343 Compliance Head jobs in Singapore

Job Mandate

The role is responsible for the Compliance Function of BDO Unibank, Inc.-Singapore Branch (SG Branch)

The principal function is to ensure that the SG Branch effectively complies with the statutory provisions, regulatory requirements or guidelines and codes of conduct applicable to its banking service and other regulated activities in Singapore.

Incumbent acts as the focal point within SG Branch for the oversight of all activities in relation to the prevention and detection of money laundering (ML) and terrorist financing (TF) and providing support and guidance to the senior management to ensure that ML/TF risks of HK Branch is adequately understood and managed.

Duties and Responsibilities

A. Regulatory Compliance

1. Ensures full compliance of requirements as specified in the Banking Act of 1970, Securities and Futures Act, as well as other codes, good practices, manuals and guidelines issued by the Monetary Authority of Singapore (MAS) and applicable regulations from the Philippine supervisors such as Bangko Sentral ng Pilipinas (BSP), Securities and Exchange Commission, among others; and
2. Ensures compliance with the internal policies and procedures in alignment with the regulatory requirements.

B. Anti-Money Laundering and Terrorist Financing

1. Ensures that SG Branch observes the applicable regulations, Bank’s policies and procedures and the Guidelines on Prevention of Money Laundering and Terrorist Financing in the handling of suspicious transactions involved in money laundering activities; and
2. Ensures that appropriate systems, manual and/or automated, as aligned with the Head Office as may be applicable, to facilitate the prevention of money laundering are in place.

C. Compliance Program Review

1. Identifies the relevant Singapore and Philippine laws and regulations which are applicable to SG Branch, and analyzes the corresponding risks of non-compliance and determine the action points to ensure compliance of the branch; and
2. Conducts periodic compliance review function on applicable legal and regulatory requirements and the frequency of reviews and assessments to be taken shall commensurate to the identified risk levels or as required by the MAS and/or BSP and other regulators in Singapore and the Philippines

D. Liaison between Singapore Branch and Regulatory Agencies

1. Acts as one of the key contacts between the branch and the regulatory bodies (e.g. Bangko Sentral ng Pilipinas – BSP, MAS, etc.);
2. Consults the said regulatory agencies for additional clarification on specific provisions of laws and regulations and/or compliance to their findings; and
3. Initiates dialogues with respect to borderline issues as they affect compliance by the branch.

E. Liaison between Singapore Branch and Head Office

1. Promotes a clear and open communication process within the branch and with Head Office to educate and address compliance matters; and
2. Aligns its compliance activities, manuals and guidelines with Head Office Compliance.

F. Compliance Advisories and Trainings

1. Trains and informs the branch staff on regulatory requirements through any of these means, as appropriate: lecture, meetings, compliance memo distribution of manuals, and the dissemination of regulatory circulars/issuances, etc.
2. Provides advisories to the branch on any matter related to regulatory issuances or laws; and
3. Conducts trainings to branch personnel, as necessary, to raise awareness and understanding of the Branch on regulatory issuances or laws and be fully aware of their responsibilities to ensure compliance with regulatory requirements and in combating money laundering.

G. Wealth Management

1. Provides consultative advice on regulatory requirements of, among other things, the Securities and Futures Act to ensure the overall compliance of SG Branch’s activities with applicable laws and regulations;
2. Formulates, reviews and updates SG Branch’s compliance policies and procedures in relation to Registered Activities under the Securities and Futures Act; and
3. Conduct respective training to staff as to the requirements, practice, and other pertinent activities relevant to the Securities and Futures Act.

H. Compliance Testing

1. Provides oversight to the conduct of Independent Compliance Testing (ICT) and Regulatory Compliance Testing Checklist (RCTC) within HK Branch; and
2. Ensures the timely reporting of ICT/RCTC Progress/Results to Head Office Compliance on a monthly basis.

