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Financial accountant
Posted 24 days ago
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Job Description
- Responsible for monthly and year-end closing of accounts and report generation
- Set up accounting policies, procedures and practices
- Ensure compliance with accounting standards and maintain good internal control system
- Responsible for periodic forecasting and yearly budgeting
- Monthly cash flow forecasting and management
- Track actual performance against forecast and budget, and perform variance analysis
- Provide financial analysis, identify and highlight areas of opportunities, and provide recommendations to Management with the objective of improving financial performance
- Build financial models to support internal decision making
- Other ad-hoc assignments and projects as assigned
- You will have a direct line of report to the Directors
Qualification
- Degree in Accounting, Finance, Economics, or a related field. Professional qualifications (CPA, CFA, ACCA, etc.) are highly desirable.
- Strong track record of leading financial planning, capital structuring, and operational governance in dynamic environments.
- Hands-on experience in designing and implementing financial dashboards, ERP systems, and performance monitoring processes.
- Strong knowledge of financial reporting, compliance, and governance, with the ability to manage audits and regulatory requirements.
Desired Skills & Attributes
- Strategic thinker with a passion for driving financial transformation and creating competitive advantage.
- Exceptional leadership, communication, and team-building skills.
- Ability to balance strategic vision with operational execution and attention to detail.
- Strong analytical skills with the ability to interpret complex financial data and provide actionable insights.
- Experience in managing financial teams, ensuring their alignment with organizational goals and fostering continuous growth.
- Good teamwork
- Understand food manufacturing system
Company Details
Food operator
Posted 24 days ago
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Job Description
Key Responsibilities:
- Perform general production operator duties to uphold quality standard, ensure safe and efficient operations at work.
- Operate cooking machines according to standard procedure
- Preparation of ingredients based on standard procedure
- Check and inspect of raw/ finish material.
- Maintain cleanliness and organization in the work area.
- Follow safety, FSSC 22000, SFA and company SOPs at all times.
- Highlight any issues to superior and seek resolutions immediately.
- Any other job duties as assigned.
Qualification
- No Minimum Requirement
- Possess relevant experience in manufacturing line
- Able to carry heavy load, work long standing hours and under cold/ hot environment
- Must be a team player
- Able to work independently and as a team
- Work 5.5-day shift and must be willing to perform repetitive tasks
- Responsible
Singaporean / PR due to Quota
Part time hiring also available.
Location North side
Interested Please call 90073152 for more details /
Company Details
Sales Representative
Posted 24 days ago
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Job Description:
As an sale representative at Red Gum Pte Ltd that you will play a pivotal role in driving our growth by building and nurturing relationships with our valued customers. Your responsibilities will include:
Key Responsibilities:
Negotiate and Win Customers:
- Identify and target potential customers within the HoReCa in Singapore.
- Initiate contact and engage in effective negotiations to win new business.
- Develop and maintain strong relationships with existing customers to ensure ongoing satisfaction and loyalty.
Maximize Margins and Winning Customer Loyalty:
- Strategically price products to maximize margins while remaining competitive in the market.
- Work closely with customers to understand their needs and tailor solutions to exceed their expectations.
- Implement strategies to enhance customer loyalty and repeat business.
Build and Maintain a Ready Pool of Customers:
- Continuously prospect and develop a pipeline of potential customers.
- Manage a portfolio of accounts to ensure a steady stream of business opportunities.
- Monitor market trends and adapt strategies accordingly to stay ahead of the competition.
Qualifications:
- Proven track record in sales and account management, preferably in the food industry.
- Strong negotiation and communication skills with the factories
- Results-oriented with a focus on achieving and exceeding sales targets.
- Ability to build and maintain long-lasting customer relationships.
- Strategic thinking and the ability to identify growth opportunities.
- Flexibility to adapt to changing market dynamics.
- Proficiency in computers
- Singaporean only Due to Quota
Benefits:
- Opportunities for professional development and career advancement.
- A dynamic and collaborative work environment.
- The chance to be part of a fast-growing and innovative company.
- Flexibility in working time / hours
- Minimal reporting / paper work
Company Details
Senior Specialist, Product Management
Posted today
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Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Senior Specialist, Product Management Who is Mastercard?Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.
Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.
Overview
Mastercard’s SSO Security Solutions Organization (SSO) is among the fastest growing vertical within Mastercard, developing and delivering scalable, world-class security products and services for customers across the globe. SSO represents a range of products covering Post-Transaction Experience, Network Solutions, Identity, Behavior, Cyber Security, Crypto AML and Enterprise Risk.
Role
The Senior Specialist, SSO Product Management, will be responsible for development and execution of product strategy in support of key Post-transaction Experience and Dispute Resolution solutions in AP.
This role will:
1) Report to the Director, SSO Product Management, Asia Pacific and work closely with regional and division stakeholders and Global product teams to execute product strategy of key dispute resolution solutions, such as Ethoca Alerts and Ethoca Consumer Clarity.
2) anage end-to-end product development process for new solutions, which includes customer interviews, Studio, pricing, narrative development and multi-party feedback loops. To this end, support discussions with functional support teams such as Operations & Technology, Legal & Franchise, Finance/Pricing, Marketing and Business Development teams.
3) Work closely with SSO leads in the divisions, sales, account management and business development teams to develop and deploy go-to-market plans across geographies and enhance product penetration.
4) Develop deep understanding of customer behavior and market trends by analyzing relevant data to inform product strategies and forecasting.
5) Monitor performance of solutions (including technical issues and customer feedback), escalate needed enhancements to relevant teams and participate in defining roadmap.
6) Achieve annual revenue targets for existing and new products and services.
All About You
We are looking for an agile person with interest and passion for learning and making an impact on the job.
• T ack record of successfully leading and executing initiatives in product management, payments, and/or fintech.
• E cellent quantitative and analytical skills; able to work with large data and derive insights.
• S rong problem-solving skills with the ability to break down complex challenges.
• S lf-starter with a sense of ownership and ability to manage tasks independently.
• E fective communicator with strong presentation and stakeholder management skills.
• E perience in managing disputes and chargeback related products is a plus.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
Abide by Mastercard’s security policies and practices;
Ensure the confidentiality and integrity of the information being accessed;
Report any suspected information security violation or breach, and
Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.
VP, Product Management - Cyber & Intelligence Solutions
Posted today
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Job Description
Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
VP, Product Management - Cyber & Intelligence Solutions Responsibilitieso Drive execution of market plans across a portfolio of new and fast growing C&I Solutions
o versee the timely development, refresh and implementation of market level network solutions plans
o Build out, at market level, value chain participants and key dependencies
o Define metrics (and key tactical steps) from which to gauge successful execution of market plans
• D velop and drive a consolidated view of possible partnership / investment / acquisition targets to support strategies
o Provide perspective and strategic rationale, synergy considerations and prioritization of possible targets
o Assess processing expansion plans in the context of relevance to market needs
Requirements
• E perience developing and executing actionable market strategies that span business units, corporate strategies and creating implementation plans
• P oduct Management excellence combined with strong project management ability is critical.
• C oss-functional leadership experience managing multiple, complex projects concurrently and delivering timely results under tight timelines
• A ility to network outside MasterCard to develop partnerships and leads for M&A
• K owledge of the local processing industry, understanding of the competitive landscape and industry trends a plus – culturally attuned to local markets, fluent in local language
• Sup rior analytical and problem solving skills with an ability to identify key issues, structure analysis and synthesize large amounts of data, and provide recommendations effectively
• S rong interpersonal and leadership skills to influence and build credibility; team oriented, collaborative, diplomatic, and flexible
• P rsonal presence and ability to clearly communicate compelling messages to senior management and business partners
• T chnology savvy; close collaboration with Operations and Technology and future processing businesses
• A ility to embrace complexity, but deliver/articulate simplicity
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
Abide by Mastercard’s security policies and practices;
Ensure the confidentiality and integrity of the information being accessed;
Report any suspected information security violation or breach, and
Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.
Director, Product Management, Security & Cyber Intelligence
Posted today
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Job Description
Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Director, Product Management, Security & Cyber Intelligence Overview:Mastercard’s Cyber & Intelligence Solutions (C&I) team is responsible for innovation, development and management of our world class products and services to address evolving risk and security needs. It leads a multi-product commercialization initiative for all Mastercard’s global customers.
