information

• Experience in managing risk through data and AI governance

• Good communication and interpersonal skills

• Meticulous and systematic in documentation

• Analytical and strong problem-solving and critical thinking skills

• Integrity to uphold ethical principles and values

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

Overview of The Department

Commercial Rating and Underwriting (CRU) sits within the Credit and Fraud Risk Management (CFR) division and forms the institutional credit risk management function within American Express. The CRU team plays the critical role of assessing and managing the risk of institutional exposures across all business units within American Express, and in all regions globally. Credit exposures are primarily generated through corporate and small business card programs, via merchant service relationships where non-delivery risk exists, and among the securities portfolio held for firm-wide liquidity. CRU is led from Salt Lake City with regional teams in New York, London, Singapore, India and Sydney.

In addition to determining the internal credit rating which drives the probability of default of each exposure, CRU also underwrites Amex’s large commercial card programs. As a bank holding company, American Express must comply with the highest global banking standards set by Basel and implemented by our primary regulator, the Federal Reserve.

Job Responsibilities

Directors in CRU are responsible for overseeing managers who rate and underwriting credit exposures in their assigned region, industry, and business line. Fundamental analysis incorporates a thorough review of business, financial, industry and country risk coupled with support from internal and external rating model outputs. Assessment includes understanding of the need for credit extension, profitability of the relationship and program structures. CRU directors interact with various constituents across the firm including front office sales, business unit risk partners, and credit administration to perform their critical role.

Desired Skills:

• Expertise as a credit and underwriting decision maker dealing with commercial exposures ranging from small business or middle-market to large, multinational institutions
• Thorough understanding of fundamental financial analysis, including the ability to review corporate financial statements to determine the ability of the obligor to honor its credit obligations.
• Lead various projects to meet heightened standards for Category 2 bank, as issued by the Office of the Comptroller of the Currency on regulatory capital rule and liquidity coverage ratio rule
• Proven ability to influence others to achieve complex objectives against tight deadlines
• Comfort with GAAP/IFRS accounting standards, corporate valuation, and forecasting
• Knowledge of how probability of default and loss given default determine economic capital
• Experience in determining appropriate credit capacity, structuring of facilities, and risk mitigation techniques
• Comfort with public agency ratings and supporting analysis
• Understanding of current macroeconomic trends and how to provide recommendations to improve the PD estimation based on the business cycle
• Experience preparing company-specific and industry-wide credit memorandums
• Excellent judgment in making sound rating and underwriting decisions to maximize profitability and mitigate risk
• Review of rating methodology in operating manual in English and Chinese
• Track record of collaborating and building relationships across organization
• Ability to lead large scale, time sensitive, enterprise-wide projects through to successful completion

Qualifications:

• Minimum 10 years’ experience in rating and / or underwriting at a leading financial institution or rating agency
• Experience in managing, training and mentoring direct reports
• Bachelor’s degree from a top tier university in finance, accounting, economics, or statistics
• Proficiency in English and Chinese (Mandarin)
• Good knowledge on the U.S banking regulations, particularly those imposed by Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation.

You lead the development, implementation and evaluation of quality assurance and risk management, covering corporate governance and compliance policies and processes for our organization.

• Establish and maintain a quality and risk management framework that aligns with the organization’s vision, mission and values, goals, and complies with the relevant Acts, laws, regulations and standards

• Communicate and collaborate with internal and external stakeholders to convey quality assurance and risk management information and expectations, build trust and rapport

• Coordinate and conduct activities such as audits, assessments, reviews, investigations; and reporting and monitoring and improving the performance and outcomes of the organization and its services

• Identify, analyze and manage potential and actual risks and issues

• Develop and implement solutions and strategies to prevent, mitigate or resolve them

• Provide guidance, support and training to staff and managers on quality assurance and risk management best practices and processes, and fostering a culture of quality and safety across the organization

• Oversee the protection of data during storage, usage and disposal to manage risk of data loss

• Respond and manage incidences from inception, through solutioning, to completion, with all affected operators and relevant authorities

• Oversee activities to foster personal data protection awareness within the organisation

• Enhance compliance processes based on an evaluation of gaps in business operations and data protection requirements

• Translate user's privacy and personal date protection requirements into data-driven design thinking processes

Requirements:

• A degree holder with certification in risk management, data protection or related credentials from a recognized professional association

• Minimum 5 years of relevant working experience

• Demonstrate knowledge and understanding of the aspects of compliance, governance and risk management

• Knowledge and experience in health care and/or NGO risk management settings will be an advantage

• Proficient technical skills to use various tools and applications to collect, analyze and report management data and information

• Experience in managing risk through data and AI governance

• Good communication and interpersonal skills

• Meticulous and systematic in documentation

• Analytical and strong problem-solving and critical thinking skills

• Integrity to uphold ethical principles and values

We are seeking a seasoned Market Risk professional to fill this key position. This role is responsible for ensuring our investment activities comply with internal risk policies and regulatory standards.