I. Case Officer

1. 1. Acts as Case Officer for SG Branch

J. Administrative

1. Conducts Compliance meetings with Compliance team members;
2. Ensures clear understanding of the duties and responsibilities of the Compliance and Risk personnel;
3. Recommends improvements on existing policies and procedures;
4. Ensures submission of status reports and other reports as may be required by the SG Branch Chief Executive in timely and accurate manner;
5. Evaluates/rates the performance of Compliance personnel of SG Branch;
6. Monitors punctuality and attendance of Compliance personnel of SG Branch;
7. Ensures that all Compliance Personnel of SG Branch have undergone the required training necessary for the efficient discharge of functions;
8. Reviews and recommends for approval of the SG Branch Chief Executive the supplies request and inventory of Compliance;
9. Ensures that good housekeeping is maintained by SG Branch Compliance personnel;
10. Maintains the files of SG Branch Compliance Team in good order;
11. Ensures that emails are read and attended to timely; and
12. The SG Branch Head of Compliance shall be delegated other duties and responsibilities as deemed fit to his qualifications and designation by the senior management from time to time provided there is no direct conflict with his key roles and functions.

Job Mandate

The role is responsible for the Anti-Money Laundering Compliance Function of BDO Unibank, Inc.-Singapore Branch (SG Branch). Reports directly to the Head of Compliance.

The principal function is to ensure that the SG Branch effectively complies with the statutory provisions, regulatory requirements or guidelines and codes of conduct applicable to Anti-Money Laundering in Singapore.

Incumbent acts as the focal point within SG Branch for the oversight of all activities in relation to the prevention and detection of money laundering (ML) and terrorist financing (TF) and providing support and guidance to the senior management to ensure that ML/TF risks of SG Branch is adequately understood and managed.

Duties and Responsibilities

A. Anti-Money Laundering and Terrorist Financing

1. Ensures that SG Branch observes the applicable regulations, Bank’s policies and procedures and the Guidelines on Prevention of Money Laundering and Terrorist Financing in the handling of suspicious transactions involved in money laundering activities; and
2. Ensures that appropriate systems, manual and/or automated, as aligned with the Head Office as may be applicable, to facilitate the prevention of money laundering are in place.

B. Compliance Program Review

1. Identifies the relevant Singapore and Philippine laws and regulations which are applicable to SG Branch, and analyzes the corresponding risks of non-compliance and determine the action points to ensure compliance of the branch; and
2. Conducts periodic compliance review function on applicable legal and regulatory requirements and the frequency of reviews and assessments to be taken shall commensurate to the identified risk levels or as required by the MAS and/or BSP and other regulators in Singapore and the Philippines.

C. Liaison between Singapore Branch and Regulatory Agencies

1. Acts as one of the key contacts between the branch and the regulatory bodies (e.g. Bangko Sentral ng Pilipinas – BSP, MAS, etc.);
2. Consults the said regulatory agencies for additional clarification on specific provisions of anti-money laundering laws and regulations and/or compliance to their findings; and
3. Initiates dialogues with respect to borderline issues as they affect compliance by the branch.

D. Liaison between Singapore Branch and Head Office

1. Promotes a clear and open communication process within the branch and with Head Office to educate and address anti-money laundering compliance matters; and
2. Aligns its compliance activities, manuals and guidelines with Head Office Compliance.

E. Compliance Advisories and Trainings

1. Trains and informs the branch staff on regulatory requirements pertaining to Anti-Money Laundering through any of these means, as appropriate: lecture, meetings, compliance memo distribution of manuals, and the dissemination of regulatory circulars/issuances, etc.
2. Provides advisories to the branch on any matter related to anti-money laundering regulatory issuances or laws; and
3. Conducts trainings to branch personnel, as necessary, to raise awareness and understanding of the Branch on anti-money laundering regulatory issuances or laws and be fully aware of their responsibilities to ensure compliance with regulatory requirements.

F. Compliance Testing

1. Provides oversight to the conduct of Independent Compliance Testing (ICT) and Regulatory Compliance Testing Checklist (RCTC) within SG Branch pertaining to Anti-Money Laundering; and
2. Ensures the timely reporting of ICT/RCTC Progress/Results to Head Office Compliance on a monthly basis.