As part of this organization, the Director, Product Management, Security & Cyber Intelligence will be responsible for developing and managing Cyber Security related cyber products and services within their region, which Mastercard offers customers across all related stakeholders including, consumers, issuers, acquirers, processors, and merchants.
This role will work closely with both internal, external, private and public sector parties to understand the needs and technology required to deliver applicable solutions.
The cybersecurity industry is a quickly expanding market, growing in response to diverse and costly global cyber threats targeting all business sectors. Good cybersecurity is often inaccessible and cost prohibitive to many businesses and organizations. They struggle to understand the impact of the threats and how they apply. Our objective in C&I is to provide accessible and affordable cyber security to our customers.
What we are looking for:
Mastercard is looking to create a more proactive approach to assist the cybersecurity of our customers. To that end we are seeking a motivated individual who is interested in becoming part of something new. Do you want to make a difference to the wider eco-system and help alleviate the impact that cyber breaches have on society? Are you able to work dynamically on multiple projects at one time, and represent the needs of a diverse cultural region within a global forum? Do you have a broad understanding of cybersecurity problems, and the ability to talk to advise different stakeholders on how to mitigate risk?
Responsibilities
• Responsible for the assigned Cyber & Intelligence Solutions product suite in ‘Region’ for all aspects of P&L, KPI go-to-market strategy and execution
• ingle point of contact for all regional enquiries and liaison with central global team in the USA.
• R search security trends and threats in the consumer device, retail, ACH, payment card and broader financial sectors and drive change within global product management.
• C eate a cybersecurity regional capability gap analysis with a focus on key stakeholders; issuers, merchants, consumer focus groups and governments to ensure detail viability study of proposed solutions.
• D velop and implement a security product go-to-market strategy.
• A ign with the other regions and sales teams to ensure consistency on go-to market plans.
• D velop a security information sharing solution in close cooperation with the other Cyber & Intelligence Solutions teams and Mastercard cross functional groups.
• R sponsible for overall product regional team revenue performance.
• N gotiate complex business models, partnerships, transactions, and other commercial agreements.
• T st, challenge and improve product business cases for overall viability and financial validity, leveraging business and financial acumen.
• M nage cross-functional groups/teams to ensure compliance to goal setting and performance appraisal processes; coach and develop employees as an organizational resource.
All About You:
• D tailed technical understanding of Mastercard and other in market cyber solutions encompassing synergies and of how existing different solutions and programs benefit customers utilizing tools and applications.
• K owledge of the card fraud lifecycle from point of compromise through criminal monetization.
• T chnical familiarity with existing and emerging cybersecurity technologies, related risks and business opportunities.
• E perience and comfort in presenting security to senior level audiences and simplification of complex security related topics including threat and risk analysis and mitigation technology and best practices
• A ility to influence with effective communications and negotiation skills.
• E perience in working with cross functional teams in getting projects executed.
• B or Msc in a technology related field required. MBA preferred
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
Abide by Mastercard’s security policies and practices;
Ensure the confidentiality and integrity of the information being accessed;
Report any suspected information security violation or breach, and
Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.
Senior Specialist, Product Management, Security Solutions
Posted today
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Job Description
Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Senior Specialist, Product Management, Security Solutions Who is Mastercard?We are the global technology company behind the world’s fastest payments processing network. We are a vehicle for commerce, a connection to financial systems for the previously excluded, a technology innovation lab, and the home of Priceless®. We ensure every employee has the opportunity to be a part of something bigger and to change lives. We believe as our company grows, so should you. We believe in connecting everyone to endless, priceless possibilities.
Join Mastercard’s APAC Security Solutions Product team as a Senior Specialist focused on Network Resiliency and Transaction Enrichment solutions. This role is pivotal in enhancing resiliency and security in transaction processing for acquirers and issuers across the region. You will be part of a high-performing, collaborative team that works closely with global and regional stakeholders to deliver impactful product strategies and drive adoption of Mastercard’s security solutions.
Key Responsibilities:
* Manage existing products and new product introductions / enhancements, in accordance to Mastercard framework.
* Partner with Security Solutions Division, Account Management, Business Development, and Customer Success teams to identify opportunities and support go-to-market efforts.