• Liaise with front-office and back-office teams on processing of investment transactions, ensuring seamless integration and compliance.
• Set up and adjust limits for investment/market risk transactions in the banking system, leveraging expertise in risk management.
• Monitor market, liquidity, and credit risks related to our investment portfolio, utilizing advanced analytical skills.
• Develop and implement risk mitigation strategies to minimize potential losses and maximize returns.
• Publish timely and accurate risk management reports, providing valuable insights to stakeholders.
• Support the implementation of policies from Head Office and Branch related to risk management, fostering a culture of compliance.

• Degree in Banking, Finance, Accounting or equivalent; certifications such as CFA, FRM, ACCA are highly valued.
• Minimum 5 years of experience in risk management within a banking environment, showcasing expertise and leadership skills.
• Strong understanding of Treasury products: Bonds, FX, Cross-Currency Swaps, IRS, Options, and ability to analyze complex financial data.
• Familiarity with liquidity risk controls and frameworks, ensuring effective management of cash flows.
• Ability to work under pressure and meet tight reporting deadlines, demonstrating exceptional time management and organizational skills.
• Proficiency in drafting Market Risk Analysis Reports, showcasing writing and analytical skills.

Compliance Specialist

We are seeking a highly skilled Compliance Specialist to oversee and manage our compliance functions. This role involves ensuring that all regulatory requirements are met, and internal policies and procedures are adhered to.

Key Responsibilities

• Conduct thorough risk assessments and ensure documentation meets local regulations and internal standards.
• Monitor and track risk records, develop action plans for expiring records, and resolve any overdue cases.
• Promptly escalate suspicious activity from an anti-money laundering (AML) perspective to senior management.
• Conduct client identification, verification, and screening, including validation of customer address, employment, and connectivity to politically exposed persons/sanctioned entities.
• Perform enhanced due diligence checks such as negative news and social media screening when required.
• Partner with internal stakeholders to ensure thorough due diligence and documentation reviews for customer accounts.
• Request additional information from Relationship Managers/Outreach teams as needed to complete reviews.
• Maintain high quality standards (90% and above) for risk reviews.
• Escalate technology issues or procedural clarifications to management for guidance.
• Ensure quality control reviews are completed on files before submission and resolve any discrepancies identified.

This is a challenging role that requires strong analytical and communication skills. If you have experience in compliance and regulatory affairs, we encourage you to apply.

At the forefront of innovation, we are seeking a Risk Control Strategy expert to join our esteemed team. As a member of this elite group, you will be responsible for safeguarding the integrity of our platform and ensuring seamless experiences for our users.

The Business Risk Integrated Control (BRIC) team is dedicated to protecting ByteDance users by securing platform health and community experience authenticity. We build infrastructures, platforms, and technologies, collaborating with cross-functional teams and stakeholders.

Our challenges are novel solutions to first-seen challenges in a phenomenal product ecosystem. You'll be part of a team developing scalable and robust systems and solutions. Your work will make quick and solid differences.

• Respond to reported risk cases in a timely and accurate manner.
• Summarize and classify feedback cases, working with product and tech teams to formulate solutions.
• Develop risk control policy and process, promoting transparency and understanding of policies.
• Assist in constructing and optimising internal platforms and tools.

• Bachelor degree or above.
• Excellent interpersonal and communication skills.
• Able to maintain composure in critical situations and communicate clearly with both internal and external stakeholders.
• Details oriented, self-driven, and curious to learn and work independently in a fast-paced environment.

Summary

This role manages the credit risks arising from all business activities as well as assisting the Head of Risk in exercising oversight, providing advice and preparing monthly reports for operational risk.

Responsibilities

• To undertake critical analysis of credit applications submitted by the Wholesale Banking Department and provide value added recommendations to Head of Risk/Credit Committee.
• To attend to ad-hoc transactions and excesses, with timely reporting to management.
• To work with middle/back office in ensuring robust implementation of approval conditions.
• To provide guidance to Relationship Managers in structuring transactions that are consistent with the Bank's credit policy/risk appetite and current market environment.
• To participate in customer due diligence/visit with Relationship Managers where required.
• To work closely with Wholesale Banking Department in ensuring that credit reviews are submitted on a timely basis and minimise overdue reviews.
• To review New Product Approval submissions and advice/make recommendation on risk (credit, market and operational) matters.
• To produce reports for Branch Management and Risk Management Group as required.
• To provide back-up support for Head of Risk and fellow Singapore Risk team members.
• To review, maintain, update and formulate local risk procedures and provide feedback for loans, trade, market and operational workflows.
• To assist the Head of Risk in operational risk management, including monthly reporting, NPA sign-offs from an ORM perspective and IRS reporting.
• To perform any assignments required by management from time to time.

Job Requirements

• Degree Holder in Business Administration, Banking, Finance, Accounting or related disciplines.
• Minimum 14 years' credit risk management experience in corporate banking with knowledge of structured trade finance.

A dedicated Safety Coordinator will play a vital role in ensuring workplace safety and compliance.