G. Administrative

1. Conducts meetings with AML Compliance team;
2. Ensures clear understanding of the duties and responsibilities of the Anti-Money Laundering Compliance personnel;
3. Recommends improvements on existing policies and procedures;
4. Ensures submission of status reports and other reports as may be required by the Compliance Head and SG Branch Chief Executive in timely and accurate manner;
5. Evaluates/rates the performance of Anti-Money Laundering Compliance personnel of SG Branch;
6. Monitors punctuality and attendance of Anti-Money Laundering Compliance personnel of SG Branch;
7. Ensures that good housekeeping is maintained by SG Branch Anti-Money Laundering Compliance personnel;
8. Maintains the files of SG Branch Anti-Money Laundering Compliance Team in good order;
9. Ensures that emails are read and attended to timely; and
10. Other duties and responsibilities as deemed fit to his qualifications and designation by the senior management from time to time provided there is no direct conflict with his key roles and functions.

Job Mandate

The role is responsible for the Anti-Money Laundering Compliance Function of BDO Unibank, Inc.-Singapore Branch (SG Branch). Reports directly to the Head of Compliance.

The principal function is to ensure that the SG Branch effectively complies with the statutory provisions, regulatory requirements or guidelines and codes of conduct applicable to Anti-Money Laundering in Singapore.

Incumbent acts as the focal point within SG Branch for the oversight of all activities in relation to the prevention and detection of money laundering (ML) and terrorist financing (TF) and providing support and guidance to the senior management to ensure that ML/TF risks of SG Branch is adequately understood and managed.

Duties and Responsibilities

A. Anti-Money Laundering and Terrorist Financing

• Ensures that SG Branch observes the applicable regulations, Bank’s policies and procedures and the Guidelines on Prevention of Money Laundering and Terrorist Financing in the handling of suspicious transactions involved in money laundering activities; and
• Ensures that appropriate systems, manual and/or automated, as aligned with the Head Office as may be applicable, to facilitate the prevention of money laundering are in place.

B. Compliance Program Review

• Identifies the relevant Singapore and Philippine laws and regulations which are applicable to SG Branch, and analyzes the corresponding risks of non-compliance and determine the action points to ensure compliance of the branch; and
• Conducts periodic compliance review function on applicable legal and regulatory requirements and the frequency of reviews and assessments to be taken shall commensurate to the identified risk levels or as required by the MAS and/or BSP and other regulators in Singapore and the Philippines.

C. Liaison between Singapore Branch and Regulatory Agencies

• Acts as one of the key contacts between the branch and the regulatory bodies (e.g. Bangko Sentral ng Pilipinas – BSP, MAS, etc.);
• Consults the said regulatory agencies for additional clarification on specific provisions of anti-money laundering laws and regulations and/or compliance to their findings; and
• Initiates dialogues with respect to borderline issues as they affect compliance by the branch.

D. Liaison between Singapore Branch and Head Office

• Promotes a clear and open communication process within the branch and with Head Office to educate and address anti-money laundering compliance matters; and
• Aligns its compliance activities, manuals and guidelines with Head Office Compliance.

E. Compliance Advisories and Trainings

• Trains and informs the branch staff on regulatory requirements pertaining to Anti-Money Laundering through any of these means, as appropriate: lecture, meetings, compliance memo distribution of manuals, and the dissemination of regulatory circulars/issuances, etc.
• Provides advisories to the branch on any matter related to anti-money laundering regulatory issuances or laws; and
• Conducts trainings to branch personnel, as necessary, to raise awareness and understanding of the Branch on anti-money laundering regulatory issuances or laws and be fully aware of their responsibilities to ensure compliance with regulatory requirements.

F. Compliance Testing

• Provides oversight to the conduct of Independent Compliance Testing (ICT) and Regulatory Compliance Testing Checklist (RCTC) within SG Branch pertaining to Anti-Money Laundering; and
• Ensures the timely reporting of ICT/RCTC Progress/Results to Head Office Compliance on a monthly basis.