* Gather input from customers, partners, and internal teams to inform product direction.
* Conduct market research and competitive analysis to identify opportunities.
* Oversee implementation and rollout of customer and country-level programs.
* Track progress, manage risks, and ensure timely delivery of product initiatives.
About You:
* Track record of successfully leading and executing initiatives in product management, payments, and/or fintech.
* Excellent quantitative and analytical skills; able to work with large data and derive insights.
* Strong problem-solving skills with the ability to break down complex challenges.
* Self-starter with a sense of ownership and ability to manage tasks independently.
* Effective communicator with strong presentation and stakeholder management skills.
* Familiarity with the four-party payment network, security and resiliency is a plus.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
Abide by Mastercard’s security policies and practices;
Ensure the confidentiality and integrity of the information being accessed;
Report any suspected information security violation or breach, and
Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.
Senior Specialist, Product Management, Cardholder Services
Posted today
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Job Description
Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Senior Specialist, Product Management, Cardholder Services OverviewMastercard Cardholder Services provides a range of cutting-edge products and services for our customers to create compelling card propositions that drive the acquisition of new cardholders and then ensure a positive and long-term relationship with them.
Our propositions range from Benefits programs which protect cardholders and make their day to day lives easier, to a comprehensive and flexible Travel Benefits that supports and grows customer engagement.
Serve as a key member of the AP Cardholder Services team, contributing to the execution of global and regional strategies in collaboration with insurance, assistance, and lifestyle services teams across the Asia Pacific region.
Do you enjoy a fast paced and dynamic collaborative environment working on a diverse range of activities? Have you worked across a number of different countries and stakeholder groups?
Role
- Support with product development, maintenance and go-to-market for all products and services managed within the Cardholder Services Team, within Core Product, for AP region.
- Support cross-functional teams in tracking and managing key metrics and product performance, ensuring consistent adherence to quality benchmarks and timely delivery of outputs.
- Bring new products to market by analyzing consumer needs and market trend from a ROI perspective; and using a data driven approach to identify opportunities for differentiation
- Achieve operational excellence by ensuring existing products and programs follow through the defined process maps and product development processes.
- Support the sales team with solution assessment and providing input for customer proposals
- Strong engagement and collaboration across key internal stakeholders on product and sales support, market readiness and jurisdiction reviews as needed.
All About You
- Strong experience in dynamic product management or a Financial Services consulting organization
- A collaborative team player – who enjoys working in a fast-paced environment
- Excellent communication Skills and strong commercial acumen
- Experience in proposition design and development, with a good understanding of product marketing concepts
- Experience in managing products through the product lifecycle, with new product development experience a plus.
- Relevant industry experience: Cards / Payments industry experience is a plus.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
Abide by Mastercard’s security policies and practices;
Ensure the confidentiality and integrity of the information being accessed;
Report any suspected information security violation or breach, and
Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.
Specialist, Prepaid Consumer Products, Asia Pacific
Posted today
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Job Description
Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Specialist, Prepaid Consumer Products, Asia Pacific Why this is important to Mastercard:Prepaid is an integral and growing part of Mastercard’s consumer business in Asia-Pacific, encompassing both conventional card-based prepaid programs as well as new digital fintech-linked solutions. Prepaid is a key means for Mastercard to enable new payment flows, facilitate the entry into the payments marketplace for new participants, as well as deliver new ways to pay.
The regional prepaid team is responsible for management and innovative development of products and services to address the need gaps of evolving customer segments and drive financial inclusion agenda in Asia Pacific.
Job Description
What a Specialist-Prepaid Product Management does at Mastercard:
As a Specialist for consumer prepaid solutions, you will work closely with the regional lead for Prepaid in Asia Pacific to manage and drive mid to long-term prepaid and fintech product related product growth strategy and execution. This includes aspects of product development/management and execution of Go-To-Market strategies.
The role requires managing strategic initiatives for a commercialized product. The individual will contribute to product innovation, optimize products and resources, and collaborate with teams to implement incremental improvements within the product’s life cycle.
Role:
• Work with Mastercard’s global/local stakeholders to define and deliver a set of Mastercard branded/affiliated capabilities to drive competitive advantage.