G. Administrative

• Conducts meetings with AML Compliance team;
• Ensures clear understanding of the duties and responsibilities of the Anti-Money Laundering Compliance personnel;
• Recommends improvements on existing policies and procedures;
• Ensures submission of status reports and other reports as may be required by the Compliance Head and SG Branch Chief Executive in timely and accurate manner;
• Evaluates/rates the performance of Anti-Money Laundering Compliance personnel of SG Branch;
• Monitors punctuality and attendance of Anti-Money Laundering Compliance personnel of SG Branch;
• Ensures that good housekeeping is maintained by SG Branch Anti-Money Laundering Compliance personnel;
• Maintains the files of SG Branch Anti-Money Laundering Compliance Team in good order;
• Ensures that emails are read and attended to timely; and
• Other duties and responsibilities as deemed fit to his qualifications and designation by the senior management from time to time provided there is no direct conflict with his key roles and functions.

Job Mandate

The role is responsible for the Anti-Money Laundering Compliance Function of BDO Unibank, Inc.-Singapore Branch (SG Branch). Reports directly to the Head of Compliance.

The principal function is to ensure that the SG Branch effectively complies with the statutory provisions, regulatory requirements or guidelines and codes of conduct applicable to Anti-Money Laundering in Singapore.

Incumbent acts as the focal point within SG Branch for the oversight of all activities in relation to the prevention and detection of money laundering (ML) and terrorist financing (TF) and providing support and guidance to the senior management to ensure that ML/TF risks of SG Branch is adequately understood and managed.

Duties and Responsibilities

A. Anti-Money Laundering and Terrorist Financing

1. Ensures that SG Branch observes the applicable regulations, Bank’s policies and procedures and the Guidelines on Prevention of Money Laundering and Terrorist Financing in the handling of suspicious transactions involved in money laundering activities; and
2. Ensures that appropriate systems, manual and/or automated, as aligned with the Head Office as may be applicable, to facilitate the prevention of money laundering are in place.

B. Compliance Program Review

1. Identifies the relevant Singapore and Philippine laws and regulations which are applicable to SG Branch, and analyzes the corresponding risks of non-compliance and determine the action points to ensure compliance of the branch; and
2. Conducts periodic compliance review function on applicable legal and regulatory requirements and the frequency of reviews and assessments to be taken shall commensurate to the identified risk levels or as required by the MAS and/or BSP and other regulators in Singapore and the Philippines.

C. Liaison between Singapore Branch and Regulatory Agencies

1. Acts as one of the key contacts between the branch and the regulatory bodies (e.g. Bangko Sentral ng Pilipinas – BSP, MAS, etc.);
2. Consults the said regulatory agencies for additional clarification on specific provisions of anti-money laundering laws and regulations and/or compliance to their findings; and
3. Initiates dialogues with respect to borderline issues as they affect compliance by the branch.

D. Liaison between Singapore Branch and Head Office

1. Promotes a clear and open communication process within the branch and with Head Office to educate and address anti-money laundering compliance matters; and
2. Aligns its compliance activities, manuals and guidelines with Head Office Compliance.

E. Compliance Advisories and Trainings

1. Trains and informs the branch staff on regulatory requirements pertaining to Anti-Money Laundering through any of these means, as appropriate: lecture, meetings, compliance memo distribution of manuals, and the dissemination of regulatory circulars/issuances, etc.
2. Provides advisories to the branch on any matter related to anti-money laundering regulatory issuances or laws; and
3. Conducts trainings to branch personnel, as necessary, to raise awareness and understanding of the Branch on anti-money laundering regulatory issuances or laws and be fully aware of their responsibilities to ensure compliance with regulatory requirements.

F. Compliance Testing

1. Provides oversight to the conduct of Independent Compliance Testing (ICT) and Regulatory Compliance Testing Checklist (RCTC) within SG Branch pertaining to Anti-Money Laundering; and
2. Ensures the timely reporting of ICT/RCTC Progress/Results to Head Office Compliance on a monthly basis.

G. Administrative

1. Conducts meetings with AML Compliance team;
2. Ensures clear understanding of the duties and responsibilities of the Anti-Money Laundering Compliance personnel;
3. Recommends improvements on existing policies and procedures;
4. Ensures submission of status reports and other reports as may be required by the Compliance Head and SG Branch Chief Executive in timely and accurate manner;
5. Evaluates/rates the performance of Anti-Money Laundering Compliance personnel of SG Branch;
6. Monitors punctuality and attendance of Anti-Money Laundering Compliance personnel of SG Branch;
7. Ensures that good housekeeping is maintained by SG Branch Anti-Money Laundering Compliance personnel;
8. Maintains the files of SG Branch Anti-Money Laundering Compliance Team in good order;
9. Ensures that emails are read and attended to timely; and
10. Other duties and responsibilities as deemed fit to his qualifications and designation by the senior management from time to time provided there is no direct conflict with his key roles and functions.

iFAST Corporation Ltd is a global digital banking and wealth management fintech platform headquartered in Singapore and listed on the SGX-ST Mainboard. The Risk Management department is seeking an inquisitive Risk Management Executive to join our team to collaborate with departments to champion risk management initiatives and continue to build on our risk-aware culture.

Responsibilities

• Support the development of risk management plans through the establishment of robust enterprise-wide risk management policies and processes, and sets risk limits to guide risk-taking within the Group
• Contribute to the overall success of the Risk Management function through delivery of specific goals, plans in support of business strategies and objectives
• Lead risk control self-assessment program through implementation of the scope review of the significant business units & processes, identify and assess risk areas, advise on the design of risk controls, monitor and coordinate updates of remediation action plans to mitigate the risks areas identified
• Lead and partner the business lines and support functions to ensure risk metrics and risk appetites are defined, documented and applicable thresholds justified through rationales for principal risks
• Participate, partner with and provide ‘sounding board’ guidance to the business lines and control and support units to ensure new initiative sponsors assess risks appropriately
• Produce regular reports highlighting key risk areas, including market, credit and liquidity risk measures, and key performance trend, contribution and attribution analytics to portfolio managers, senior management, Investment Committee and Board
• Perform stress test or scenario analysis on portfolio or company-wide level.
• Participate in Scenario Analysis through documentation and research of relevant internal and external operational loss events
• Provide input/support in the development and communication of processes to support policy implementation
• Identify and address opportunities for improving controls and efficiencies of processes
• Be involved in the user requirement studies and user acceptance test for risk and performance systems
• Assist Team Leads and Management with ad-hoc requests

Requirements

• Good degree in any discipline
• Candidates without working experience are encouraged to apply
• Possess a high level of drive and initiative, strong communication, analytical, quantitative and interpersonal skills
• Independent, driven, resourceful and meticulous
• Enjoys multi-tasking in a fast-paced environment

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

Overview of The Department

Commercial Rating and Underwriting (CRU) sits within the Credit and Fraud Risk Management (CFR) division and forms the institutional credit risk management function within American Express. The CRU team plays the critical role of assessing and managing the risk of institutional exposures across all business units within American Express, and in all regions globally. Credit exposures are primarily generated through corporate and small business card programs, via merchant service relationships where non-delivery risk exists, and among the securities portfolio held for firm-wide liquidity. CRU is led from Salt Lake City with regional teams in New York, London, Singapore, India and Sydney.

In addition to determining the internal credit rating which drives the probability of default of each exposure, CRU also underwrites Amex’s large commercial card programs. As a bank holding company, American Express must comply with the highest global banking standards set by Basel and implemented by our primary regulator, the Federal Reserve.

Job Responsibilities

Directors in CRU are responsible for overseeing managers who rate and underwriting credit exposures in their assigned region, industry, and business line. Fundamental analysis incorporates a thorough review of business, financial, industry and country risk coupled with support from internal and external rating model outputs. Assessment includes understanding of the need for credit extension, profitability of the relationship and program structures. CRU directors interact with various constituents across the firm including front office sales, business unit risk partners, and credit administration to perform their critical role.