• onitor and report on competition, market evolution and trends, analyze results from ongoing and past research efforts and recommend appropriate action plans.
• C llaborate with various client-facing teams to develop solutions for both internal and external clients, manage ongoing client support activities and provide client consultation.
• P omote comprehensive education on the overall product value propositions and support Mastercard internal client-facing teams to implement portfolio enhancement initiatives to drive client business growth.
• B responsible for maintaining internal/external facing sales and training materials.
• M nage progress, reports and roadmap on ongoing projects.
• B siness planning, management reporting, analytics.
Qualifications
What we are looking for:
• S rong execution bias to drive initiatives and meet key goals.
• O tcome oriented, creative in problem solving, highly skilled at managing and coordinating multiple stakeholders in a high-paced environment.
• S und business acumen, analytical skills and keen understanding of new technology payment business models and profitability drivers.
• E perience in delivering product & business solutions and keen interest in payment technology & innovation.
• A ility to multi-task and strong attention to details.
• M tivated, flexible, self-directed and desire to thrive on small project teams.
• O tstanding communication, organizational and negotiation skills with strong ability to influence.
• M nimum of a Bachelor’s Degree from a reputed University.
• The following attributes are desirable:
• U derstanding of payments industry, or experience in financial services & fintechs will be an advantage.
• S rong cross-functional/multi stakeholder management skills.
• C llaborative style with experience working in a regional/global team.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
Abide by Mastercard’s security policies and practices;
Ensure the confidentiality and integrity of the information being accessed;
Report any suspected information security violation or breach, and
Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.
Manager, Product Management, Business Intelligence
Posted today
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Job Description
Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Manager, Product Management, Business Intelligence OverviewMastercard’s Services organization is a key growth engine, delivering innovative solutions that help our customers thrive. By integrating proprietary data, cutting-edge technology, expert insights, and strategic expertise, Services plays a critical role in driving Mastercard’s differentiation and business growth.
We are seeking a highly motivated Manager to join our Asia Pacific Business Intelligence team.
As a regional product manager, you will be responsible for ensuring the product is scaled across the Region. The position will need to have deep understanding of the competitive landscape, ensure the product meets local market needs, and be able to proactively enhance and innovate the product line by collecting the requirements for future development. This position will ensure product meets local market needs, deliver the product go-to-market strategy to ensure that the product is a part of the broader solutions portfolio to drive the desired business outcomes. This position will work closely across the Regional and Global Product Leads, Services Business Sales Leads and Account Managers.
Reporting directly to the Regional Business Intelligence Product Management Lead, this individual will ensure products maximize funding pools and facilitate customer dynamics.
Key Responsibilities / Role:
Act as Product Owner for Business Intelligence
• Bring global product to the region, including use cases and value story
• anage a suite of insights platform and reports for the region
• M intain quality control and continuously collect feedback to feed into global product roadmap
• B dget and forecast tracking
Lead Product Localization and GTM
• Manage regional product commercialization process (Studio including pricing)
• Partner with Network Sales / Market Business Development leads to identify sales opportunities
Act as Regional SME
• Understand competitive landscape, map regional pain points/needs
• Training and educational sessions to Account Managers / Sales and clients
• Measure value and articulate impact
All About You
• Background n Business Administration, Economics, or related field
• P oven experience as a product, sales or client services leader with a demonstrated ability to drive growth.
• C nsultative mindset with the ability to craft compelling, customer-tailored narratives.
• S rong business acumen and a track record of delivering innovative, customer-centric solutions
• E tensive experience launching and scaling products in dynamic markets.
• K en understanding of competitive offerings and payments industry trends and ability to translate that into scalable products
• G owth-oriented and adaptable, thriving in fast-paced, rapidly evolving environments.
• I ternational and matrixed organizational experience is highly desirable.
• E ceptional networking, communication, and storytelling skills, with a strong focus on results and urgency.
• A ility to work across geographically diverse teams and cultures
• S rong analytical skills and ability to derive actionable insights from data
• E perience in Financial Institutions, Fintechs and Data platforms preferred
• F uent in English
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
Abide by Mastercard’s security policies and practices;
Ensure the confidentiality and integrity of the information being accessed;
Report any suspected information security violation or breach, and
Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.