Desired Skills:

• Expertise as a credit and underwriting decision maker dealing with commercial exposures ranging from small business or middle-market to large, multinational institutions
• Thorough understanding of fundamental financial analysis, including the ability to review corporate financial statements to determine the ability of the obligor to honor its credit obligations.
• Lead various projects to meet heightened standards for Category 2 bank, as issued by the Office of the Comptroller of the Currency on regulatory capital rule and liquidity coverage ratio rule
• Proven ability to influence others to achieve complex objectives against tight deadlines
• Comfort with GAAP/IFRS accounting standards, corporate valuation, and forecasting
• Knowledge of how probability of default and loss given default determine economic capital
• Experience in determining appropriate credit capacity, structuring of facilities, and risk mitigation techniques
• Comfort with public agency ratings and supporting analysis
• Understanding of current macroeconomic trends and how to provide recommendations to improve the PD estimation based on the business cycle
• Experience preparing company-specific and industry-wide credit memorandums
• Excellent judgment in making sound rating and underwriting decisions to maximize profitability and mitigate risk
• Review of rating methodology in operating manual in English and Chinese
• Track record of collaborating and building relationships across organization
• Ability to lead large scale, time sensitive, enterprise-wide projects through to successful completion

Qualifications:

• Minimum 10 years’ experience in rating and / or underwriting at a leading financial institution or rating agency
• Experience in managing, training and mentoring direct reports
• Bachelor’s degree from a top tier university in finance, accounting, economics, or statistics
• Proficiency in English and Chinese (Mandarin)
• Good knowledge on the U.S banking regulations, particularly those imposed by Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation.

You lead the development, implementation and evaluation of quality assurance and risk management, covering corporate governance and compliance policies and processes for our organization.

• Establish and maintain a quality and risk management framework that aligns with the organization’s vision, mission and values, goals, and complies with the relevant Acts, laws, regulations and standards

• Communicate and collaborate with internal and external stakeholders to convey quality assurance and risk management information and expectations, build trust and rapport

• Coordinate and conduct activities such as audits, assessments, reviews, investigations; and reporting and monitoring and improving the performance and outcomes of the organization and its services

• Identify, analyze and manage potential and actual risks and issues

• Develop and implement solutions and strategies to prevent, mitigate or resolve them

• Provide guidance, support and training to staff and managers on quality assurance and risk management best practices and processes, and fostering a culture of quality and safety across the organization

• Oversee the protection of data during storage, usage and disposal to manage risk of data loss

• Respond and manage incidences from inception, through solutioning, to completion, with all affected operators and relevant authorities

• Oversee activities to foster personal data protection awareness within the organisation

• Enhance compliance processes based on an evaluation of gaps in business operations and data protection requirements

• Translate user's privacy and personal date protection requirements into data-driven design thinking processes

Requirements:

• A degree holder with certification in risk management, data protection or related credentials from a recognized professional association

• Minimum 5 years of relevant working experience

• Demonstrate knowledge and understanding of the aspects of compliance, governance and risk management

• Knowledge and experience in health care and/or NGO risk management settings will be an advantage

• Proficient technical skills to use various tools and applications to collect, analyze and report management data and information

• Experience in managing risk through data and AI governance

• Good communication and interpersonal skills

• Meticulous and systematic in documentation

• Analytical and strong problem-solving and critical thinking skills

• Integrity to uphold ethical principles and values

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

Overview of The Department

Commercial Rating and Underwriting (CRU) sits within the Credit and Fraud Risk Management (CFR) division and forms the institutional credit risk management function within American Express. The CRU team plays the critical role of assessing and managing the risk of institutional exposures across all business units within American Express, and in all regions globally. Credit exposures are primarily generated through corporate and small business card programs, via merchant service relationships where non-delivery risk exists, and among the securities portfolio held for firm-wide liquidity. CRU is led from Salt Lake City with regional teams in New York, London, Singapore, India and Sydney.

In addition to determining the internal credit rating which drives the probability of default of each exposure, CRU also underwrites Amex’s large commercial card programs. As a bank holding company, American Express must comply with the highest global banking standards set by Basel and implemented by our primary regulator, the Federal Reserve.

Job Responsibilities

Directors in CRU are responsible for overseeing managers who rate and underwriting credit exposures in their assigned region, industry, and business line. Fundamental analysis incorporates a thorough review of business, financial, industry and country risk coupled with support from internal and external rating model outputs. Assessment includes understanding of the need for credit extension, profitability of the relationship and program structures. CRU directors interact with various constituents across the firm including front office sales, business unit risk partners, and credit administration to perform their critical role.

Desired Skills:

• Expertise as a credit and underwriting decision maker dealing with commercial exposures ranging from small business or middle-market to large, multinational institutions
• Thorough understanding of fundamental financial analysis, including the ability to review corporate financial statements to determine the ability of the obligor to honor its credit obligations.
• Lead various projects to meet heightened standards for Category 2 bank, as issued by the Office of the Comptroller of the Currency on regulatory capital rule and liquidity coverage ratio rule
• Proven ability to influence others to achieve complex objectives against tight deadlines
• Comfort with GAAP/IFRS accounting standards, corporate valuation, and forecasting
• Knowledge of how probability of default and loss given default determine economic capital
• Experience in determining appropriate credit capacity, structuring of facilities, and risk mitigation techniques
• Comfort with public agency ratings and supporting analysis
• Understanding of current macroeconomic trends and how to provide recommendations to improve the PD estimation based on the business cycle
• Experience preparing company-specific and industry-wide credit memorandums
• Excellent judgment in making sound rating and underwriting decisions to maximize profitability and mitigate risk
• Review of rating methodology in operating manual in English and Chinese
• Track record of collaborating and building relationships across organization
• Ability to lead large scale, time sensitive, enterprise-wide projects through to successful completion

Qualifications:

• Minimum 10 years’ experience in rating and / or underwriting at a leading financial institution or rating agency
• Experience in managing, training and mentoring direct reports
• Bachelor’s degree from a top tier university in finance, accounting, economics, or statistics
• Proficiency in English and Chinese (Mandarin)
• Good knowledge on the U.S banking regulations, particularly those imposed by Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation.

You lead the development, implementation and evaluation of quality assurance and risk management, covering corporate governance and compliance policies and processes for our organization.

• Establish and maintain a quality and risk management framework that aligns with the organization’s vision, mission and values, goals, and complies with the relevant Acts, laws, regulations and standards

• Communicate and collaborate with internal and external stakeholders to convey quality assurance and risk management information and expectations, build trust and rapport

• Coordinate and conduct activities such as audits, assessments, reviews, investigations; and reporting and monitoring and improving the performance and outcomes of the organization and its services

• Identify, analyze and manage potential and actual risks and issues

• Develop and implement solutions and strategies to prevent, mitigate or resolve them

• Provide guidance, support and training to staff and managers on quality assurance and risk management best practices and processes, and fostering a culture of quality and safety across the organization

• Oversee the protection of data during storage, usage and disposal to manage risk of data loss

• Respond and manage incidences from inception, through solutioning, to completion, with all affected operators and relevant authorities

• Oversee activities to foster personal data protection awareness within the organisation

• Enhance compliance processes based on an evaluation of gaps in business operations and data protection requirements

• Translate user's privacy and personal date protection requirements into data-driven design thinking processes

Requirements:

• A degree holder with certification in risk management, data protection or related credentials from a recognized professional association

• Minimum 5 years of relevant working experience

• Demonstrate knowledge and understanding of the aspects of compliance, governance and risk management

• Knowledge and experience in health care and/or NGO risk management settings will be an advantage

• Proficient technical skills to use various tools and applications to collect, analyze and report management data and information

• Experience in managing risk through data and AI governance

• Good communication and interpersonal skills

• Meticulous and systematic in documentation

• Analytical and strong problem-solving and critical thinking skills

• Integrity to uphold ethical principles and values